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Credit Analyst Jobs in Santa Rosa, CA (NOW HIRING)

Redwood Credit Union

Compliance Analyst

Napa, CA · On-site

Redwood Credit Union is looking for a Compliance Analyst, who will be responsible for proactively identifying and evaluating risks and controls, completing regulatory compliance analysis and research ...

Redwood Credit Union

Compliance Analyst

Napa, CA · On-site

Redwood Credit Union is looking for a Compliance Analyst, who will be responsible for proactively identifying and evaluating risks and controls, completing regulatory compliance analysis and research ...

Redwood Credit Union

Compliance Analyst

Napa, CA · On-site

Redwood Credit Union is looking for a Compliance Analyst, who will be responsible for proactively identifying and evaluating risks and controls, completing regulatory compliance analysis and research ...

Redwood Credit Union

Automation Analyst II

Napa, CA · On-site

$100.60 - $132.55/hr

Redwood Credit Union is seeking an Automation Analyst II, who will be responsible for the analysis, design and implementation of advanced enterprise automation solutions that leverage Robotic Process ...

Redwood Credit Union

Automation Analyst II

Napa, CA

Redwood Credit Union is seeking an Automation Analyst II, who will be responsible for the analysis, design and implementation of advanced enterprise automation solutions that leverage Robotic Process ...

Redwood Credit Union

Automation Analyst II

Napa, CA · On-site

Redwood Credit Union is seeking an Automation Analyst II, who will be responsible for the analysis, design and implementation of advanced enterprise automation solutions that leverage Robotic Process ...

Redwood Credit Union

Automation Analyst II

Napa, CA · On-site

Redwood Credit Union is seeking an Automation Analyst II, who will be responsible for the analysis, design and implementation of advanced enterprise automation solutions that leverage Robotic Process ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Santa Rosa, CA

Credit Analyst information

See Santa Rosa, CA salary details

$16

$32

$53

How much do credit analyst jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for credit analyst in Santa Rosa, CA is $32.72, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $36.78 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Santa Rosa, CA?

The most popular types of Credit Analyst jobs in Santa Rosa, CA are:

What are popular job titles related to Credit Analyst jobs in Santa Rosa, CA?

For Credit Analyst jobs in Santa Rosa, CA, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in Santa Rosa, CA look for?

The top searched job categories for Credit Analyst jobs in Santa Rosa, CA are:

What cities near Santa Rosa, CA are hiring for Credit Analyst jobs?

Cities near Santa Rosa, CA with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Santa Rosa, CA as of August 2026, with employment types broken down into 76% Full Time, and 24% Part Time. Highlights an 100% In-person job distribution, with an average salary of $68,052 per year, or $32.7 per hour.

Compliance Analyst

Redwood Credit Union

Napa, CA • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 14 days ago

Job description

Redwood Credit Union is looking for a Compliance Analyst, who will be responsible for proactively identifying and evaluating risks and controls, completing regulatory compliance analysis and research, identifying issues and/or areas for improvement in efficiency or effectiveness, and working with management in developing actions plans to ensure risks are effectively mitigated and issues are corrected. Work with broad discretion on assignments of a varied and diverse nature. Plan, organize, and perform other Compliance activities and projects.
 
Key Responsibilities
Compliance:
 Review and conduct in-depth analysis on regulatory and legal changes affecting financial institutions to determine applicability and impact to RCU.
 Research regulatory/legal questions for other departments as assigned.
 Prepare and present analysis summaries and findings to RCU management to assist in decision-making.
 Independently work with RCU departments to implement legal requirements and ensure changes to products, services, and processes comply with applicable legal requirements. 
 Create and manage compliance programs and training programs.
 Review advertisement, forms, letters, and disclosures for other departments as assigned to ensure compliance with applicable legal requirements.
 Prepare revisions to Credit Union disclosures.
 Prepare written reports and analysis for Compliance management.
 Assist on projects, exams, audits, and other tasks as assigned.
 Provide excellent service to all Members and internal clients.
 Prepare currency transaction reports in compliance with the Bank Secrecy Act.
 Manage projects required to implement regulatory and legal changes, including setting project goals, coordinating efforts between multiple departments, and monitoring for effectiveness. 
Risk Management:
Independently work with RCU departments to identify and mitigate risks to the line of business, including compliance, business continuity, and internal controls.
Collect and prepare information for business continuity planning.
Audit:
Collect and prepare information for both internal and external audits.
Document audit procedures performed or coordinated/supported.
Maintain audit work papers and documentation.
Develop and monitor remediation plans resulting from any deficiencies identified in audits.
Submit all audit work (i.e., planning, programs, work papers, reports, etc.) to the Compliance Manager for review prior to issuance of final reports.
Administer compliance testing program and monitors result status.
Administration:
Assist with department budget preparation and perform legal expense analysis.
Complete monthly report(s) and maintain records of time usage.
Manage and administer RCU's forms library.
Manage and administer RCU's Management Procedures Manual.
Attend training as designated by Compliance Manager.
 
Join us and discover why you'll love working at Redwood Credit Union!
 
ABOUT REDWOOD CREDIT UNION (RCU):
At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad.
 
As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all. 
 
Why work for Redwood Credit Union?
 25th largest credit union in the U.S. and the largest financial institution based in the North Bay
   Recognized by Newsweek as one of "America's Best Credit Unions 2026"
   Awarded a 5-Star Bauer Rating
  Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2026"
   Top Corporate Philanthropists (#24) - San Francisco Business Times
   Voted Best Places to Work in the North Bay 20 years in a row
   World-class Employee Engagement scores
   Rated Superior in Service by more than 90% of Members, surveyed by SF Gate
   Industry leading Net Promoter Scores across the U.S.
Minimum Qualifications: Knowledge, Skills and Abilities
  • Comprehensive knowledge of laws, regulations, principles, and processes related to financial institutions.
  • Strong analytical/problem solving, communication, organizational and interpersonal skills.
  • Possess insight and judgment to initiate timely and appropriate action.
  • Meticulous attention to detail.
  • Skill in the operation of a PC with the use of Microsoft Office software and Browser based applications; ability to navigate internet and intranet applications.
  • Ability to communicate complex ideas effectively, both verbally and in writing.
  • Ability to establish and maintain effective working relationships with diverse groups of people
  • Ability to effectively research and report on complex legal issues.
  • Ability to organize, coordinate and prioritize a variety of activities simultaneously with limited supervision.
  • Ability to act independently and confidentially, using discretion, and tact.
  • Ability to distinguish and manage confidential material and information.
  • Ability and desire to work in a team environment, with ability to establish and maintain effective working relationships in a diverse environment, including working with other departments.
Licenses and Certifications
  • Compliance Officer Certification (NCCO, CUCE, or equivalent) is desirable.
The ideal candidate has a combination of education and experience equivalent to a bachelor's degree in business, pre-law, or related with a minimum of five years experience in financial services industry; regulatory compliance or financial institution internal audit.  
 
Compensation: base starting range $42.00 to $55.00 per hour commensurate with experience.
Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
 
Redwood Credit Union offers a robust benefits package to our eligible employees including:
  Competitive medical, dental, and vision insurance, mental health offerings
  Employee performance incentive plan
Salary Advancement- Merit increase based on performance
401(k) program with employer match
Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!
 
RCU Discounts and Perks:
 RCU employees are eligible for a .75% discount off RCU standard collateral auto loans
 RCU employees are eligible for a 1% discount on all recreational or boat loan products
2% discount off Visas and LOC Loans through RCU
0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.
0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.
0% interest on garment, fitness, or home office equipment loan of up to $500
100% financing for employee purchased homes!
 
Physical Requirements:
Ability to attend offsite conferences which may include travel by car or air.
Ability to stand, bend, stoop, sit, walk, twist, and turn.
Ability to use a computer keyboard and calculator.
Ability to lift up to 15 pounds occasionally.
Work environment is indoors, majority of the time is spent sitting at a desk.
 
*Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position. 
 
Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET. 
                                                  
                                                  We are an Equal Opportunity Employer
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us at [email protected]. To ensure fairness and consistency, we're unable to respond to individual inquiries about application status.
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