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Credit Collections Manager Jobs in Athens, AL (NOW HIRING)

If you have management experience and collections experience in customer service, banking ... providing credit options for consumers under-served by traditional banking institutions.

Branch Manager

Huntsville, AL · On-site

$52 - $76/hr

If you have management experience and collections experience in customer service, banking ... providing credit options for consumers under-served by traditional banking institutions.

Sales, Collections, or Customer Service experience Location: On-Site The schedule for this position ... We provide individuals with responsible access to credit to help them achieve their financial goals.

Sales, Collections, or Customer Service experience Location: On-Site The schedule for this position ... We provide individuals with responsible access to credit to help them achieve their financial goals.

Sales, Collections, or Customer Service experience Location: On-Site The schedule for this position ... We provide individuals with responsible access to credit to help them achieve their financial goals.

Sales, Collections, or Customer Service experience Location: On-Site The schedule for this position ... We provide individuals with responsible access to credit to help them achieve their financial goals.

Showing results 21-40

Credit Collections Manager information

See Athens, AL salary details

$52.6K

$84.1K

$122.6K

How much do credit collections manager jobs pay per year?

As of Sep 6, 2026, the average yearly pay for credit collections manager in Athens, AL is $84,071.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,500.00 and $96,500.00 per year, depending on experience, location, and employer.

What does a credit collections manager do?

The job duties of a credit and collections manager involve overseeing credit and collections operations for a company or organization. In this career, your responsibilities include running credit checks on each customer, client, or vendor to assess the risk involved in a loan, credit, or other financial agreement. You establish metrics for evaluating risk, and you maintain documentation for each of the accounts under your management. You also set limits on the amount of credit. If a customer builds too much debt, the credit and collections manager initiates collections proceedings. You also ensure quality customer service and approve reimbursement when necessary.

What are the key skills and qualifications needed to thrive as a credit collections manager?

To thrive as a Credit Collections Manager, you need expertise in credit management, debt collection practices, financial analysis, and typically a degree in finance, accounting, or a related field. Familiarity with collections software (such as SAP, Oracle, or FICO), CRM systems, and certification from organizations like the ACA International is often required. Strong negotiation, leadership, and communication skills are crucial for managing teams and resolving sensitive debtor situations. These skills ensure effective debt recovery, maintain positive client relationships, and minimize financial risk for the organization.

What are some typical challenges credit collections managers face when balancing customer relationships with collection targets?

Credit Collections Managers often navigate the delicate balance between achieving collection targets and maintaining positive customer relationships. Common challenges include handling sensitive conversations with clients experiencing financial hardship, negotiating payment arrangements that align with company policies, and ensuring timely collections without damaging long-term business rapport. Successful managers employ empathy, strong communication skills, and strategic negotiation to resolve issues while protecting the company's financial interests. Collaboration with sales, customer service, and finance teams is also essential to develop solutions that work for both the business and its clients.

What job categories do people searching Credit Collections Manager jobs in Athens, AL look for?

The top searched job categories for Credit Collections Manager jobs in Athens, AL are:

What cities near Athens, AL are hiring for Credit Collections Manager jobs?

Cities near Athens, AL with the most Credit Collections Manager job openings:

Full-time

Re-posted 15 days ago


Farmers Home Furniture rating

5.7

Company rating: 5.7 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

48th of 63 rated furniture retailers


Job description

Description

The purpose of this classification is to perform work functions associated with locating, notifying, and securing payments from customers with delinquent accounts.


ESSENTIAL FUNCTIONS

The following duties are normal for this position. The omission of specific statements of the duties does not exclude them from the classification if the work is similar, related, or a logical assignment for this classification. Other duties may be required and assigned.

  • Sends text messages, mails form letters and/or late charge notices to customers to encourage payment of delinquent accounts.
  • Confers with customers by text or telephone attempting to determine reason for overdue payment, reviewing terms of sales, service, or credit contract with customer in an attempt to gain payment.
  • Documents all correspondence and attempted correspondence with customers concerning accounts.
  • Receives payments and posts amount paid to customer's account.
  • Responsible for maintaining and balancing their assigned cash drawer ensuring that the drawer is locked and the key removed when the drawer is left unattended. The key will remain in the possession of the employee assigned to that cash drawer by the Store Manager.
  • Travels to customers' homes as required to collect on late payments; assists with repossessions of merchandise, if necessary, upon approval of the Store Manager.
  • Prepares paperwork prior to legal action to be initiated against severely late-paying customers.
  • Initiates credit investigations by telephone for new credit account applicants under the direction of the Credit Manager.
  • Logs details of work activities on a daily, weekly, and monthly basis.
  • Receives various documentation and reports; reviews, processes, responds, distributes, forwards, files, maintains, and/or takes other action as appropriate.
  • Operates a personal computer, printer, calculator, copy machines, telephone, or other equipment as necessary to complete essential functions, to include the use of word processing, spreadsheet, database, or other system software.
  • Logs customer service requests into PQA and schedules merchandise repairs for customers.
  • Assist customers on the sales floor as assigned by management to include participation in the sales floor rotation, greeting customers, demonstrating products, completing sales write ups, and updating CRM.
  • Maintains an acceptable sales quota as established in weekly, monthly, and annual store goals as assigned by the Store Manager.
  • Complies with Store Operations Customer Service Counter and Telephone Standards.
  • Upholds and promotes our H.O.M.E. values: Helping others, developing Ordinary people to do extraordinary things, being a Motivated owner that cares, and Ensuring that excellence is a habit personally and for those entrusted to them to lead.


ADDITIONAL FUNCTIONS

  • Assists in other store departments as required.
  • Performs other related duties as required.

Requirements

MINIMUM QUALIFICATIONS


High School Diploma or GED required; six months experience in payment collections or general office procedures; or any combination of training, experience and education which provides the required knowledge, skills, and abilities for this position. Must possess and maintain a valid State Driver's License.



PERFORMANCE APTITUDES

Data Utilization: Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising discretion in determining data classification, and in referencing such analysis to established standards for the purpose of recognizing actual or probable interactive effects and relationships.

Human Interaction: Requires the ability to provide guidance, assistance, and/or interpretation to others regarding the application of procedures and standards to specific situations.

Equipment, Machinery, tools, and Materials Utilization: Requires the ability to operate, maneuver and/or control the actions of equipment, machinery, tools, and/or materials used in performing essential functions.

Verbal Aptitude: Requires the ability to utilize a wide variety of reference, descriptive and/or advisory data and information.

Mathematical Aptitude: Requires the ability to perform addition, subtraction, multiplication, and division; the ability to calculate decimals and percentages; the ability to utilize principles of fractions; the ability to interpret graphs.

Functional Reasoning: Requires the ability to carry out instructions furnished in written, oral, or diagrammatic form. Involves semi-routine standardized work with some latitude for independent judgment concerning choices of action.

Situational Reasoning: Requires the ability to exercise judgment, decisiveness and creativity in situations involving the evaluation of information against measurable or verifiable criteria.


Farmers Furniture is an Equal Opportunity Employer. The Company is committed to maintaining an environment free of harassment and discrimination.



ADA COMPLIANCE

Physical Ability: Tasks require the ability to exert moderate physical effort, though not constant physical effort, typically involving some combination of climbing and balancing, stooping, kneeling, crouching, and crawling, and which may involve some lifting, carrying, pushing and/or pulling of objects and materials of moderate weight (12-50 pounds).

Sensory Requirements: Some tasks require the ability to perceive and discriminate colors or shades of colors, sounds, depth, and visual cues or signals. Some tasks require the ability to communicate orally.

Environmental Factors: Performance of essential functions may require exposure to adverse environmental conditions, such as dirt, dust, temperature extremes, electric currents, or toxic agents/chemicals.



Farmers Furniture is an Equal Opportunity Employer. In compliance with the Americans with Disabilities Act, the Company will provide reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.


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