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Credit Officer Jobs in Riverside, CA (NOW HIRING)

American First Credit Union

Consumer Loan Officer

Brea, CA · On-site

$24.35 - $34/hr

Consumer Loan Officer As an American First Associate, you'll play a vital role in serving the ... Strong knowledge and experience of consumer credit laws and regulations. * Ability to verify and ...

Community Bank

Credit Support

Chino, CA · On-site

$20 - $24.08/hr

Credit Support Associate At the direction of the Center Manager, the Credit Support associate is responsible for providing administrative and clerical duties to support to branch officers and ...

Citizens Business Bank

Credit Support

Chino, CA · On-site

$20 - $24.08/hr

SUMMARY At the direction of the Center Manager, the Credit Support associate is responsible for providing administrative and clerical duties to support to branch officers and customers. The Credit ...

US Navy

SEAL Officer

Upland, CA

... credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor's status, training, and current ...

US Navy

SEAL Officer

Lake Forest, CA

... credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor's status, training, and current ...

US Navy

SEAL Officer

Lake Mathews, CA

... credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor's status, training, and current ...

US Navy

SEAL Officer

Romoland, CA

... credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor's status, training, and current ...

US Navy

SEAL Officer

Glendora, CA

... credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor's status, training, and current ...

US Navy

SEAL Officer

Montclair, CA

... credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor's status, training, and current ...

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Showing results 41-60

All JobsCredit Officer JobsCredit Officer Jobs in Riverside, CA

Credit Officer information

See Riverside, CA salary details

$36.5K

$102.3K

$153.9K

How much do credit officer jobs pay per year?

As of Aug 28, 2026, the average yearly pay for credit officer in Riverside, CA is $102,255.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,400.00 and $125,700.00 per year, depending on experience, location, and employer.

What is a credit officer?

A credit officer processes financial loan applications for clients on behalf of banks. Their job responsibilities include helping clients choose the best loan options for their car, mortgage, or personal credit. Other duties include evaluating credit, entering financial data, and performing risk assessments. To become a credit officer, you need a bachelor’s degree in finance, accounting, or economics. Additional qualifications, such as the certified lender business banker (CLBB) credential, can help you advance in this career.

What does a credit officer do?

A Credit Officer is responsible for evaluating and approving loan applications by assessing the creditworthiness of individuals or businesses. They analyze financial information, credit reports, and other relevant data to determine the risk involved in lending money. Credit Officers also ensure that all loans comply with the institution's lending policies and government regulations, and they may work with clients to explain loan terms and answer questions. Their role is crucial in minimizing financial risk for banks and other lending institutions.

What are the key skills and qualifications needed to thrive as a credit officer, and why are they important?

To succeed as a Credit Officer, you need a strong background in finance, risk assessment, and credit analysis, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring software, loan management systems, and financial modeling tools is essential. Excellent analytical thinking, attention to detail, and clear communication skills help set top performers apart. These abilities are crucial for making informed lending decisions, minimizing risk, and fostering positive client relationships.

What are some common challenges credit officers face when assessing loan applications, and how can these be overcome?

Credit Officers often encounter challenges such as incomplete financial documentation, complex client financial histories, and tight deadlines for decision-making. Overcoming these requires strong analytical skills, attention to detail, and effective communication with applicants to clarify missing or ambiguous information. Building collaborative relationships with underwriting teams and staying updated on regulatory changes can also streamline the evaluation process and improve decision accuracy.

What is the difference between Credit Officer vs Loan Officer?

AspectCredit OfficerLoan Officer
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are a plusSimilar educational background; often holds licenses or certifications depending on loan types
Work EnvironmentWorks in banks, credit unions, or financial institutions assessing creditworthinessWorks in banks, mortgage companies, or lending firms evaluating loan applications
Primary ResponsibilitiesAnalyzes credit data, assesses risk, and approves or declines credit applicationsAssists clients in obtaining loans, evaluates financial information, and recommends loan options

While both roles involve evaluating financial information, Credit Officers focus on assessing credit risk and approving credit lines, whereas Loan Officers primarily assist clients in securing loans by guiding them through the application process.

What do you need to be a credit officer?

To become a credit officer, candidates typically need a bachelor's degree in finance, accounting, or a related field. Relevant skills include strong analytical abilities, attention to detail, and knowledge of credit reporting and risk assessment. Professional certifications such as the Certified Credit Executive (CCE) can also enhance job prospects.
More about Credit Officer jobs

What are popular job titles related to Credit Officer jobs in Riverside, CA?

For Credit Officer jobs in Riverside, CA, the most frequently searched job titles are:

What job categories do people searching Credit Officer jobs in Riverside, CA look for?

The top searched job categories for Credit Officer jobs in Riverside, CA are:

What cities near Riverside, CA are hiring for Credit Officer jobs?

Cities near Riverside, CA with the most Credit Officer job openings:

Credit Officer jobs near you
Infographic showing various Credit Officer job openings in Riverside, CA as of August 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $102,255 per year, or $49.2 per hour.

Consumer Loan Officer

Brea, CA • On-site

American First Credit Union
Finance and Insurance • 51 - 200 employees
Learn more about American First Credit Unionexternal

$24.35 - $34/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago

Job description

Consumer Loan Officer

As an American First Associate, you’ll play a vital role in serving the community while enjoying a rewarding career. We are a $1.3 Billion financial institution located in Brea, CA looking for Consumer Loan Officer with excellent customer service skills, initiative and a desire to work in a team setting.


Position Summary

 Thi     This position is responsible for the underwriting of direct and indirect consumer loan applications, making credit decisions, and cross-selling other consumer loan products. In addition, this position will review and analyze complex loan requests to include interpreting credit profiles, assessing the ability to repay, decisioning loans and understanding member’s needs while keeping the safe and soundness of the credit union in mind. 

posi     This position will focus on consumer loan products including automobiles, personal loans, credit cards, boats, RV’s, motorcycles and other secured products.                                                                                 Accurately and efficiently communicating and working with our members and dealerships is a key to success in this position. 

 

Salary Range: $24.35-$34.00 

The salary ranges for positions are based on current market industry studies as well as job evaluations. During the offer phase Management will determine the appropriate compensation within the compensation range based on experience, education and internal equity. 


Qualifications

  • High school diploma or General Equivalent Diploma (GED).
  • Minimum three year’s experience in underwriting consumer loans in an indirect and direct lending environment.
  • Working knowledge of all consumer lending products.
  • Strong knowledge and experience of consumer credit laws and regulations.
  • Ability to verify and calculate income by using paystubs.
  • Ability to read and analyze personal and business tax returns.
  • Ability to effectively communicate adverse loan decisions.
  • Excellent Member Service skills and the ability to rework deals with dealerships.
  • Competent in problem solving, time management and organizational skills.
  • Proficient in Excel, Word and automated lending software.


Schedule

Onsite position

Mon-Fri 9:00am-6:00pm; One Saturday (8am-5pm) a month 

Must reside in the state of CA or willing to self-relocate


Benefits

Safe and Secure Since 1952. At American First, our allegiance is to the Member. As a financial cooperative, owned entirely by Members, our goal is to provide the highest quality financial services. We offer excellent benefits: medical, dental, vision, paid life, Long term disability and AD&D insurance, generous 401(K) plan with employer match, financial advisor, free banking, discounts on consumer loans, paid holidays, vacation, sick, flexible spending accounts, tuition reimbursement, special recognition programs and much more. 


To learn more about us, please visit us at https://www.amerfirst.org/JoinOurTeam.aspx



We perform thorough background and credit check. 

American First Credit Union is an EEO/AA/Disability/Vets Employer
 



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