ZipRecruiter

Log In

1

Credit Analyst Jobs in Santa Rosa, CA (NOW HIRING)

Redwood Credit Union

Cloud Data Engineer

Santa Rosa, CA · On-site

$115K - $151K/yr

Redwood Credit Union is looking for a Cloud Data Engineer, responsibilities include designing ... This role requires a combination of technical skills, analytical problem-solving, and collaboration ...

Redwood Credit Union

Cloud Data Engineer

Napa, CA · On-site

$115K - $151K/yr

Redwood Credit Union is looking for a Cloud Data Engineer, responsibilities include designing ... This role requires a combination of technical skills, analytical problem-solving, and collaboration ...

Redwood Credit Union

Cloud Data Engineer

Napa, CA

$115K - $151K/yr

Redwood Credit Union is looking for a Cloud Data Engineer, responsibilities include designing ... This role requires a combination of technical skills, analytical problem-solving, and collaboration ...

Redwood Credit Union

Cloud Data Engineer

Santa Rosa, CA · On-site

$115K - $151K/yr

Redwood Credit Union is looking for a Cloud Data Engineer, responsibilities include designing ... This role requires a combination of technical skills, analytical problem-solving, and collaboration ...

Redwood Credit Union

Cloud Data Engineer

Santa Rosa, CA · On-site

$115K - $151K/yr

Redwood Credit Union is looking for a Cloud Data Engineer, responsibilities include designing ... This role requires a combination of technical skills, analytical problem-solving, and collaboration ...

Redwood Credit Union

Wealth Manager

Napa, CA · On-site

Redwood Credit Union is looking for a Wealth Manager who will be responsible for supporting the ... Analyze and communicate information about performance, competition, marketplace, and company ...

Redwood Credit Union

Wealth Manager

Napa, CA

Redwood Credit Union is looking for a Wealth Manager who will be responsible for supporting the ... Analyze and communicate information about performance, competition, marketplace, and company ...

Redwood Credit Union

Wealth Manager

Napa, CA · On-site

Redwood Credit Union is looking for a Wealth Manager who will be responsible for supporting the ... Ability to analyze problems and opportunities, identify and evaluate alternatives, and develop ...

previous pagenext page

Showing results 21-40

All JobsCredit Analyst JobsCredit Analyst Jobs in Santa Rosa, CA

Credit Analyst information

See Santa Rosa, CA salary details

$16

$32

$53

How much do credit analyst jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for credit analyst in Santa Rosa, CA is $32.72, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $36.78 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Santa Rosa, CA?

The most popular types of Credit Analyst jobs in Santa Rosa, CA are:

What are popular job titles related to Credit Analyst jobs in Santa Rosa, CA?

For Credit Analyst jobs in Santa Rosa, CA, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in Santa Rosa, CA look for?

The top searched job categories for Credit Analyst jobs in Santa Rosa, CA are:

What cities near Santa Rosa, CA are hiring for Credit Analyst jobs?

Cities near Santa Rosa, CA with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Santa Rosa, CA as of August 2026, with employment types broken down into 76% Full Time, and 24% Part Time. Highlights an 100% In-person job distribution, with an average salary of $68,052 per year, or $32.7 per hour.

Real Estate Credit Officer

Westamerica Bank

Santa Rosa, CA • On-site

$77K/yr

Other

Re-posted 4 days ago

Westamerica Bank rating

7.6

Company rating: 7.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

98th of 171 rated banks

Job description

Job Type
Full-time
Description
Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.
Westamerica Bancorporation, located in Fairfield, CA., is looking for a seasoned Senior Commercial Real Estate Loan Officer.
The successful candidate will possess the ability and experience to:

  1. Actively solicits, in conjunction with branch sales staff, credit applications for real estate secured term loans or interim construction loans.
  2. Incorporate information obtained from independent appraiser and cost engineers to analyze and identify the economic and market feasibility of proposed project.
  3. Evaluate various financial data from multiple interested parties (i.e., contractor, tenants, applicant) to determine the credit risk and of project.
  4. Monitors the closing of approved term real estate or interim construction loans.
  5. Manages assigned interim construction loan portfolio. Ensures transactions comply with regulatory and corporate policies.
  6. Functions as liaison to other financial institutions for participatory lending arrangements.
MARGINAL FUNCTIONS:
  1. Participates in special projects and performs other job related duties as required.
  2. Strong experience working with 'problem" loans
  3. Proven track record of successfully working integrations and mergers.
  4. Ability to review existing deals.

EOE
Westamerica Bank's Privacy Policy may be found at: www.westamerica.com/about/privacy
Salary Description
74,339.20 - $77,000.00

What Westamerica Bank employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply