ZipRecruiter

Log In

1

Credit Officer Jobs in Riverside, CA (NOW HIRING)

Community Bank

Credit Administrator

Ontario, CA · On-site

$191K - $286K/yr

Critiques Reports of Credit Extended on loan requests submitted for approval by branch loan officers. Assists the branches/departments in structuring new and renewed loan requests: Personal cash flow ...

Citizens Business Bank

Credit Administrator

Ontario, CA · On-site

$191K - $286K/yr

Critiques Reports of Credit Extended on loan requests submitted for approval by branch loan officers. Assists the branches/departments in structuring new and renewed loan requests: Personal cash flow ...

Chase

Environmental Credit Risk Sr Officer

Irvine, CA · On-site

  • Medical

  • Retirement

Environmental Credit Risk Associate Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the ...

Zionsbank Corp

CRE Credit Analyst - Irvine, CA

Irvine, CA

$39 - $48/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Provides credit information and references for customers, loan officers, or other agencies as requested. * May provide rates and loan information to clients. * Ensures that all credit files include ...

Orange County's Credit Union

Chief Marketing Officer

Santa Ana, CA · On-site

$250 - $330/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Chief Marketing Officer Senior Management Santa Ana, CA, US 3 days ago Requisition ID: 2749 Salary ... Why Orange County's Federal Credit Union * A voice that matters - your ideas help shape our future

previous pagenext page

Showing results 21-40

All JobsCredit Officer JobsCredit Officer Jobs in Riverside, CA

Credit Officer information

See Riverside, CA salary details

$36.5K

$102.3K

$153.9K

How much do credit officer jobs pay per year?

As of Aug 12, 2026, the average yearly pay for credit officer in Riverside, CA is $102,255.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,400.00 and $125,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit officer, and why are they important?

To succeed as a Credit Officer, you need a strong background in finance, risk assessment, and credit analysis, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring software, loan management systems, and financial modeling tools is essential. Excellent analytical thinking, attention to detail, and clear communication skills help set top performers apart. These abilities are crucial for making informed lending decisions, minimizing risk, and fostering positive client relationships.

What are some common challenges credit officers face when assessing loan applications, and how can these be overcome?

Credit Officers often encounter challenges such as incomplete financial documentation, complex client financial histories, and tight deadlines for decision-making. Overcoming these requires strong analytical skills, attention to detail, and effective communication with applicants to clarify missing or ambiguous information. Building collaborative relationships with underwriting teams and staying updated on regulatory changes can also streamline the evaluation process and improve decision accuracy.

What is a credit officer?

A credit officer processes financial loan applications for clients on behalf of banks. Their job responsibilities include helping clients choose the best loan options for their car, mortgage, or personal credit. Other duties include evaluating credit, entering financial data, and performing risk assessments. To become a credit officer, you need a bachelor’s degree in finance, accounting, or economics. Additional qualifications, such as the certified lender business banker (CLBB) credential, can help you advance in this career.

What do you need to be a credit officer?

To become a credit officer, candidates typically need a bachelor's degree in finance, accounting, or a related field, along with strong analytical and communication skills. Relevant experience in credit analysis or banking is often required, and certifications such as the Certified Credit Analyst (CCA) can be advantageous.

What does a credit officer do?

A Credit Officer is responsible for evaluating and approving loan applications by assessing the creditworthiness of individuals or businesses. They analyze financial information, credit reports, and other relevant data to determine the risk involved in lending money. Credit Officers also ensure that all loans comply with the institution's lending policies and government regulations, and they may work with clients to explain loan terms and answer questions. Their role is crucial in minimizing financial risk for banks and other lending institutions.

What is the difference between Credit Officer vs Loan Officer?

AspectCredit OfficerLoan Officer
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are a plusSimilar educational background; often holds licenses or certifications depending on loan types
Work EnvironmentWorks in banks, credit unions, or financial institutions assessing creditworthinessWorks in banks, mortgage companies, or lending firms evaluating loan applications
Primary ResponsibilitiesAnalyzes credit data, assesses risk, and approves or declines credit applicationsAssists clients in obtaining loans, evaluates financial information, and recommends loan options

While both roles involve evaluating financial information, Credit Officers focus on assessing credit risk and approving credit lines, whereas Loan Officers primarily assist clients in securing loans by guiding them through the application process.

What education is needed to become a credit officer?

A credit officer typically needs at least a bachelor's degree in finance, accounting, economics, or a related field. Relevant skills include strong analytical abilities and knowledge of financial software; some positions may prefer or require professional certifications such as the Certified Credit Executive (CCE).
More about Credit Officer jobs
What are popular job titles related to Credit Officer jobs in Riverside, CA? For Credit Officer jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Credit Officer jobs in Riverside, CA look for? The top searched job categories for Credit Officer jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Credit Officer jobs? Cities near Riverside, CA with the most Credit Officer job openings:
Credit Officer jobs near you
Infographic showing various Credit Officer job openings in Riverside, CA as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 16% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $102,255 per year, or $49.2 per hour.

Risk Management-Portfolio Management Problem Credits-Credit Officer- Associate

JPMorgan Chase & Co.

Irvine, CA • On-site

$77K - $115K/yr

Full-time

Medical, Retirement

Re-posted 12 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 493 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks

Job description


Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. You will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.
Job Responsibilities
  • Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
  • Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
  • Document and support concluded risk ratings.
  • Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
  • Present credits to senior management on a quarterly basis.

Required Qualifications, Capabilities, and Skills
  • Bachelor's Degree or equivalent experience.
  • Minimum 3 years of working experience with commercial and multifamily loans.
  • Previous experience in portfolio management, loan risk grading/ risk assessment.
  • Strong organizational and time management skills - ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply