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Credit Officer Jobs in Rochester, NY (NOW HIRING)

CrossCountry Mortgage

Loan Officer Assistant

Rochester, NY · On-site

$37K - $50K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

The Loan Officer Assistant is responsible for preparing and processing loan applications ... Conduct preliminary credit analysis and assist with underwriting processes by organizing financial ...

Morgan Stanley

Risk Officer

Rochester, NY · On-site

$120K - $160K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Active involvement with the region regarding matters presented to the Credit Committee * Primary ...

Crosscountrymortgage

Loan Officer Assistant

Rochester, NY

$37K - $50K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

The Loan Officer Assistant is responsible for preparing and processing loan applications ... Conduct preliminary credit analysis and assist with underwriting processes by organizing financial ...

U.S. Navy

Surface Warfare Officer

Geneseo, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Surface Warfare Officer

Honeoye, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Avon, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Fairport, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Scottsville, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Bloomfield, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Bergen, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Surface Warfare Officer

Lakeville, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Victor, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Le Roy, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Brockport, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Surface Warfare Officer

Hilton, NY

  • Medical

  • Dental

  • Vision

  • Retirement

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

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Showing results 21-40

All JobsCredit Officer JobsCredit Officer Jobs in Rochester, NY

Credit Officer information

See Rochester, NY salary details

$34.5K

$96.7K

$145.5K

How much do credit officer jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit officer in Rochester, NY is $96,707.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $118,900.00 per year, depending on experience, location, and employer.

What is a credit officer?

A credit officer processes financial loan applications for clients on behalf of banks. Their job responsibilities include helping clients choose the best loan options for their car, mortgage, or personal credit. Other duties include evaluating credit, entering financial data, and performing risk assessments. To become a credit officer, you need a bachelor’s degree in finance, accounting, or economics. Additional qualifications, such as the certified lender business banker (CLBB) credential, can help you advance in this career.

What does a credit officer do?

A Credit Officer is responsible for evaluating and approving loan applications by assessing the creditworthiness of individuals or businesses. They analyze financial information, credit reports, and other relevant data to determine the risk involved in lending money. Credit Officers also ensure that all loans comply with the institution's lending policies and government regulations, and they may work with clients to explain loan terms and answer questions. Their role is crucial in minimizing financial risk for banks and other lending institutions.

What are the key skills and qualifications needed to thrive as a credit officer, and why are they important?

To succeed as a Credit Officer, you need a strong background in finance, risk assessment, and credit analysis, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring software, loan management systems, and financial modeling tools is essential. Excellent analytical thinking, attention to detail, and clear communication skills help set top performers apart. These abilities are crucial for making informed lending decisions, minimizing risk, and fostering positive client relationships.

What are some common challenges credit officers face when assessing loan applications, and how can these be overcome?

Credit Officers often encounter challenges such as incomplete financial documentation, complex client financial histories, and tight deadlines for decision-making. Overcoming these requires strong analytical skills, attention to detail, and effective communication with applicants to clarify missing or ambiguous information. Building collaborative relationships with underwriting teams and staying updated on regulatory changes can also streamline the evaluation process and improve decision accuracy.

What is the difference between Credit Officer vs Loan Officer?

AspectCredit OfficerLoan Officer
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are a plusSimilar educational background; often holds licenses or certifications depending on loan types
Work EnvironmentWorks in banks, credit unions, or financial institutions assessing creditworthinessWorks in banks, mortgage companies, or lending firms evaluating loan applications
Primary ResponsibilitiesAnalyzes credit data, assesses risk, and approves or declines credit applicationsAssists clients in obtaining loans, evaluates financial information, and recommends loan options

While both roles involve evaluating financial information, Credit Officers focus on assessing credit risk and approving credit lines, whereas Loan Officers primarily assist clients in securing loans by guiding them through the application process.

What do you need to be a credit officer?

To become a credit officer, candidates typically need a bachelor's degree in finance, accounting, or a related field. Relevant skills include strong analytical abilities, attention to detail, and knowledge of credit reporting and risk assessment. Professional certifications such as the Certified Credit Executive (CCE) can also enhance job prospects.
More about Credit Officer jobs

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The top searched job categories for Credit Officer jobs in Rochester, NY are:

What cities near Rochester, NY are hiring for Credit Officer jobs?

Cities near Rochester, NY with the most Credit Officer job openings:

Credit Officer jobs near you
Infographic showing various Credit Officer job openings in Rochester, NY as of August 2026, with employment types broken down into 81% Full Time, 17% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $96,707 per year, or $46.5 per hour.

Loan Officer Assistant

CrossCountry Mortgage

Rochester, NY • On-site

$37K - $50K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 8 days ago

CrossCountry Mortgage rating

7.4

Company rating: 7.4 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

Job description

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Officer Assistant supports loan officers by gathering, reviewing, and verifying borrower documentation to ensure accuracy, completeness, and compliance. The Loan Officer Assistant is responsible for preparing and processing loan applications, disclosures, contracts, and related materials in accordance with federal regulations. This role offers an opportunity to gain valuable experience in the mortgage lending industry while contributing to positive client outcomes.
Job Responsibilities:
  • Assist loan officers in gathering, reviewing, and verifying borrower documentation to ensure completeness and accuracy.
  • Prepare and process loan applications, disclosures, contracts, and related paperwork in compliance with federal regulations.
  • Conduct preliminary credit analysis and assist with underwriting processes by organizing financial data and supporting risk assessments.
  • Utilize basic math skills and 10-key typing proficiency to accurately calculate figures related to escrow accounts, payments, and amortization schedules.

Qualifications and Skills:
  • Experience in loan origination or mortgage processing within the financial services industry.
  • Knowledge of FNMA (Fannie Mae) guidelines, underwriting procedures, and mortgage servicing practices.
  • Knowledge of Fair Housing regulations to ensure fair lending practices are upheld.
  • Proficiency in basic math, including calculations related to loans, escrow accounts, and amortization schedules.
  • Excellent credit analysis skills with an understanding of credit reports and financial documentation review.
  • Excellent organizational skills with consistent effectiveness in handling multiple priorities in a dynamic environment.
  • Skilled in operating standard office equipment including 10-key typing devices with high accuracy.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org

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