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Credit Analyst Jobs in Stevens Point, WI (NOW HIRING)

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Credit Analyst information

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$14

$29

$47

How much do credit analyst jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for credit analyst in Stevens Point, WI is $29.06, according to ZipRecruiter salary data. Most workers in this role earn between $22.40 and $32.69 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Stevens Point, WI?

The most popular types of Credit Analyst jobs in Stevens Point, WI are:

What are popular job titles related to Credit Analyst jobs in Stevens Point, WI?

For Credit Analyst jobs in Stevens Point, WI, the most frequently searched job titles are:

What cities near Stevens Point, WI are hiring for Credit Analyst jobs?

Cities near Stevens Point, WI with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Stevens Point, WI as of August 2026, with employment types broken down into 82% Full Time, and 18% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $60,443 per year, or $29.1 per hour.

Management and Program Analyst

U.S. Department of Agriculture (USDA)

Stevens Point, WI • On-site

$61K/yr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Key responsibilities

  • Provide oversight and coordination of administrative and business management functions in support of the Rural Development Mission.

  • Assist with analyzing administrative management and program support data to determine efficiencies, trends, and weaknesses.

  • Coordinate administrative tasks such as information technology management, oversight activities, travel arrangements, time and attendance, and preparing written correspondence.

United States Department Of Agriculture rating

7.8

Company rating: 7.8 out of 10

Based on 25 frontline employees who took The Breakroom Quiz

455th of 855 rated public administrative organizations

Job description

This position is located in the Wisconsin State Office in USDA/Rural Development (RD).This incumbent serves as a Management and Program Analyst providing oversight and coordination of a full range of administrative and business management functions in support of the Rural Development Mission.
THIS VACANCY IS OPEN TO CURRENT EMPLOYEES OF USDA, RURAL DEVELOPMENT ONLY.Qualifications:Applicants must meet all qualifications and eligibility requirements by the closing date of the announcement including time-in-grade restrictions, specialized experience and/or education, as defined below.
Time In Grade: Current federal employees applying for a promotion opportunity must meet time-in-grade (TIG) requirement of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled.
For the GS-09 level: Applicants must possess one (1) year of specialized experience equivalent to at least the GS-07 grade level; or its non-Federal equivalent that demonstrates: experience assisting with gathering, analyzing and evaluating on a quantitative or qualitative basis in meeting established goals and objectives; assisting with participating in the analysis of goal achievements using various information systems; assisting in analyzing various administrative management and program support related data to determine efficiencies, historical trends, and weaknesses; assisting with maintaining spreadsheets, graphs, presentations, etc. of statistical data and related material for explain complex situations and relationships; assisting with performing administrative and operational functions within an office; assisting with coordinating a variety of administrative tasks, including but not limited to information technology management, oversight activities, travel arrangements, time and attendance and preparing written correspondence; Or Master's or equivalent graduate degree Or 2 full years of progressively higher level graduate education leading to such a degree Or LL.B. or J.D., if related. Equivalent combination of experience and education are qualifying at this grade level.
For the GS-11 level: Applicants must possess one (1) year of specialized experience equivalent to at least the GS-09 grade level; or its non-Federal equivalent that demonstrates: experience analyzing and evaluating quantitative or qualitative basis, the effectiveness of organizational units in meeting established goals and objectives; researching and investigating new or improved business and management practices for application to agency programs or operations; working with senior analyst on developing strategic vision for annual goals and long-range plans of operations throughout all organizational units; participating in the analysis of goal achievements using various information systems; assisting in analyzing various administrative management and program support related data to determine efficiencies, historical trends, and weaknesses; assisting with maintaining spreadsheets, graphs, presentations, etc. of statistical data and related material for explain complex situations and relationships; performing administrative and operational functions within an office; coordinating a variety of administrative tasks, including but not limited to information technology management, oversight activities, travel arrangements, time and attendance and preparing written correspondence; Or Ph.D. or equivalent doctoral degree; Or 3 full years of progressively higher level graduate education leading to such a degree; Or LL.M., if related. Equivalent combination of experience and education are qualifying at this grade level.
Education

Undergraduate and Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.

NOTE: To be considered for this position, you must meet all qualification and eligibility requirements for the GS-0343 series set forth in the Office of Personnel Management (OPM) Qualification Standards by the closing date of the announcement. A copy is available at: https://www.opm.gov/policy-data-oversight/classification-qualifications/general-schedule-qualification-standards
Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.
Education:This position does not have an education requirement, but education may be substituted for experience. Undergraduate and Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.Employment Type: OTHER

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