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Credit Collections Manager Jobs in Cosmos, MN (NOW HIRING)

Loan Sales Specialist

Willmar, MN · On-site

$17 - $19.50/hr

Manage the life cycle of loans, including collections activities whilemaintainingcompliance with ... Since 1912,we'velooked beyond credit scores to help people get the money they need today and reach ...

Accounting Officer

Hutchinson, MN · On-site

$65 - $90/hr

... credit card systems, State of Minnesota eServices (DOR collections), and Perceptive Content * Hands‑on experience with document management systems, including setup and ongoing maintenance * Ability ...

New

Accounting Officer

Willmar, MN · On-site

$50K - $73K/yr

... credit card systems, State of Minnesota eServices (DOR collections), and Perceptive Content. * Hands-on experience with document management systems, including setup and ongoing maintenance (e.g ...

Accounting Officer

Willmar, MN · On-site

$51 - $74/hr

... credit card systems, State of Minnesota eServices (DOR collections), and Perceptive Content. * Hands-on experience with document management systems, including setup and ongoing maintenance (e.g ...

New

Credit Collections Manager information

See Cosmos, MN salary details

$54.2K

$86.6K

$126.3K

How much do credit collections manager jobs pay per year?

As of Sep 5, 2026, the average yearly pay for credit collections manager in Cosmos, MN is $86,633.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,600.00 and $99,500.00 per year, depending on experience, location, and employer.

What does a credit collections manager do?

The job duties of a credit and collections manager involve overseeing credit and collections operations for a company or organization. In this career, your responsibilities include running credit checks on each customer, client, or vendor to assess the risk involved in a loan, credit, or other financial agreement. You establish metrics for evaluating risk, and you maintain documentation for each of the accounts under your management. You also set limits on the amount of credit. If a customer builds too much debt, the credit and collections manager initiates collections proceedings. You also ensure quality customer service and approve reimbursement when necessary.

What are the key skills and qualifications needed to thrive as a credit collections manager?

To thrive as a Credit Collections Manager, you need expertise in credit management, debt collection practices, financial analysis, and typically a degree in finance, accounting, or a related field. Familiarity with collections software (such as SAP, Oracle, or FICO), CRM systems, and certification from organizations like the ACA International is often required. Strong negotiation, leadership, and communication skills are crucial for managing teams and resolving sensitive debtor situations. These skills ensure effective debt recovery, maintain positive client relationships, and minimize financial risk for the organization.

What are some typical challenges credit collections managers face when balancing customer relationships with collection targets?

Credit Collections Managers often navigate the delicate balance between achieving collection targets and maintaining positive customer relationships. Common challenges include handling sensitive conversations with clients experiencing financial hardship, negotiating payment arrangements that align with company policies, and ensuring timely collections without damaging long-term business rapport. Successful managers employ empathy, strong communication skills, and strategic negotiation to resolve issues while protecting the company's financial interests. Collaboration with sales, customer service, and finance teams is also essential to develop solutions that work for both the business and its clients.

What cities near Cosmos, MN are hiring for Credit Collections Manager jobs?

Cities near Cosmos, MN with the most Credit Collections Manager job openings:

Infographic showing various Credit Collections Manager job openings in Cosmos, MN as of August 2026, with employment types broken down into 84% Full Time, 14% Part Time, and 2% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $86,633 per year, or $41.7 per hour.

Loan Sales Specialist

OneMain Financial

Willmar, MN • On-site

$17 - $19.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.


OneMain Financial rating

7.5

Company rating: 7.5 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

116th of 154 rated financial services


Job description

At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing forlife'sexpenses.In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This roleprovides rewardingprofessional development andadvancement opportunitiesin a dynamic and supportiveenvironment.LoanSales Specialistsenjoy competitive compensation that recognizesboth individual achievements and team success, all while growing their career.
Target base salary range is $17.00-$19.50, which is based onvarious factorsincluding skills and work experience. In addition to base salary, this role is eligible for a competitiveadditionalcompensation program that is based on individual and company performance.
In the Role
  • Effectively multitask and adapt to the dynamic demands of the role, ensuringtimelyand efficient service
  • Exceed customer expectations through ease,empathyand encouragement, deliveringresults related to individual and branch goals
  • Develop newconnections andmaintainonesby engagingcustomers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
  • Manage the life cycle of loans, including collections activities whilemaintainingcompliance with all relevant laws and regulations
  • Engage with customers and other departments through multiple technological channels, including phone, email,chatand our in-house systems
  • Exhibitpassion for achievement, bringing an internal drive to succeed andgoal oriented attitude
  • Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans,termsand their options
Requirements:
  • High SchoolDiplomaorGED
Preferred:
  • Sales, Collections or Customer Service experience
Location:On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Who we Are
A career withOneMainoffers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Paid time off (15 days' vacation per year, prorated based on start date)
  • Paid sick leave asdeterminedby state or local ordinance (prorated based on start date)
  • 11 Paid holidays (4 floating holidays, prorated based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)
OneMainFinancial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912,we'velooked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other productshelppeople borrow better and work toward a brighter future.
In ourmore than1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level,we'recommitted to an inclusive culture, careerdevelopmentandimpactingthe communities where we live and work. Getting people to a better place has made us a better company for over a century.There'snever been a better time to shine withOneMain.

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.


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