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Credit Collections Jobs in Timonium, MD (NOW HIRING)

POINT BREEZE CREDIT UNION GROUP

COLLECTOR

MD · On-site

$20.50 - $30.76/hr

Point Breeze Credit Union is currently seeking a Part-Time Collector to join our Hunt Valley Office ... Perform other related duties as assigned by the Vice President of Collections. The role of ...

POINT BREEZE CREDIT UNION GROUP

COLLECTOR

Hunt Valley, MD · On-site

$20.50 - $30.76/hr

Point Breeze Credit Union is currently seeking a Part-Time Collector to join our Hunt Valley Office ... Perform other related duties as assigned by the Vice President of Collections. The role of ...

Har-co Credit Union

Be Seen First

Accounting Manager

Bel Air, MD · On-site

$75K - $110K/yr

Oversee all core accounting functions, including accounts payable and receivable, budgeting, cash flow, cost management, credit and collections, financial analysis, reporting, general ledger ...

OneMain Financial

Loan Sales Specialist

Glen Burnie, MD · On-site

$18 - $22/hr

Sales, Collections or Customer Service experience * Bilingual - Spanish Location: On site The ... Since 1912,we'velooked beyond credit scores to help people get the money they need today and reach ...

OneMain Financial

Loan Sales Specialist

Catonsville, MD

$18 - $22/hr

Manage the life cycle of loans, including collections activities while maintaining compliance with ... Since 1912, we've looked beyond credit scores to help people get the money they need today and ...

OneMain Financial

Loan Sales Specialist

Glen Burnie, MD

$18 - $22/hr

Manage the life cycle of loans, including collections activities while maintaining compliance with ... Since 1912, we've looked beyond credit scores to help people get the money they need today and ...

OneMain Financial

Loan Sales Specialist

Catonsville, MD · On-site

$18 - $22/hr

Sales, Collections or Customer Service experience * Bilingual - Spanish Location: On site The ... Since 1912,we'velooked beyond credit scores to help people get the money they need today and reach ...

OneMain Financial

Loan Sales Specialist

Glen Burnie, MD · On-site

$18 - $22/hr

Sales, Collections or Customer Service experience * Bilingual - Spanish Location: On site The ... Since 1912, we've looked beyond credit scores to help people get the money they need today and ...

OneMain Financial

Loan Sales Specialist

Catonsville, MD · On-site

$18 - $22/hr

Sales, Collections or Customer Service experience * Bilingual - Spanish Location: On site The ... Since 1912, we've looked beyond credit scores to help people get the money they need today and ...

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All JobsCredit Collections JobsCredit Collections Jobs in Timonium, MD

Credit Collections information

See Timonium, MD salary details

$14

$23

$33

How much do credit collections jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for credit collections in Timonium, MD is $23.59, according to ZipRecruiter salary data. Most workers in this role earn between $20.10 and $26.78 per hour, depending on experience, location, and employer.

What is credit collections?

Credit Collections refers to the process of recovering unpaid debts from individuals or businesses who have borrowed money or purchased goods or services on credit. Professionals in this field work to ensure that overdue accounts are paid, often by contacting customers, negotiating payment plans, and sometimes initiating legal action if necessary. The goal is to minimize financial losses for the company while maintaining positive customer relationships whenever possible. Credit Collections specialists must have strong communication and negotiation skills, as well as a good understanding of financial regulations and company policies.

What are the key skills and qualifications needed to thrive as a credit collections specialist?

To thrive as a Credit Collections Specialist, you need a solid understanding of accounting principles, credit management, and collections processes, typically supported by a relevant degree or equivalent experience. Familiarity with collections software, CRM systems, and proficiency in Excel are often required, along with knowledge of relevant regulations. Excellent negotiation, communication, and problem-solving skills help professionals handle challenging conversations and build positive client relationships. These skills are crucial for maximizing recoveries, maintaining customer goodwill, and ensuring compliance with legal standards.

What are some common challenges faced in a credit collections role, and how are they typically addressed?

Professionals in Credit Collections often encounter challenges such as negotiating with customers who are experiencing financial difficulties, managing a high volume of accounts, and maintaining positive customer relationships while ensuring timely payments. These challenges are typically addressed through strong communication and negotiation skills, using customer relationship management (CRM) tools to track interactions, and collaborating closely with sales and finance teams to resolve disputes. Ongoing training in conflict resolution and staying updated on company policies also help collections specialists navigate these situations effectively.

Is working in credit collections a good job?

Working in credit collections involves contacting customers to recover overdue payments and often requires strong communication and negotiation skills. The job can offer steady employment and opportunities for advancement, but it may also involve high-pressure situations and rejection. Compensation varies by employer and experience, and some roles may require certifications or familiarity with collection software.

What cities near Timonium, MD are hiring for Credit Collections jobs?

Cities near Timonium, MD with the most Credit Collections job openings:

Credit Collections jobs near you

Experienced RMBS Credit Analyst

T Rowe Price

Baltimore, MD • Hybrid

Full-time

Re-posted 7 hours ago

T. Rowe Price rating

9.1

Company rating: 9.1 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

Job description

Role Summary

The position will be responsible for analyzing and developing credit opinions on securitized transactions in the RMBS market. The position will require analysis of financial, consumer and property market fundamentals, security level cash flows, ongoing security surveillance, the assignment of credit ratings, and trade recommendations that benefit T. Rowe Price portfolios. The analyst will be an integral part of the Securitized Products team at T. Rowe Price.

Responsibilities

1. Analyze and evaluate investment opportunities in the securitized products universe.

2. Analyze and recommend potential purchases and sales of securitized products securities to enhance portfolio performance. Conduct fundamental sector, market and security analysis, and combine relative value and strategy considerations in sector and security recommendations.

3.Analyze the fundamentals in covered sectors, including underwriting standards, prepayment and default forecasting, collateral market trends, macro developments and their impact on securitized credit securities.

4.Communicate and collaborate with various internal and external parties to develop well-researched, sound investment recommendations and sector theses. This position will interact most directly with internal peers who also cover securitized products. The role will also interact with Rating Agency analysts, external sector experts, T. Rowe Price Portfolio Managers, Equity and Credit analysts, and Quantitative analysts, among others.

Qualifications

Required:

  • College degree
  • 5+ years of direct investment experience in RMBS
  • Experience developing and maintaining reports and data
  • Understanding of financial accounting, derivatives markets, and computer skills
  • Experience using Intex and Bloomberg
  • Strong written and oral communication skills
  • Strong decision-making and risk management background
  • Strong analytical skills
  • Collaborative, inquisitive and detail-oriented personality

Preferred:

  • Advanced business degree is a plus
  • Chartered Financial Analyst designation preferred
  • Experience with data querying languages and tools
  • Knowledge of Excel VBA and/or Python

FINRA Requirements

FINRA licenses are not required and will not be supported for this role.

Work Flexibility

This role is eligible for hybrid work, with up to one day per week from home.

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