ZipRecruiter

Log In

1

Credit Officer Jobs in Riverside, CA (NOW HIRING)

Chase

Environmental Credit Risk Sr Officer

Irvine, CA · On-site

Environmental Credit Risk Associate Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the ...

Zionsbank Corp

CRE Credit Analyst - Irvine, CA

Irvine, CA · On-site

$39 - $48/hr

Provides credit information and references for customers, loan officers, or other agencies as requested. * May provide rates and loan information to clients. * Ensures that all credit files include ...

Community Bank

Credit Support

Chino, CA · On-site

$20 - $24.08/hr

Credit Support Associate At the direction of the Center Manager, the Credit Support associate is responsible for providing administrative and clerical duties to support to branch officers and ...

Socket.dev

Chief Marketing Officer

Santa Ana, CA · On-site

$250 - $330/hr

Great Opportunity for Chief Marketing Officer Orange County's Credit Union is investing in a leader: Chief Marketing Officer to contribute to our mission of innovating our business and creating a ...

previous pagenext page

Showing results 21-40

All JobsCredit Officer JobsCredit Officer Jobs in Riverside, CA

Credit Officer information

See Riverside, CA salary details

$36.5K

$102.3K

$153.9K

How much do credit officer jobs pay per year?

As of Aug 10, 2026, the average yearly pay for credit officer in Riverside, CA is $102,255.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,400.00 and $125,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit officer, and why are they important?

To succeed as a Credit Officer, you need a strong background in finance, risk assessment, and credit analysis, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring software, loan management systems, and financial modeling tools is essential. Excellent analytical thinking, attention to detail, and clear communication skills help set top performers apart. These abilities are crucial for making informed lending decisions, minimizing risk, and fostering positive client relationships.

What are some common challenges credit officers face when assessing loan applications, and how can these be overcome?

Credit Officers often encounter challenges such as incomplete financial documentation, complex client financial histories, and tight deadlines for decision-making. Overcoming these requires strong analytical skills, attention to detail, and effective communication with applicants to clarify missing or ambiguous information. Building collaborative relationships with underwriting teams and staying updated on regulatory changes can also streamline the evaluation process and improve decision accuracy.

What is a credit officer?

A credit officer processes financial loan applications for clients on behalf of banks. Their job responsibilities include helping clients choose the best loan options for their car, mortgage, or personal credit. Other duties include evaluating credit, entering financial data, and performing risk assessments. To become a credit officer, you need a bachelor’s degree in finance, accounting, or economics. Additional qualifications, such as the certified lender business banker (CLBB) credential, can help you advance in this career.

What do you need to be a credit officer?

To become a credit officer, candidates typically need a bachelor's degree in finance, accounting, or a related field, along with strong analytical and communication skills. Relevant experience in credit analysis or banking is often required, and certifications such as the Certified Credit Analyst (CCA) can be advantageous.

What does a credit officer do?

A Credit Officer is responsible for evaluating and approving loan applications by assessing the creditworthiness of individuals or businesses. They analyze financial information, credit reports, and other relevant data to determine the risk involved in lending money. Credit Officers also ensure that all loans comply with the institution's lending policies and government regulations, and they may work with clients to explain loan terms and answer questions. Their role is crucial in minimizing financial risk for banks and other lending institutions.

What is the difference between Credit Officer vs Loan Officer?

AspectCredit OfficerLoan Officer
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are a plusSimilar educational background; often holds licenses or certifications depending on loan types
Work EnvironmentWorks in banks, credit unions, or financial institutions assessing creditworthinessWorks in banks, mortgage companies, or lending firms evaluating loan applications
Primary ResponsibilitiesAnalyzes credit data, assesses risk, and approves or declines credit applicationsAssists clients in obtaining loans, evaluates financial information, and recommends loan options

While both roles involve evaluating financial information, Credit Officers focus on assessing credit risk and approving credit lines, whereas Loan Officers primarily assist clients in securing loans by guiding them through the application process.

What education is needed to become a credit officer?

A credit officer typically needs at least a bachelor's degree in finance, accounting, economics, or a related field. Relevant skills include strong analytical abilities and knowledge of financial software; some positions may prefer or require professional certifications such as the Certified Credit Executive (CCE).
More about Credit Officer jobs
What are popular job titles related to Credit Officer jobs in Riverside, CA? For Credit Officer jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Credit Officer jobs in Riverside, CA look for? The top searched job categories for Credit Officer jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Credit Officer jobs? Cities near Riverside, CA with the most Credit Officer job openings:
Credit Officer jobs near you
Infographic showing various Credit Officer job openings in Riverside, CA as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 16% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $102,255 per year, or $49.2 per hour.

Commercial Credit Analyst

Chino Commercial Bank

Chino, CA • On-site

$22 - $27/hr

Full-time

Re-posted 4 days ago

Job description

Job Type
Full-time
Description
INTRODUCTION
We welcome you to join our Chino Commercial Bank Team!
We are currently looking to fill several Commercial Credit Analyst positions. We are looking for individuals who are passionate, driven, collaborative, and solutions oriented.
We are dedicated in creating a championing environment where you can grow and thrive.
Our Mission is to provide exceptional customer service to make a difference in the lives of our customers and communities.
SUMMARY
The position of Commercial Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; assists loan officers in writing loan requests; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. This employee must maintain compliance within audit, internal controls, security, BSA, CTR standards
ESSENTIAL DUTIES
1. Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
2. Assists loan officers in gathering data from customers, internal and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; contacts customers for additional information and clarification of data.
3. Compiles data from credit bureaus, conducts industry peer comparisons, performs cash flow analyses and other such tasks and comparisons.
4. Writes financial reviews and reports; makes recommendation on loan structures and terms to loan officers.
5. Assists loan officers in coordinating processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans.
6. Informs loan officers when up-to-date financial statements are needed; ensures credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved
7. Assist loan officers in the review and renewal of credit facilities; provides back-up support.
8. Checks pledged assets as requested by loan officers.
9. Assists with on-going computerization of the loan review function.
10. Assists loan officers in verification of funds with mortgage companies and contractors.
11. Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition.
12. May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business.
13. Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.
14. Assists in providing deposit and loan account ratings for loan officers.
15. Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
16. Operates computer terminal or personal computer to obtain and process data.
17. Answers telephones, answers questions and directs callers to proper Bank personnel.
Requirements
  • Associate's degree (AA) or equivalent from a two year college or technical school; or four years related experience and/or training; or the equivalent combination of education and experience.
  • Work related experience should consist of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
  • Experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
  • Knowledge of commercial, construction, real estate and consumer loan processing.
  • Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
  • Knowledge of related state and federal loan regulations and other Bank lending policies.
  • Ability to effectively present information and respond to questions from groups of managers, customers, and members of the general public.
  • Skills in computer terminal and personal computer operation; mainframe computer system; and word processing and spreadsheet software.
  • Typing skills to meet production needs of the position.
  • Math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
  • Effective oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
  • Ability to deal with normal problems involving multiple facets and variables in non-standardized situations.
  • Excellent organizational and time management skills.
  • Ability to work with minimal supervision while performing duties.
  • Current California driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
  • The incumbent must be able to perform this position safely, without endangering the health or safety to himself or herself or others

Salary Description
$22.00 - $27.00 hourly

Apply