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Credit Collections Jobs in Rio Rancho, NM (NOW HIRING)

bekco

Credit Manager

Albuquerque, NM · On-site

... collections are made timely and within credit terms • Explains corporate credit policy to all sales representatives to include the sales representative's written acknowledgement of said credit ...

bekco

Credit Manager

Albuquerque, NM · On-site

... collections are made timely and within credit terms • Explains corporate credit policy to all sales representatives to include the sales representative's written acknowledgement of said credit ...

bekco

Credit Manager

Albuquerque, NM · On-site

... collections are made timely and within credit terms • Explains corporate credit policy to all sales representatives to include the sales representative's written acknowledgement of said credit ...

Ben E. Keith

Credit Manager

Albuquerque, NM

Keith applications • Minimum of 3 years of experience in Credit /Collections or related field • Computer literacy, including Excel and PowerPoint applications • Previous management experience ...

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All JobsCredit Collections JobsCredit Collections Jobs in Rio Rancho, NM

Credit Collections information

See Rio Rancho, NM salary details

$14

$23

$32

How much do credit collections jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for credit collections in Rio Rancho, NM is $23.09, according to ZipRecruiter salary data. Most workers in this role earn between $19.66 and $26.25 per hour, depending on experience, location, and employer.

What qualifications do I need to be a debt collector?

To work as a debt collector, candidates typically need a high school diploma or equivalent. Strong communication, negotiation skills, and knowledge of relevant laws such as the Fair Debt Collection Practices Act are important; some employers may prefer prior experience in collections or customer service. Certification is not mandatory but can enhance job prospects.

What is the highest paying collection job?

The highest paying collection jobs are often senior roles such as Collections Manager or Credit Manager, which can earn six-figure salaries depending on experience, industry, and location. These positions typically require strong negotiation skills, industry knowledge, and sometimes certifications like Certified Credit and Collection Professional (CCCP).

What are some common challenges faced in a Credit Collections role, and how are they typically addressed?

Professionals in Credit Collections often encounter challenges such as negotiating with customers who are experiencing financial difficulties, managing a high volume of accounts, and maintaining positive customer relationships while ensuring timely payments. These challenges are typically addressed through strong communication and negotiation skills, using customer relationship management (CRM) tools to track interactions, and collaborating closely with sales and finance teams to resolve disputes. Ongoing training in conflict resolution and staying updated on company policies also help collections specialists navigate these situations effectively.

How to get a job in collections?

To get a job in collections, candidates typically need a high school diploma or equivalent, strong communication and negotiation skills, and familiarity with debt collection laws and software. Entry-level positions often require basic computer skills, and some employers may prefer prior customer service experience or relevant certifications. Building knowledge of financial procedures and maintaining professionalism are important for success in collections roles.

What are the key skills and qualifications needed to thrive as a Credit Collections Specialist, and why are they important?

To thrive as a Credit Collections Specialist, you need a solid understanding of accounting principles, credit management, and collections processes, typically supported by a relevant degree or equivalent experience. Familiarity with collections software, CRM systems, and proficiency in Excel are often required, along with knowledge of relevant regulations. Excellent negotiation, communication, and problem-solving skills help professionals handle challenging conversations and build positive client relationships. These skills are crucial for maximizing recoveries, maintaining customer goodwill, and ensuring compliance with legal standards.

Is being a debt collector a good career?

A career in credit collections involves contacting debtors to recover overdue payments, often requiring strong communication and negotiation skills. The job can offer steady employment and opportunities for advancement but may involve challenging interactions and adherence to regulations. Compensation varies by employer and experience, and some roles may require certification or training in debt collection practices.

What are Credit Collections?

Credit Collections refers to the process of recovering unpaid debts from individuals or businesses who have borrowed money or purchased goods or services on credit. Professionals in this field work to ensure that overdue accounts are paid, often by contacting customers, negotiating payment plans, and sometimes initiating legal action if necessary. The goal is to minimize financial losses for the company while maintaining positive customer relationships whenever possible. Credit Collections specialists must have strong communication and negotiation skills, as well as a good understanding of financial regulations and company policies.
What job categories do people searching Credit Collections jobs in Rio Rancho, NM look for? The top searched job categories for Credit Collections jobs in Rio Rancho, NM are:
Credit Collections jobs near you

Credit Manager

bekco

Albuquerque, NM • On-site

Other

Posted 5 days ago

Job description

The primary purpose of the Credit Manager is to be the administrator and enforcer of the company credit policy.  This position is responsible for the overall management of the Credit Department to include development and improvement of the operational goals of the department and the staffing, training and development of the department staff.

• Represent Ben E. Keith with professionalism, maintain a positive attitude and follow dress code

• Set up customer accounts in the PeopleSoft computer system

• Analyze credit applications for credit worthiness

• Approve customer credit terms for the branch and maintain customer credit files

• Oversees problem accounts to insure collection activity is consistent with credit policy and that collections are made timely and within credit terms

• Explains corporate credit policy to all sales representatives to include the sales representative’s written acknowledgement of said credit policy

• Prepare and manage the monthly credit call process and prepare an actual and potential bad debt report

• Enforce credit policy matters such as late DSR collection deductions and bad debt charge backs

• Manage the collection of previously written off accounts Assures that the correct sales tax rates are being maintained in the branch mainframe system

 

Job Qualifications:

• Ability to write reports, correspondence and communications. Ability to effectively present information in a written and/or verbal format..

• Ability to prioritize multiple projects, assignments and tasks, monitoring sue of time and appropriately using equipment, facilities and materials to provide timely and quality responses

• Ability to learn and use all Ben E. Keith applications

• Minimum of 3 years of experience in Credit /Collections or related field

• Computer literacy, including Excel and PowerPoint applications

• Previous management experience preferred

• Valid New Mexico driver’s license is required for driving to perform company business

• Bachelor’s degree, preferably in Business or related industry

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