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Credit Portfolio Jobs (NOW HIRING)

Heidelberg Materials

Credit Portfolio Manager

Irving, TX · On-site

$75K - $100K/yr

... portfolio(s) to ensure timely and efficient recovery of outstanding receivables. * Support first-tier customer inquiries by monitoring and responding to requests received through the Credit ...

Heidelbergmaterials

Credit Portfolio Manager

Irving, TX

$75K - $100K/yr

... portfolio(s) to ensure timely and efficient recovery of outstanding receivables. * Support firsttier customer inquiries by monitoring and responding to requests received through the Credit Department ...

TD Bank Group

Credit Portfolio Manager II

Coral Gables, FL · On-site

$115K - $173K/yr

The Credit Portfolio Manager II manages a designated portfolio of commercial loans assuring all aspects of compliance with loan agreements, regulatory requirements and underwriting and risk rating ...

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$46.5K

$86.7K

$113K

How much do credit portfolio jobs pay per year?

As of Jun 10, 2026, the average yearly pay for credit portfolio in the United States is $86,688.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $108,000.00 per year, depending on experience, location, and employer.

What are some typical challenges faced by professionals working in Credit Portfolio management, and how can they be addressed?

Professionals in Credit Portfolio management often face challenges such as balancing risk and return, responding to changing market conditions, and ensuring regulatory compliance. Managing diverse portfolios requires staying updated on credit trends and proactively identifying potential problem loans or exposures. Collaboration with risk management, data analytics, and front-office teams is crucial to make informed decisions and maintain portfolio health. Regular training on risk assessment tools and ongoing communication with stakeholders can help address these challenges effectively.

What is the difference between Credit Portfolio vs Credit Analyst?

AspectCredit PortfolioCredit Analyst
Primary RoleManage and oversee a collection of credit assets and portfolios to optimize risk and return.Assess individual credit applications and analyze creditworthiness of borrowers.
Required CredentialsOften requires experience in credit management, finance, or related certifications; may include CFA or similar.Typically requires a degree in finance, economics, or related fields; certifications like CFA or credit analysis courses are common.
Work EnvironmentCorporate banking, financial institutions, or investment firms.Banking institutions, credit agencies, or financial services firms.
FocusPortfolio performance, risk management, and strategic credit decisions.Credit assessment, risk analysis, and loan approval processes.

While both roles involve credit, a Credit Portfolio professional manages a broad collection of credit assets, focusing on overall risk and performance, whereas a Credit Analyst evaluates individual credit applications to inform lending decisions.

What are the key skills and qualifications needed to thrive as a Credit Portfolio Manager, and why are they important?

To thrive as a Credit Portfolio Manager, you need strong analytical skills, a solid understanding of credit risk management, and a background in finance or economics, often supported by relevant degrees or certifications such as CFA or FRM. Familiarity with portfolio management software, risk modeling tools, and financial analysis systems is typically required. Excellent communication, critical thinking, and decision-making skills help you effectively assess risk and collaborate with stakeholders. These skills ensure sound credit portfolio performance, risk mitigation, and alignment with organizational objectives.

What are Credit Portfolio managers and what do they do?

Credit Portfolio managers are financial professionals responsible for overseeing and managing a portfolio of credit assets, such as loans, bonds, or other forms of credit exposure. Their main goal is to maximize returns while minimizing risk by analyzing creditworthiness, monitoring market trends, and making strategic investment decisions. They may work in banks, investment firms, or other financial institutions, and are involved in tasks like risk assessment, performance analysis, and regulatory compliance. By balancing risk and reward, Credit Portfolio managers help ensure the financial health and stability of their organizations.
More about Credit Portfolio jobs
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What are the most commonly searched types of Credit Portfolio jobs? The most popular types of Credit Portfolio jobs are:
What states have the most Credit Portfolio jobs? States with the most job openings for Credit Portfolio jobs include:
Credit Portfolio jobs near you
Credit Portfolio Manager

Credit Portfolio Manager

Heidelberg Materials

Irving, TX • On-site

$75K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago

Heidelberg Materials rating

7.2

Company rating: 7.2 out of 10

Based on 73 frontline employees who took The Breakroom Quiz

333rd of 516 rated manufacturers

Job description

Line of Business: Service & Support
Pay Range: $75,410.00 - $100,549.99
About Us
Heidelberg Materials is one of the world's largest suppliers of building materials. Heidelberg Materials North America operates over 450 locations across the U.S. and Canada with approximately 9,000 employees.
What You'll Be Doing
  • Manage the day-to-day collections process for assigned portfolio(s) to ensure timely and efficient recovery of outstanding receivables.
  • Support first-tier customer inquiries by monitoring and responding to requests received through the Credit Department call line and shared email inboxes.
  • Drive resolution of customer issues, including disputes, invoicing discrepancies, and process gaps, to facilitate payment of undisputed balances.
  • Conduct monthly Accounts Receivable (AR) reviews with business and sales team partners.
  • Balance the objective of maximizing sales while minimizing credit risk by providing practical, data-driven solutions.
  • Secure and enforce statutory payment rights in a timely manner in accordance with Builders Lien and Payment Bond laws.

What Are We Looking For
  • Bachelor's degree or equivalent relevant experience
  • 3 years of experience in Accounts Receivable preferred
  • Experience with SAP, HighRadius, GetPAID, and/or JDE, is a plus
  • Proficiency in Microsoft Office applications
  • Strong analytical and decision-making skills with a focus on financial and credit data

Work Environment
This role is typically performed in a professional office setting with occasional travel to customer or plant locations. It requires regular use of standard office equipment and collaboration across departments.
What We Offer
  • Competitive base salary, 401(k) retirement savings plan with an automatic company contribution as well as matching contributions, highly competitive benefits programs, including:
  • Medical, Dental, and Vision along with Prescription Drug Benefits
  • Health Saving Savings Account (HSA), Health Reimbursement Account (HRA) and Flexible Spending Account (FSA)
  • AD&D, Short- and Long-Term Disability Coverage as well as Basic Life Insurance
  • Paid Bonding Leave, 15 days of Paid Vacation, 40 hours of Paid Sick Leave and 10 Paid Holidays

Equal Opportunity Employer - Minority / Female / Veteran / Disabled

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