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Credit Risk Analyst Jobs in Katy, TX (NOW HIRING)

This exempt position is responsible for performing timely, thorough client credit reviews and risk ... The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ...

The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst is expected to build proficiency in underwriting, developing ...

The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst is expected to build proficiency in underwriting, developing ...

Ensure that credits are accurately risk graded, appropriately structured, and that sources of ... Superior credit analysis skills * Strong commercial underwriting skills * Ability to logically ...

Provide support to senior management in risk assessment and decision making Liaise with Traders, Customers, and Banks to discuss credit matters and resolve issues * Analyze customer financial ...

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Credit Risk Analyst information

See Katy, TX salary details

$33.9K

$104.5K

$181.2K

How much do credit risk analyst jobs pay per year?

As of Aug 8, 2026, the average yearly pay for credit risk analyst in Katy, TX is $104,484.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,700.00 and $128,900.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
What are popular job titles related to Credit Risk Analyst jobs in Katy, TX? For Credit Risk Analyst jobs in Katy, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Katy, TX look for? The top searched job categories for Credit Risk Analyst jobs in Katy, TX are:
What cities near Katy, TX are hiring for Credit Risk Analyst jobs? Cities near Katy, TX with the most Credit Risk Analyst job openings:
Infographic showing various Credit Risk Analyst job openings in Katy, TX as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $104,484 per year, or $50.2 per hour.

Full-time

Posted 4 days ago


Job description

This exempt position is responsible for performing timely, thorough client credit reviews and risk assessments to support informed business intake, billing, and collections decisions across the firm. This includes assessing the creditworthiness of potential clients, monitoring existing clients, and coordinating terms of credit. The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing attorneys, and the Billing and Collections teams to resolve client collections issues and improve the firm's overall credit risk management strategy.

Essential Duties

  • Review client and new matter intake requests for new and existing clients to assess creditworthiness, financial condition, business reputation, payment history, and overall risk profile using available credit, financial, firm, and publicly available information

  • Support the Credit Manager in recommending appropriate credit terms, retainers, billing arrangements, and risk mitigation measures for new and existing clients

  • Conduct research on prospective and existing clients, including corporate structure, industry risk, litigation or bankruptcy indicators, payment trends, and other factors relevant to client business risk

  • Prepare and document retainer recommendations and other credit controls consistent with firm policy, client risk profile, and guidance from the Credit Manager

  • Partner with the Collections team to prepare clear, actionable creditworthiness summaries and identify matters requiring escalation to the Credit Manager or other firm leadership

  • Collaborate with billing attorneys, leadership, and the Credit Manager to resolve client credit concerns, collections issues, payment delays, and related risk matters in a timely and professional manner

  • Maintain organized documentation of credit reviews, recommendations, approvals, and follow-up actions to support transparency, consistency, and audit readiness

  • Monitor changes in client financial condition, payment behavior, ownership, or other risk indicators and communicate material concerns to the Credit Manager

Other Duties

Other duties as assigned

Reporting Relationship

This Credit Analyst position reports to the Credit Manager

Direct Reports: None

Qualifications

Knowledge/Experience

Previous experience in financial analysis, credit analysis or credit management is highly preferred. Relevant certifications in credit management are a plus.

Experience using credit reporting, financial research, and business intelligence tools, including S&P Capital IQ, Experian Business IQ, Dun & Bradstreet, Coface, or comparable platforms is a plus.

Experience in a law firm, partnership, or other professional services environment is preferred.

Skills

  • Demonstrated experience performing credit analysis, financial research, risk assessment, or related finance operations work

  • Ability to interpret financial, credit, and public-record information and translate findings into practical, business-oriented recommendations

  • Self-motivated professional with strong interpersonal skills, discretion, and the ability to work effectively with attorneys, clients, and staff across all organizational levels

  • Strong analytical, research, and critical-thinking abilities, with attention to detail and a commitment to accuracy, consistency, and sound judgment

  • Ability to prioritize and handle multiple tasks in a fast-paced, changing environment

  • Excellent oral and written communication skills, including the ability to summarize complex credit or risk issues clearly for attorneys, managers, and leadership

  • Advanced MS Excel, Word, and Outlook skills with the ability to learn new software tools. Intapp Intake and 3E are preferred but not required

  • Ability to manage confidential information with professionalism and good judgment

  • Familiarity with law firm billing, collections, intake, conflicts, or client/matter lifecycle processes is preferred


Education

A Bachelor's degree in finance, accounting, business, or a related field


Physical Demands

Must be able to move around the office up to 15% of the time to make copies, fax, file, etc. Remains stationary at least 85% of the time. This position operates computers and other office productivity machines (e.g., fax machine, copier, printer, etc.) on a regular basis. Occasionally required to move documents or files weighing up to 15 lbs. This position requires constant communication and exchange of information with the Firm attorneys, clients and staff. This position must be able to inspect and observe information on a computer screen at least 80% of the time.

Working Conditions

Office environment.

At Haynes and Boone, our people are the driving force behind our success. Because we value the role every individual plays in how we deliver exceptional legal services, we hire people who will contribute to our professional reputation, enhance client relationships and share in our success.

Haynes and Boone is one of the largest law firms in Dallas, and it continues to grow. In 2023, Haynes and Boone moved its headquarters to a new 27-story office tower in the Harwood District of uptown Dallas. Lawyers in our Dallas office serve all the firm's practice and industry areas - including corporate, litigation, banking/finance, insurance law, healthcare law, labor and employment, estate planning, real estate, bankruptcy, intellectual property, white collar crime, and antitrust. Our Dallas lawyers are widely recognized in their practice areas in publications such as The Best Lawyers in America directory (Woodward/White, Inc.) and the Chambers USA legal directory (Chambers & Partners). This office attracts high-energy, technically proficient people who enjoy working in a collegial environment. We are committed to having an inclusive workforce that reflects our communities, and we seek highly motivated lawyers and staff who value our culture of respect and teamwork.