ZipRecruiter

Log In

1

Credit Portfolio Jobs (NOW HIRING)

Td

Credit Portfolio Manager II - Metro CRE

Boston, MA · On-site

$115K - $186K/yr

The Credit Portfolio Manager II role covers Investment Commercial Real Estate Borrowers from $5 million to $50 million in total lending exposure. Property types include: multi-unit residential ...

Td

Credit Portfolio Manager II - Metro CRE

Portland, ME · On-site

$115K - $186K/yr

The Credit Portfolio Manager II role covers Investment Commercial Real Estate Borrowers from $5 million to $50 million in total lending exposure. Property types include: multi-unit residential ...

Td

Credit Portfolio Manager II - Metro CRE

Portsmouth, NH · On-site

$115K - $186K/yr

The Credit Portfolio Manager II role covers Investment Commercial Real Estate Borrowers from $5 million to $50 million in total lending exposure. Property types include: multi-unit residential ...

Td

Credit Portfolio Manager II - Metro CRE

Manchester, NH · On-site

$115K - $186K/yr

The Credit Portfolio Manager II role covers Investment Commercial Real Estate Borrowers from $5 million to $50 million in total lending exposure. Property types include: multi-unit residential ...

Aksia

Portfolio Analyst, Private Credit

New York, NY · On-site

$80K - $120K/yr

Team Overview Aksia's Private Credit team partners with institutional investors to design and implement portfolios across corporate direct lending, opportunistic and stressed/distressed credit ...

previous page

Showing results 41-60

All JobsFinance and Insurance JobsCredit JobsCredit Manager JobsCredit Portfolio Jobs

Credit Portfolio information

See salary details

$46.5K

$86.7K

$113K

How much do credit portfolio jobs pay per year?

As of Sep 2, 2026, the average yearly pay for credit portfolio in the United States is $86,688.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $108,000.00 per year, depending on experience, location, and employer.

What is a credit portfolio manager?

Credit Portfolio managers are financial professionals responsible for overseeing and managing a portfolio of credit assets, such as loans, bonds, or other forms of credit exposure. Their main goal is to maximize returns while minimizing risk by analyzing creditworthiness, monitoring market trends, and making strategic investment decisions. They may work in banks, investment firms, or other financial institutions, and are involved in tasks like risk assessment, performance analysis, and regulatory compliance. By balancing risk and reward, Credit Portfolio managers help ensure the financial health and stability of their organizations.

What are the key skills and qualifications needed to thrive as a credit portfolio manager?

To thrive as a Credit Portfolio Manager, you need strong analytical skills, a solid understanding of credit risk management, and a background in finance or economics, often supported by relevant degrees or certifications such as CFA or FRM. Familiarity with portfolio management software, risk modeling tools, and financial analysis systems is typically required. Excellent communication, critical thinking, and decision-making skills help you effectively assess risk and collaborate with stakeholders. These skills ensure sound credit portfolio performance, risk mitigation, and alignment with organizational objectives.

What are some typical challenges faced by professionals working in credit portfolio management, and how can they be addressed?

Professionals in Credit Portfolio management often face challenges such as balancing risk and return, responding to changing market conditions, and ensuring regulatory compliance. Managing diverse portfolios requires staying updated on credit trends and proactively identifying potential problem loans or exposures. Collaboration with risk management, data analytics, and front-office teams is crucial to make informed decisions and maintain portfolio health. Regular training on risk assessment tools and ongoing communication with stakeholders can help address these challenges effectively.

What is the difference between Credit Portfolio vs Credit Analyst?

AspectCredit PortfolioCredit Analyst
Primary RoleManage and oversee a collection of credit assets and portfolios to optimize risk and return.Assess individual credit applications and analyze creditworthiness of borrowers.
Required CredentialsOften requires experience in credit management, finance, or related certifications; may include CFA or similar.Typically requires a degree in finance, economics, or related fields; certifications like CFA or credit analysis courses are common.
Work EnvironmentCorporate banking, financial institutions, or investment firms.Banking institutions, credit agencies, or financial services firms.
FocusPortfolio performance, risk management, and strategic credit decisions.Credit assessment, risk analysis, and loan approval processes.

While both roles involve credit, a Credit Portfolio professional manages a broad collection of credit assets, focusing on overall risk and performance, whereas a Credit Analyst evaluates individual credit applications to inform lending decisions.

How much do credit portfolio managers make?

Credit portfolio managers typically earn a median annual salary ranging from $80,000 to $150,000, depending on experience, location, and the size of the organization. Senior managers or those in major financial hubs can earn higher compensation, often including bonuses and incentives based on portfolio performance.

What does a credit portfolio analyst do?

A credit portfolio analyst evaluates the credit risk of a company's or financial institution's loan and credit assets. They analyze financial data, monitor portfolio performance, and assess potential risks using tools like spreadsheets and credit scoring models to support decision-making and ensure portfolio health.
More about Credit Portfolio jobs

What cities are hiring for Credit Portfolio jobs?

Cities with the most Credit Portfolio job openings:

What are the most commonly searched types of Credit Portfolio jobs?

The most popular types of Credit Portfolio jobs are:

What states have the most Credit Portfolio jobs?

States with the most job openings for Credit Portfolio jobs include:

Credit Portfolio jobs near you
Infographic showing various Credit Portfolio job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $86,688 per year, or $41.7 per hour.

Credit Portfolio Risk Analyst

Sumitomo Mitsui Financial Group, Inc.

Manhattan, NY • On-site

$69K - $85K/yr

Full-time

Re-posted 16 days ago

Job description

 SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

The anticipated salary range for this role is between $69,000.00 and $85,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Role Description

SMBC is seeking a highly analytical and detail-oriented Credit Portfolio Analyst to support the Risk Identification (ID) and Risk Appetite processes for the Americas Division (AD). This role is a key contributor to materials for internal risk committees and regulators, translating complex portfolio data, stress testing outputs, and strategic business considerations into clear, actionable risk appetite metrics and limits for senior management.

The position requires strong analytical capabilities, sound credit risk knowledge, and the ability to deliver concise, well-structured executive presentations

Role Objectives: Delivery

Portfolio Analytics & Reporting

  • Assist in the development, implementation, and ongoing enhancement of the credit risk identification framework and processes
  • Analyze credit portfolio trends, concentrations, rating migration, and emerging risks; support identification of thematic vulnerabilities across the AD portfolio
  • Participate in material risk forums to review, challenge, and assess risk impacts, and prepare governance and regulatory meeting materials
  • Support development, calibration, and monitoring of Risk Appetite metrics and limits, incorporating stress testing outputs and compliance results
  • Translate complex data and analytics into clear, actionable risk narratives for senior stakeholders
  • Contribute to Risk Appetite updates and enhancements, ensuring consistency in scope and methodology with HO and regional frameworks

Data, Infrastructure & Controls

  • Support the ownership of endtoend credit risk reporting data pipeline, including data source, transformation, validation, and aggregation across multiple internal systems
  • Work with Stress Testing and Model teams to support the refinement of risk identification methodologies, including materiality assessment approach
  • Collaborate with the Data team to improve data controls and communicate enhanced approaches and methodologies, ensuring consistency in definitions and calculations for Risk Appetite reporting

Governance, Regulatory & Process Support

  • Support credit risk governance processes, including committee materials, approvals, and action-item tracking
  • Recommend improvements to increase efficiency, transparency, and consistency of portfolio reporting
Role Objectives: Interpersonal
  • Strong attention to detail and high standards for accuracy and data quality
  • Curious and willing to dig into underlying drivers of portfolio changes
  • Able to manage multiple recurring deadlines and prioritize effectively
  • Self-starter who takes ownership while collaborating closely with team members and stakeholders
  • Professional, organized, and motivated to improve processes and the clarity of risk communication
Role Objectives: Expertise
  • Solid understanding of credit risk concepts including internal ratings, risk appetite, criticized assets and watchlists, and governance frameworks
  • Experience working with large data sets and portfolio-level metrics
  • Advanced Excel skills (data manipulation, pivot tables, complex formulas); Proven PowerPoint skills for executive-ready presentations
  • Strong written and verbal communication skills, with the ability to synthesize complex analysis into concise messages
  • Bachelor's degree in Finance, Economics, Accounting, Mathematics, Statistics, or a related analytical field
Qualifications and Skills
  • 1-2 years of relevant experience in credit risk analytics, portfolio management, or risk reporting at a bank or large financial institution
  • Experience in a U.S. regulatory environment (Federal Reserve, OCC, or similar) or at a foreign banking organization
  • Professional certifications or coursework in risk management, credit analysis, or data analytics (FRM, CFA, or similar) is a plus
Additional Requirements

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.

Apply