Redwood Credit Union is looking for a Financial Assistance Representative I who will be responsible for performing a wide variety of semi-routine duties of moderate complexity requiring the exercise of discretion, initiative, judgment, independent analysis, and detailed knowledge of departmental procedures.
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Key Responsibilities
Member Contact:
o Contact members with delinquent loans, negative shares, and Visa accounts to arrange payments, assess account status, and restore services.
o Handle inbound and outbound calls while adhering to compliance and member information security protocols.
o Deliver exceptional service to members and internal departments, making sound decisions and escalating issues when necessary.
o Perform skip-tracing and support delinquent members by processing payments, extensions, and workout loans.
o Recommend accounts for repossession and assist Collateral Recovery Officers with documentation and follow-up.
o Support bankruptcy and deceased member account processes as assigned
Admin Support:
o Assist in processing request for charge off accounts for those loans determined to be un-collectible.
o Complete departmental and back-office tasks as assigned including (but not limited to) typing, routine letter and/or documents.
o Assist in the preparation of documents needed for the pursuit of legal action against Members and/or support the bankruptcy process, as assigned.
o Prepare periodic specialty reports or balance department related general ledger accounts, as assigned.
o Serve non- delinquent Members by accepting phone payments, processing extension requests and workout loans.
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Join us and discover why you'll love working at Redwood Credit Union!
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ABOUT REDWOOD CREDIT UNION (RCU):
At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad.
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As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all.ย
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Why work for Redwood Credit Union?
ย 25th largest credit union in the U.S. and the largest financial institution based in the North Bay
ย ย ย Recognized by Newsweek as one of "America's Best Credit Unions 2026"
ย ย ย Awarded a 5-Star Bauer Rating
ย Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"
ย ย ย Top Corporate Philanthropists (#24) - San Francisco Business Times
ย ย Voted Best Places to Work in the North Bayย 20 years in a row
ย ย ย World-class Employee Engagement scores
ย ย ย Rated Superior in Service by more than 90% of Members, surveyed by SF Gate
ย ย ย Industry leading Net Promoter Scores across the U.S.
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The ideal candidate has a combination of education and experience equivalent to a high school diploma with a
minimum of three years of collections experience in a measured, productivity driven environment.
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Compensation:ย Base starting range: $27.00 to $35.00 per hour commensurate with experience.
Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
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Redwood Credit Union offers a robust benefits package to our eligible employees including:
ย Competitive medical, dental, and vision insurance, mental health offerings
ย Employee performance incentive plan
Salary Advancement- Merit increase based on performance
401(k) program with employer match
Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!
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RCU Discounts and Perks:
ย RCU employees are eligible for a .75% discount off RCU standard collateral auto loans
ย RCU employees are eligible for a 1% discount on all recreational or boat loan products
2% discount off Visas and LOC Loans through RCU
0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.
0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.
0% interest on garment, fitness, or home office equipment loan of up to $500
100% financing for employee purchased homes!
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Physical Requirements:
Ability to stand, bend, stoop, sit, walk, twist and turn.
Ability to lift up to 20 pounds occasionally.
Ability to use a computer keyboard and calculator.
Work environment is indoors; majority of the time is spent sitting at a desk.
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*Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position.ย
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Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET.ย
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ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย We are an Equal Opportunity Employer