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Credit Portfolio Jobs (NOW HIRING)

Credit Portfolio Manager I - RCB

Charlotte, NC ยท On-site

$91K - $136K/yr

The Credit Portfolio Manager I position is centered on Regional Commercial Borrowers, specifically businesses with annual revenues under $250 million. These organizations span a diverse range of ...

Portfolio Analyst, Private Credit

New York, NY ยท On-site

$80K - $120K/yr

Team Overview Aksia's Private Credit team partners with institutional investors to design and implement portfolios across corporate direct lending, opportunistic and stressed/distressed credit ...

Showing results 41-60

Credit Portfolio information

See salary details

$46.5K

$86.7K

$113K

How much do credit portfolio jobs pay per year?

As of Jul 25, 2026, the average yearly pay for credit portfolio in the United States is $86,688.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $108,000.00 per year, depending on experience, location, and employer.

What are some typical challenges faced by professionals working in Credit Portfolio management, and how can they be addressed?

Professionals in Credit Portfolio management often face challenges such as balancing risk and return, responding to changing market conditions, and ensuring regulatory compliance. Managing diverse portfolios requires staying updated on credit trends and proactively identifying potential problem loans or exposures. Collaboration with risk management, data analytics, and front-office teams is crucial to make informed decisions and maintain portfolio health. Regular training on risk assessment tools and ongoing communication with stakeholders can help address these challenges effectively.

What is the difference between Credit Portfolio vs Credit Analyst?

AspectCredit PortfolioCredit Analyst
Primary RoleManage and oversee a collection of credit assets and portfolios to optimize risk and return.Assess individual credit applications and analyze creditworthiness of borrowers.
Required CredentialsOften requires experience in credit management, finance, or related certifications; may include CFA or similar.Typically requires a degree in finance, economics, or related fields; certifications like CFA or credit analysis courses are common.
Work EnvironmentCorporate banking, financial institutions, or investment firms.Banking institutions, credit agencies, or financial services firms.
FocusPortfolio performance, risk management, and strategic credit decisions.Credit assessment, risk analysis, and loan approval processes.

While both roles involve credit, a Credit Portfolio professional manages a broad collection of credit assets, focusing on overall risk and performance, whereas a Credit Analyst evaluates individual credit applications to inform lending decisions.

What are the key skills and qualifications needed to thrive as a Credit Portfolio Manager, and why are they important?

To thrive as a Credit Portfolio Manager, you need strong analytical skills, a solid understanding of credit risk management, and a background in finance or economics, often supported by relevant degrees or certifications such as CFA or FRM. Familiarity with portfolio management software, risk modeling tools, and financial analysis systems is typically required. Excellent communication, critical thinking, and decision-making skills help you effectively assess risk and collaborate with stakeholders. These skills ensure sound credit portfolio performance, risk mitigation, and alignment with organizational objectives.

What are Credit Portfolio managers and what do they do?

Credit Portfolio managers are financial professionals responsible for overseeing and managing a portfolio of credit assets, such as loans, bonds, or other forms of credit exposure. Their main goal is to maximize returns while minimizing risk by analyzing creditworthiness, monitoring market trends, and making strategic investment decisions. They may work in banks, investment firms, or other financial institutions, and are involved in tasks like risk assessment, performance analysis, and regulatory compliance. By balancing risk and reward, Credit Portfolio managers help ensure the financial health and stability of their organizations.
More about Credit Portfolio jobs
What cities are hiring for Credit Portfolio jobs? Cities with the most Credit Portfolio job openings:
What are the most commonly searched types of Credit Portfolio jobs? The most popular types of Credit Portfolio jobs are:
What states have the most Credit Portfolio jobs? States with the most job openings for Credit Portfolio jobs include:
Infographic showing various Credit Portfolio job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $86,688 per year, or $41.7 per hour.

Credit Portfolio Management, Associate

Sumitomo Mitsui Financial Group, Inc.

Manhattan, NY โ€ข Hybrid

$150K - $175K/yr

Other

Posted 14 days ago


Job description

ย SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

The anticipated salary range for this role is between $150,000.00ย and $175,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Role Description

SMBC is hiring an Associate within Credit Portfolio Management.ย  This position is responsible for managing a mid market and large cap portfolio of Private Equity backed Leveraged loans that are primarily rated below investment grade. This role is responsible for credit monitoring as well as new business underwriting from within the portfolio (upsizes, M&A add-ons, refinances, extensions, etc.).ย  The position will interact with senior members of SMBC management including credit and risk professionals, and is responsible for managing the relationship with borrowers as well as with Private Equity Sponsors in connection with SMBC sponsor coverage.ย 

Role Objectives
  • Assist in Underwriting increases to total facility, M&A transactions, dividends, refinancing and re-pricing transactions that arise from existing portfolio
  • Analyze, negotiate and prepare credit applications and amendments
  • Act as direct account manager for assigned portfolio of accounts
  • Prepare credit analysis for quarterly and annual reviews
  • Assist Head of Portfolio Management in various reporting and presentations to senior management as well as support the overall monitoring and management of the portfolio
  • Prepare financial projection models including Base Case and development of Stress Case scenario
  • Review of projections and budget achievement
  • Utilize various IT systems including customer setup, compliance and portfolio management systems
Qualifications and Skills
  • Minimum of 2ย yearsย of credit and lending background preferred
  • Good accounting and financial analysis skills
  • Experience in review and interpretation of historical and projected statements
  • Strong credit background with the ability to independently evaluate capital structures, leverage, cash flows, repayment capacity, industry trends, competitive landscape, andย  customer issues as well as other risks and mitigants
  • Exposure to bank regulatory policies and reviews
  • Knowledge of bank grading systems
  • Strong communication skills and team orientation

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.