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Credit Portfolio Analyst Jobs (NOW HIRING)

Portfolio Analyst

Lake Oswego, OR · On-site

$65K - $85K/yr

Partner with Sales, Credit and Operations, and Asset Management to ensure alignment on portfolio strategy * Participate in credit committee discussions as needed * Prepare portfolio performance ...

Analyzes and measures credit and financial performance in the portfolio from multiple perspectives ... Strong analytical and problem-solving skills. * An understanding of financial metrics and ...

Credit Portfolio Manager II

Dedham, MA · On-site

$92K - $128K/yr

The role provides experienced credit analysis support and leads portfolio administration activities, including annual reviews, covenant testing, loan maturities, risk ratings, borrower reporting, and ...

... an Analyst to be based in Societe Generale's New York office. The role is responsible for the ... Credit Portfolio Management (CPM) is a specialized function within Societe Generale's Global ...

Credit Portfolio Sr Analyst

Manhattan, NY · On-site

$109K - $163K/yr

Work with sales and clients to analyze client portfolios, propose risk limits and work with Credit Risk Management to have them approved * Utilize risk management tools for the measurement ...

Credit Portfolio Manager

Brookfield, WI · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... Strong analytical and problem-solving skills - Strong relationship management and business ...

The Portfolio Analyst is responsible for supporting the Asset Manager by identifying and mitigating the credit, financial, operational, physical and market risks impacting the collateral of the ...

Credit Portfolio Manager

Minneapolis, MN · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... Strong analytical and problem-solving skills - Strong relationship management and business ...

Credit Portfolio Sr Analyst

New York, NY · On-site

$109K - $163K/yr

Work with sales and clients to analyze client portfolios, propose risk limits and work with Credit Risk Management to have them approved * Utilize risk management tools for the measurement ...

Showing results 21-40

Credit Portfolio Analyst information

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$15

$29

$49

How much do credit portfolio analyst jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for credit portfolio analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the typical challenges faced by credit portfolio analysts when managing risk across diverse portfolios?

Credit Portfolio Analysts often encounter challenges such as balancing risk and return across a variety of credit products, keeping up with changing market conditions, and ensuring compliance with evolving regulatory requirements. They must analyze large volumes of data to identify trends and potential risks while collaborating closely with underwriters, risk managers, and senior leadership to refine credit policies. Staying proactive in monitoring portfolio performance and adapting strategies to mitigate emerging risks is crucial in this role.

What are the key skills and qualifications needed to thrive as a credit portfolio analyst, and why are they important?

To thrive as a Credit Portfolio Analyst, you need strong analytical skills, a solid understanding of credit risk, and a relevant degree in finance, economics, or a related field. Proficiency in data analysis tools like Excel, SQL, SAS, and experience with portfolio management systems are typically required. Excellent attention to detail, strong communication, and problem-solving abilities help you interpret data and collaborate with stakeholders. These skills and qualities are essential for accurately assessing credit risk, optimizing portfolio performance, and supporting sound lending decisions.

What is the difference between Credit Portfolio Analyst vs Credit Risk Analyst?

AspectCredit Portfolio AnalystCredit Risk Analyst
Primary FocusManaging and optimizing a portfolio of credit assetsAssessing and mitigating credit risk for individual loans or borrowers
Work EnvironmentFinancial institutions, banks, asset management firmsBanks, credit agencies, financial services firms
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA beneficialBachelor's degree in finance, economics, or related; certifications like CFA or FRM advantageous

While both roles involve credit analysis, the Credit Portfolio Analyst focuses on managing a collection of credit assets to optimize returns, whereas the Credit Risk Analyst concentrates on evaluating and controlling the risk associated with individual credit exposures. The roles often overlap in skills and industry settings but differ in scope and primary responsibilities.

What is a credit portfolio analyst?

Credit Portfolio Analysts are financial professionals who assess, monitor, and manage the risk and performance of a bank's or financial institution's credit portfolio. They analyze loan data, credit exposures, and market trends to ensure the portfolio meets the organization's risk appetite and regulatory requirements. Their work helps institutions make informed lending decisions, minimize losses, and optimize returns by identifying potential credit risks and opportunities for improvement.
More about Credit Portfolio Analyst jobs

What cities are hiring for Credit Portfolio Analyst jobs?

Cities with the most Credit Portfolio Analyst job openings:

What states have the most Credit Portfolio Analyst jobs?

States with the most job openings for Credit Portfolio Analyst jobs include:

Infographic showing various Credit Portfolio Analyst job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Portfolio Manager III

Atlantic Union Bank

Richmond, VA • On-site

$52.02 - $86.80/hr

Full-time

Re-posted 18 days ago


Atlantic Union Bank rating

7.8

Company rating: 7.8 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

88th of 171 rated banks


Job description

Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank's legal lending limit. Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction. Credit Portfolio Manager III is expected to be a subject matter expert (SME) in the respective portfolio and adheres to all regulatory and compliance guidelines.
Position Accountabilities
  • Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio. The position will be assigned to some of the more complex credits and larger portfolios within the Wholesale Bank.
  • Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities and other credit risk management deliverables.
  • Prepare detailed short or long-term financial projections within a vendor provided solution such as Moody's Risk Analyst or within an Excel spreadsheet.
  • Make recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance.
  • Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity, ensuring timely compliance with all covenants, identifying issues and following through for remediation, and assisting with compliance and regulatory reviews.
  • Participate or lead client calls with Relationship Manager for in-depth financial questions, deal information, collection of financial statements, and other portfolio management requirements
  • Participate in special projects to aid with the continuous improvement of portfolio management.
  • Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares' BSA/AML Policy and Procedures.
  • Prioritize new deal, renewal, and portfolio management requirements and coordinate as appropriate with clients and prospects, Relationship Managers, Credit Risk, Treasury Management, and other internal and external stakeholders.
  • This senior position may mentor CPMs I and II, as appropriate.

Organizational Relationship
This position reports to the Team Leader - Credit Portfolio Management.
Position Qualifications
Education & Experience
  • Bachelor's degree in Accounting or Finance and seven or more years of experience in a commercial lending environment

Knowledge & Skills
  • Experience across multiple lines of business, including but not limited to Commercial & Industrial, real estate development and builder lines, service, retail, commercial real estate, religious organizations and government. If supporting commercial real estate lenders, requisite skills would also include construction loan underwriting and administration (construction budgets, sources/uses, construction draw administration, property entitlement, lease analysis and property valuation principles).
  • Considered a SME for aligned industry, commercial credit and lending concepts, practices and regulations.
  • Advanced written and analytical skills to encompass an ability to analyze balance sheet structure, and income and cash flow trends.
  • Consistently demonstrates ability to make complex decisions and sound business judgments regarding business and lending activities
  • Skilled in the analysis of financial statements, tax returns and cash flows of commercial & industrial companies, or commercial & residential real estate companies (as applicable).
  • Knowledge of financial statement spreading, including proficiency in preparing pro-forma statements within Moody's or other software package.
  • Excellent written, oral and interpersonal skills, to include selling, structuring, negotiating, closing, maintenance, modifications and problem resolution
  • PC proficiency with Word and Excel, including the use of system and user generated formulas, macros, charts, and tables.
  • Ability to research industry sources needed for credit evaluations.
  • Strong organization skills with the ability to self-manage time and work flow to meet deadlines.
  • Ability to manage multiple projects at one time.
  • Ability to work independently as well as within a team environment

Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits.
We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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