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Credit Portfolio Jobs (NOW HIRING)

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Credit Portfolio information

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$46.5K

$86.7K

$113K

How much do credit portfolio jobs pay per year?

As of Jul 23, 2026, the average yearly pay for credit portfolio in the United States is $86,688.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $108,000.00 per year, depending on experience, location, and employer.

What are some typical challenges faced by professionals working in Credit Portfolio management, and how can they be addressed?

Professionals in Credit Portfolio management often face challenges such as balancing risk and return, responding to changing market conditions, and ensuring regulatory compliance. Managing diverse portfolios requires staying updated on credit trends and proactively identifying potential problem loans or exposures. Collaboration with risk management, data analytics, and front-office teams is crucial to make informed decisions and maintain portfolio health. Regular training on risk assessment tools and ongoing communication with stakeholders can help address these challenges effectively.

What is the difference between Credit Portfolio vs Credit Analyst?

AspectCredit PortfolioCredit Analyst
Primary RoleManage and oversee a collection of credit assets and portfolios to optimize risk and return.Assess individual credit applications and analyze creditworthiness of borrowers.
Required CredentialsOften requires experience in credit management, finance, or related certifications; may include CFA or similar.Typically requires a degree in finance, economics, or related fields; certifications like CFA or credit analysis courses are common.
Work EnvironmentCorporate banking, financial institutions, or investment firms.Banking institutions, credit agencies, or financial services firms.
FocusPortfolio performance, risk management, and strategic credit decisions.Credit assessment, risk analysis, and loan approval processes.

While both roles involve credit, a Credit Portfolio professional manages a broad collection of credit assets, focusing on overall risk and performance, whereas a Credit Analyst evaluates individual credit applications to inform lending decisions.

What are the key skills and qualifications needed to thrive as a Credit Portfolio Manager, and why are they important?

To thrive as a Credit Portfolio Manager, you need strong analytical skills, a solid understanding of credit risk management, and a background in finance or economics, often supported by relevant degrees or certifications such as CFA or FRM. Familiarity with portfolio management software, risk modeling tools, and financial analysis systems is typically required. Excellent communication, critical thinking, and decision-making skills help you effectively assess risk and collaborate with stakeholders. These skills ensure sound credit portfolio performance, risk mitigation, and alignment with organizational objectives.

What are Credit Portfolio managers and what do they do?

Credit Portfolio managers are financial professionals responsible for overseeing and managing a portfolio of credit assets, such as loans, bonds, or other forms of credit exposure. Their main goal is to maximize returns while minimizing risk by analyzing creditworthiness, monitoring market trends, and making strategic investment decisions. They may work in banks, investment firms, or other financial institutions, and are involved in tasks like risk assessment, performance analysis, and regulatory compliance. By balancing risk and reward, Credit Portfolio managers help ensure the financial health and stability of their organizations.
More about Credit Portfolio jobs
What cities are hiring for Credit Portfolio jobs? Cities with the most Credit Portfolio job openings:
What are the most commonly searched types of Credit Portfolio jobs? The most popular types of Credit Portfolio jobs are:
What states have the most Credit Portfolio jobs? States with the most job openings for Credit Portfolio jobs include:
Infographic showing various Credit Portfolio job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $86,688 per year, or $41.7 per hour.
Credit Portfolio Group - Quantitative Research - Associate

Credit Portfolio Group - Quantitative Research - Associate

JPMorgan Chase & Co

Manhattan, NY • On-site

Full-time

Medical, Retirement

Posted 7 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 492 frontline employees who took The Breakroom Quiz

60th of 150 rated banks


Job description

The Credit Portfolio Lending Group (CPG) is a public-side global function with approximately 25 Portfolio Management and Trading professionals across New York, London, and Singapore, and is part of the Markets function within the Commercial & Investment Bank (CIB). CPG has two primary functions: Portfolio Management & Research (PM&R), which is aligned by industry and geography, and Trading & Distribution (T&D), which uses both liquid and illiquid channels to risk manage the book. The priority of the group is to manage the retained credit portfolio, focusing on concentrated exposures (company-specific, industry, or geographical concentrations) while balancing the competing priorities of minimizing cost, P&L volatility, and capital usage. Portfolio Managers and Researchers work with Traders to determine appropriate strategies to manage the portfolio, achieved primarily via the secondary loan market, the CDS market, and through structured solutions.

The Quantitative Research (QR) function supporting CPG is responsible for developing and maintaining models for valuation, risk, and P&L calculations, as well as building analytics, portfolio monitoring tools and algorithms that support CPG's activities. Responsibilities span the full lifecycle from new model specification and approval through to implementation in libraries and integration into risk and P&L systems.

Job Summary

We are seeking a diligent, quantitative, self-motivated, and outgoing individual to join the Credit Portfolio Group in New York in a Quantitative Research capacity. In this role, you will serve as the primary quant for CPG delivering cutting-edge tools and models that enhance the group's portfolio management, trading, and distribution capabilities. There will be a particular emphasis on leveraging AI, large language models (LLMs), and generative AI agents to design and implement market-based tools that provide the desk with a quantitative edge, accelerate automation, and improve decision-making across the credit portfolio.

Job Responsibilities

  • Design, build, and deploy AI, LLM, and generative AI agent-based tools to support CPG trading workflows, including automated market analysis, credit curve maintenance, trade idea generation, and portfolio risk monitoring
  • Explore and implement machine learning techniques to enhance market-making algorithms, quoting tools, and portfolio optimization strategies
  • Stay at the forefront of emerging AI capabilities and identify practical applications that can be embedded into the desk's daily operations
  • Leverage the vast amount of data available across the credit portfolio to proactively identify opportunities, concentrated exposures, and optimal hedging strategies for the desk
  • Collaborate with model control teams to facilitate timely and efficient review and approval of all models, ensuring compliance with internal policies and industry regulations
  • Automate trading desk daily risk and position reports, streamlining workflows to accelerate the broader automation & digital transformation agenda across CPG
  • Build and enhance trade support and automation infrastructure for portfolio hedging strategies, credit curve reconciliation, and loan sale execution
  • Interact with other sub-teams within Markets QR to explore synergies and share best practices

Required Qualifications, Capabilities, and Skills

  • An advanced degree in mathematics, statistics, physics, financial engineering, computer science, or an equivalent subject
  • At least 4 years of experience in a quantitative research, markets, or analytics-focused role supporting a fixed income, credit, or lending desk
  • Hands-on experience building and deploying AI agents, machine learning or LLM based applications, with demonstrated ability to apply these technologies to financial markets or trading desk workflows.
  • Hands-on experience in portfolio optimization, familiar with related software and tools
  • Strong software design and data science skills, with Python experience
  • Exceptional analytical, quantitative, and problem-solving skills with an intellectual curiosity and passion for credit markets and investing.
  • Excellent written and verbal communication skills, with the ability to convey complex quantitative concepts to both technical and non-technical stakeholders.
  • Ability to work in a high-pressure, collaborative team environment with strong attention to detail and a focus on quality of deliverables
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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