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Credit Analyst Jobs in Two Rivers, WI (NOW HIRING)

The Credit Analyst is responsible for analyzing credit information pertaining to commercial loans. The Credit Analyst prepares or assists in the preparation of credit reports for presentation to loan ...

Credit Analyst

WI · On-site

$27.93 - $34.23/hr

As a Credit Analyst, you'll be an important partner to our lending team and to the businesses and individuals we serve. You'll review financial information, evaluate credit risk, and prepare reports ...

Credit Analyst

Luxemburg, WI · On-site

$27.93 - $34.23/hr

As a Credit Analyst, you'll be an important partner to our lending team and to the businesses and individuals we serve. You'll review financial information, evaluate credit risk, and prepare reports ...

As a Credit Analyst at Green Bay Packaging, you'll dive deep into credit data, collaborate with teams across the country, and help shape smart, risk-aware decisions. This role blends analytical rigor ...

The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial loan clients. The right credit analyst will perform detailed ...

Senior Credit Analyst

WI · On-site

$32.98 - $40.58/hr

As a Senior Credit Analyst, you'll play a vital role in supporting our lenders, customers, and leadership team by delivering high-quality credit analysis that strengthens our loan decisions and ...

As a Senior Credit Analyst, you'll play a vital role in supporting our lenders, customers, and leadership team by delivering highquality credit analysis that strengthens our loan decisions and ...

Analyze financials and underwrite commercial loan requests in accordance with credit union policies. * Manage and collect assigned loan portfolios, including working with members facing financial ...

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Credit Analyst information

See Two Rivers, WI salary details

$20

$40

$66

How much do credit analyst jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for credit analyst in Two Rivers, WI is $40.38, according to ZipRecruiter salary data. Most workers in this role earn between $31.15 and $45.43 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What cities near Two Rivers, WI are hiring for Credit Analyst jobs? Cities near Two Rivers, WI with the most Credit Analyst job openings:
Infographic showing various Credit Analyst job openings in Two Rivers, WI as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $83,988 per year, or $40.4 per hour.

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This job post has expired 1 day ago. Applications are no longer accepted.


Nicolet National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

66th of 171 rated banks


Job description

At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, Iowa, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development.
The Credit Analyst is responsible for analyzing credit information pertaining to commercial loans. The Credit Analyst prepares or assists in the preparation of credit reports for presentation to loan committee, furnishes information in relation to credit inquiries, conducts credit investigations, and provides assistance to the Commercial Lenders as requested.

As a Credit Analyst, you will:
  • Spread and make interpretive analysis of financial statements, to include historical analysis and financial forecasting using the Baker Hill Statement Analyzer software; Analyze sources of cash flow used for repayment and identify and evaluate cash flow and ratio trends; Identify and evaluate business and industry risks, management and collateral support.
  • Prepare credit write-ups for presentation at credit committee meetings. Work closely with lending officers to ensure thorough underwriting and evaluation of business credit requests and ensure compliance with the bank's credit policy and lending regulations.
  • Complete real estate evaluations for loans secured by real estate.
  • Review commercial loans granted to ensure proper documentation is obtained, executed, and on file.
  • Assist with the Loan Review function to ensure appropriate credit grading, including but not limited to credit analysis and documentation review.
  • Assist in the preparation of monthly and quarterly loan reports for use by management and the Board of Directors.
  • Monitor accounts receivable and inventory loans for adequate collateral coverage; monitor borrower compliance with loan covenants and financial reporting requirements; track and report results using the bank's exception tracking systems.
  • Assist in monitoring loans for compliance with federal banking laws and regulations, regulatory guidelines, and the bank's lending policy; Identify non-compliance and monitor for correction of exceptions.
  • Conduct and develop research projects useful to the lending function.
  • Assist in the ongoing maintenance of all credit files, including filing of credit information and the purging of outdated information that is no longer needed in the credit files.
  • Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
  • Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status, or other non-job-related classification, including a commitment to Nicolet's policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
  • Performs all other duties as assigned.
Qualifications:
  • Bachelor's degree in Finance, Business Administration, Accounting or Economics or equivalent work experience.
  • PC, phone system, general office equipment.
  • Ability to maintain strict confidentiality.
  • Strong organizational, multi-tasking and prioritizing skills.
  • Strong analytical skills.
  • Strong work ethic.
  • Solid judgment and decision-making skills.
  • Effective verbal and written communication skills and strong interpersonal skills.
Benefits:
  • Medical, Dental, Vision, & Life Insurance
  • 401(k) with a company match
  • PTO & 11 1/2 Paid Holidays
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities and skills required for the position.
Equal Opportunity Employer/Veterans/Disabled

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