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Credit Risk Analyst Jobs in Louisiana (NOW HIRING)

SYNERGY BANK

Credit Analyst

Houma, LA · Hybrid

This position offers the opportunity to perform detailed financial analysis, evaluate credit risk, and contribute to sound lending decisions that support both our customers and the Bank's overall ...

New

Vantage Bank

Credit Analyst

Branch, LA · On-site

They assign appropriate risk ratings, identify material credit strengths and weaknesses, and recommend loan structures, terms, covenants, and risk-mitigation strategies. The Credit Analyst works ...

Huntington

$93K - $189K/yr

Serve as the departmental subject matter expert in Consumer/Scored Commercial Credit Risk, including originations, portfolio-level monitoring, risk management, credit data analysis and general ...

Hancock Whitney Bank

Credit Loss Accounting Analyst is responsible performing credit risk analysis, accounting for credit losses, loss forecasting and computation of the Allowance for Credit Losses (ACL) for all loan and ...

AWC

Senior Credit Analyst

Baton Rouge, LA · On-site

Credit Analysis & Risk Management * Analyze customer financial statements, credit reports, payment histories, and industry trends to determine appropriate credit exposure * Evaluate new customer ...

AWC, Inc

Senior Credit Analyst

Baton Rouge, LA · On-site

Credit Analysis & Risk Management * Analyze customer financial statements, credit reports, payment histories, and industry trends to determine appropriate credit exposure * Evaluate new customer ...

AWC

Senior Credit Analyst

Baton Rouge, LA · On-site

Credit Analysis & Risk Management * Analyze customer financial statements, credit reports, payment histories, and industry trends to determine appropriate credit exposure * Evaluate new customer ...

First American

$64K - $85K/yr

Conducts risk assessments to ensure compliance with federal and state regulatory requirements ... and credit check as a condition of employment, where permitted by applicable law. Pay Range: $64 ...

First American

Risk Analyst-ServiceMac

Iowa, LA · On-site +1

$64K - $85K/yr

Conducts risk assessments to ensure compliance with federal and state regulatory requirements ... and credit check as a condition of employment, where permitted by applicable law. Pay Range: $64 ...

Robert Half

Senior Credit Analyst

Baton Rouge, LA · On-site

In this role, you will assess customer risk, guide credit decisions, and work closely with internal ... Track portfolio quality through aging analysis and risk monitoring, then recommend actions that ...

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Showing results 1-20

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Louisiana

Credit Risk Analyst information

See Louisiana salary details

$31.6K

$97.4K

$168.9K

How much do credit risk analyst jobs pay per year?

As of Sep 1, 2026, the average yearly pay for credit risk analyst in Louisiana is $97,382.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,500.00 and $120,100.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Louisiana?

The most popular types of Credit Risk Analyst jobs in Louisiana are:

What are popular job titles related to Credit Risk Analyst jobs in Louisiana?

For Credit Risk Analyst jobs in Louisiana, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Louisiana look for?

The top searched job categories for Credit Risk Analyst jobs in Louisiana are:

What are popular job titles related to Credit Risk Analyst jobs in LA?

For Credit Risk Analyst jobs in LA, the most frequently searched job titles are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Louisiana as of August 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $97,382 per year, or $46.8 per hour.

Credit Analyst

Houma, LA • Hybrid

SYNERGY BANK
See more jobs at SYNERGY BANKexternal

Full-time

Posted 3 days ago

New

Job description

Position Summary

Synergy Bank is seeking a motivated Credit Analyst to support the Bank's commercial lending and credit administration functions. This position offers the opportunity to perform detailed financial analysis, evaluate credit risk, and contribute to sound lending decisions that support both our customers and the Bank's overall portfolio quality.

As a Credit Analyst, you will analyze financial statements, tax returns, cash flow, and collateral information to assess borrower creditworthiness and support commercial lending decisions. Working closely with loan officers, senior management, and the loan committee, you will play a key role in helping local businesses and individuals secure financing while maintaining the safety and soundness of the Bank's loan portfolio.

Key Responsibilities

Credit Analysis & Commercial Lending Support

  • Perform detailed credit analysis for commercial, consumer, and business loan requests.
  • Analyze financial statements, tax returns, cash flow, collateral, and credit reports to assess credit risk and repayment capacity. 
  • Prepare comprehensive credit analysis accurately and timely for loan committee and board review. 
  • Evaluate borrower financial performance, industry trends, and risk factors.
  • Work closely with loan officers, management, and compliance personnel to ensure accurate and complete credit documentation.

Financial Documentation & Reporting

  • Request and review financial statements, tax returns, and supporting documentation from borrowers.
  • Prepare loan renewal packages and credit reviews for existing lending relationships.
  • Maintain accurate electronic records and financial documentation.
  • Ensure timely completion of required reports and analyses.

Field Audits

  • Conduct on-site and off-site audits as required for monitored accounts receivable lines. 

Relationship Management & Communication

  • Communicate professionally with borrowers regarding financial information and loan requirements.
  • Build positive working relationships with lenders, customers, and internal departments.
  • Provide prompt and professional telephone and email support.

Team Collaboration & Professional Development

  • Collaborate with lenders, credit personnel, compliance staff, and Bank management.
  • Maintain knowledge of banking products, lending practices, and regulatory requirements.
  • Participate in training and professional development opportunities related to credit analysis and commercial banking.
  • Support departmental goals and perform additional duties as assigned.

Education & Experience

Required

  • Bachelor's Degree in Finance, Accounting, or a related field, or equivalent professional experience.
  • Strong understanding of financial statements, cash flow analysis, and tax returns.
  • Strong analytical, mathematical, and problem-solving skills.

Preferred

  • Experience in credit analysis, commercial banking, lending, accounting, auditing, financial analysis, or related financial services roles.
  • Experience reviewing business financial statements and commercial loan requests.
  • Familiarity with credit underwriting and loan portfolio management principles.
  • Previous banking or commercial credit experience strongly preferred.

Required Knowledge, Skills & Abilities

  • Strong financial analysis and credit risk assessment skills.
  • Ability to interpret financial statements, tax returns, and business performance metrics.
  • Strong analytical thinking and attention to detail.
  • Ability to prepare clear, concise, and professional credit presentations and reports.
  • Excellent written and verbal communication skills.
  • Strong organizational, time-management, and project-management skills.
  • Ability to manage multiple priorities and meet deadlines.
  • Proficiency in Microsoft Excel, Word, and financial reporting tools.
  • Experience utilizing banking systems and loan administration software preferred.
  • Ability to work independently and collaboratively in a team environment.

PHYSICAL REQUIREMENTS

  • Ability to work primarily at a desk using a computer and telephone

  • Ability to handle paperwork 

  • Ability to travel for off-site audits as needed

  • Ability to work in the office 40 hours per week, Monday - Friday 8 AM - 5 PM. 

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