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Credit Risk Analyst Jobs in Mississippi (NOW HIRING)

Hancock Whitney Bank

Business Analyst

Whitney, MS · On-site

... Credit and Risk. * Support pricing, risk mitigation and fee recommendations in collaboration with appropriate committees using competitive insight, market/risk analysis and financial forecasting.

First South

Senior Loan Officer

Starkville, MS · On-site

... analysis. - Determines credit risk and makes timely and accurate decisions. - Establishes and reneg otiates credit terms, when necessary. - Inspects or appraises collateral as needed or applicable ...

Renasant

CLU Senior Credit Underwriting Manager

Tupelo, MS · On-site

$93K - $110K/yr

Review and analyze all pertinent credit, collateral, and financial information * Prepare all ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Mississippi

Credit Risk Analyst information

See Mississippi salary details

$35K

$107.9K

$187K

How much do credit risk analyst jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk analyst in Mississippi is $107,853.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,100.00 and $133,100.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Mississippi?

The most popular types of Credit Risk Analyst jobs in Mississippi are:

What are popular job titles related to Credit Risk Analyst jobs in Mississippi?

For Credit Risk Analyst jobs in Mississippi, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Mississippi look for?

The top searched job categories for Credit Risk Analyst jobs in Mississippi are:

What are popular job titles related to Credit Risk Analyst jobs in MS?

For Credit Risk Analyst jobs in MS, the most frequently searched job titles are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Mississippi as of August 2026, with employment types broken down into 56% Full Time, and 44% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $107,853 per year, or $51.9 per hour.

Senior Loan Officer

First South Farm Credit

Starkville, MS • On-site

Full-time

Posted 9 days ago

Job description

Summary

Serves present and prospective members/customers with sound, productive short, intermediate and long term agricultural credit according to district policies, standards and procedures.  Promotes related services to all current and prospective members.  Services all assigned existing loans within delegated authorities. May train and direct less experienced loan officers.

Responsibilities/Duties

  • Develops new business by actively pursuing new individual and business customers and by becoming a visible and involved member of the community.
  • Expands existing relationships by proactively researching customer needs and matching bank products and services to those needs.
  • Interviews applicants, gathers, analyzes and reconciles complete, accurate credit and financial data using the five credit factors under the guidelines of differential analysis.
  • Determines credit risk and makes timely and accurate decisions.
  • Establishes and renegotiates credit terms, when necessary.
  • Inspects or appraises collateral as needed or applicable.
  • Communicates credit decision to loan applicants.
  • Services loans in portfolio to retain high loan level quality.
  • Reviews progress of loans on a periodic basis.
  • Makes periodic calls on loan customers to evaluate management, inspect collateral and detect signs of potential financial problems.
  • Monitors delinquent reports and counsels with customers to bring accounts current.
  • Provides guidance to customers seeking solutions to financial problems.
  • Follows market trends and developments to increase association's business in established and developing markets.
  • Keeps in formed of competition and their markets, primary products and services, major strengths and limitations, and their basic pricing arrangements.
  • Provides information to existing and potential members/borrowers as to available financially related services and properly handles financial service accounts.

Knowledge/Skills/Abilities

  • Education and/or experience equivalent to a Bachelor's degree in Business Administration, Agriculture, Economics or Finance.
  • Three+ years or related agricultural lending experience.
  • Demonstrated computer proficiency and familiarity with financial databases and spreadsheet applications.
  • Excellent computer proficiency and familiarity with financial databases and spreadsheet applications.
  • Excellent written and verbal communication skills with ability to employ diplomacy and tact with customers and prospects while articulating the benefits of Farm Credit.
  • Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the ACA and the borrower.
  • Current awareness of economic developments and production technology affecting agriculture in the region.
  • Travel to/from other branch offices, associations, AgFirst or other facilities.
  • PROBLEM SOLVING AND DECISIONMAKING:
    • Deals with new applicants and repeat borrowers to include moderately complex loans and treatments.

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