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Credit Manager Jobs in Waterloo, ON (NOW HIRING)

Teledyne

Credit & Collections Team Lead

Waterloo, ON · On-site

CA$68K - CA$91K/yr

Manage an assigned portfolio by applying consistent, accurate, and proactive credit practices. * Ensure effective account oversight in full compliance with internal policies and applicable external ...

Gordon Food Service

Student, Intern/ Co-op

Milton, ON · On-site

Data & File Management: Maintain the integrity of customer master data within our Customer Application system and manage electronic and hard copy customer files * Credit Analysis Support: Obtain ...

Uline

Credit Team Lead

Milton, ON · On-site

CA$50 - CA$55/hr

As a Credit Team Lead, you will manage a dedicated team of Credit Analysts to support our growing North American company! Careers Packed with Potential. Backed by 45+ years of success, Uline offers ...

ULINE

Credit Team Lead

Milton, ON · On-site

$55/hr

As a Credit Team Lead, you will manage a dedicated team of Credit Analysts to support our growing North American company! Careers Packed with Potential. Backed by 45+ years of success, Uline offers ...

ULINE

Credit Team Lead

Cambridge, ON · On-site

$55/hr

As a Credit Team Lead, you will manage a dedicated team of Credit Analysts to support our growing North American company! Careers Packed with Potential. Backed by 45+ years of success, Uline offers ...

Ametek

Accounts Receivable Specialist

Waterloo, ON · On-site

Minimum of 3 years of experience in accounts receivable and credit management. * Proficiency with ERP systems; experience with Epicor and SAP is considered an asset. * Strong Excel skills, including ...

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Credit Manager information

See Waterloo, ON salary details

$23.3K

$62.7K

$95.1K

How much do credit manager jobs pay per year?

As of Aug 27, 2026, the average yearly pay for credit manager in Waterloo, ON is $62,729.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,550.00 and $76,453.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What cities near Waterloo, ON are hiring for Credit Manager jobs?

Cities near Waterloo, ON with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Waterloo, ON as of August 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 82% Physical, 3% Hybrid, and 15% Remote job distribution, with an average salary of $62,729 per year, or $30.2 per hour.

Credit & Collection Administrator

Unilock

Georgetown, ON • On-site

Full-time

Medical, Dental, Retirement

Posted 12 days ago

Unilock rating

6.8

Company rating: 6.8 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

Job description

Unilock, a family-owned and operated business, originally introduced the paving stone to North America in 1972. Backed by family values and a commitment to quality, Unilock has grown to become the premier manufacturer of paving stones and retaining walls. Traveling the globe in search of inspiration, Unilock strives to stay on the leading edge of design and manufacturing innovation, to reflect the evolving needs, wants and sense of style of its customers.

We currently have an opportunity within our Admin Department for a Credit & Collections Administrator. Reporting to the Credit Manager, this role is responsible for supporting credit and collections activities.

The ideal candidate will be highly motivated, detail-oriented team player with strong written and verbal communication skills. Excellent interpersonal skills are essential, as this position requires regular interaction with internal departments, customers, and vendors to resolve issues and maintain positive working relationships.

RESPONSIBILITIES

  • Responsible for all areas of Cash Receipts processing and related reconciliations
  • Ensuring bank deposits are completed on a daily basis
  • Investigate and resolve any payment discrepancies
  • Release orders on credit hold in a timely fashion
  • Provide responsive and professional customer support by phone and email, addressing inquiries and resolving issues efficiently
  • Prepare and distribute requested customer documentation accurately and within established timelines
  • Support month-end processes by generating and issuing customer statements, reports, and related correspondence
  • Maintenance of customer accounts
  • Assist credit manager with the collection process
  • Provide reception coverage during scheduled breaks, lunch periods, and other temporary absences to ensure continuous front desk support
  • Assist with other administrative/accounting tasks as required
  • Other duties and responsibilities as assigned or required

QUALIFICATIONS

  • 3-5 years collections experience
  • Preference given to candidates with some formal college education in an accounting or credit related field
  • Intermediate level Microsoft Excel, Word and Outlook skills

BENEFITS

  • Comprehensive benefit package
  • Immediate enrolment into Health & Dental benefits.
  • Profit Sharing
  • Employer matched pension plan
  • Wellness Program

 EXISITING OPPORTUNITY: This posting represents an active vacancy within our organization. We are seeking qualified candidates and look forward to advancing the recruitment process promptly.

EQUITY: We are committed to tackling the difficult but important subject of Diversity, Equity and Inclusion.  Our goal is to ensure that our company always provides an environment where everyone has a deep sense of belonging, knows they are understood, and feels confident that they will be supported in their efforts to reach their full potential.

SUSTAINABILITY: We know that we have a duty to do our part to protect the environment and have set an aggressive goal for our company to be carbon neutral by 2035.

ACCESSIBILITY: Unilock is committed to providing accommodation for people with disabilities. If you require accommodation through any aspects of the selection process, please notify us on your application and we will work with you to meet your needs. 

 #INLP

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