The Senior Credit Analyst assists the bank in maintaining credit quality by underwriting complex commercial loan requests, training and developing department personnel, supporting portfolio and ...
The Senior Credit Analyst assists the bank in maintaining credit quality by underwriting complex commercial loan requests, training and developing department personnel, supporting portfolio and ...
Reviews borrower organizational documents, credit reports, and other relevant documentation critical to a proper credit analysis. Independently develops rationale for recommending approval or decline ...
Reviews borrower organizational documents, credit reports, and other relevant documentation critical to a proper credit analysis. Independently develops rationale for recommending approval or decline ...
Deduction Analyst
Baton Rouge, LA · On-site
Credit Manager Travel Required: Limited to no travel required. Work Type: On-site Why Join ... The analyst will also support the maintenance of customer account data and drive process ...
Deduction Analyst
Baton Rouge, LA · On-site
Credit Manager Travel Required: Limited to no travel required. Work Type: On-site Why Join ... The analyst will also support the maintenance of customer account data and drive process ...
Independently prepares and presents detailed loan requests and risk assessments to Credit Officers with limited guidance. * Conducts advanced borrower, industry, and market analyses to identify ...
Independently prepares and presents detailed loan requests and risk assessments to Credit Officers with limited guidance. * Conducts advanced borrower, industry, and market analyses to identify ...
Indirect Funding Specialist
Baton Rouge, LA · On-site
$40K - $45K/yr
Refer to credit analyst for approval. 5. Process pending applications. 6. Post loans and prepare documents needed to fund/book loans. 7. Process contracts and loan applications within a timely manner ...
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Indirect Funding Specialist
Baton Rouge, LA · On-site
$40K - $45K/yr
Refer to credit analyst for approval. 5. Process pending applications. 6. Post loans and prepare documents needed to fund/book loans. 7. Process contracts and loan applications within a timely manner ...
Strong understanding of lending operations, credit analysis workflows, and loan administration processes. Experience with Abrigo Sageworks preferred. Project Management experience preferred. Banking ...
Strong understanding of lending operations, credit analysis workflows, and loan administration processes. Experience with Abrigo Sageworks preferred. Project Management experience preferred. Banking ...
The selectee of this position serves as an Investigative Analyst. You will be responsible for ... You will receive credit for all qualifying experience, including volunteer experienceEducation: ARE ...
The selectee of this position serves as an Investigative Analyst. You will be responsible for ... You will receive credit for all qualifying experience, including volunteer experienceEducation: ARE ...
Perform due diligence, credit analysis, underwriting, recommend borrower, and facility risk assessment ratings and preparation of credit approval packages for new and existing loans, extensions ...
Perform due diligence, credit analysis, underwriting, recommend borrower, and facility risk assessment ratings and preparation of credit approval packages for new and existing loans, extensions ...
... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...
... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...
Housing Data Analyst
Baton Rouge, LA · On-site
... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...
Quick apply
Housing Data Analyst
Baton Rouge, LA · On-site
... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...
Housing Data Analyst
Baton Rouge, LA · On-site
$40K - $60K/yr
... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...
Housing Data Analyst
Baton Rouge, LA · On-site
$40K - $60K/yr
... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...
Accounting Manager
Baton Rouge, LA · On-site
Prepare all required and scheduled reports that adequately assess and summarize the financial condition of the credit union. Financial Reporting and Data Analysis: * Assists the department with data ...
Accounting Manager
Baton Rouge, LA · On-site
Prepare all required and scheduled reports that adequately assess and summarize the financial condition of the credit union. Financial Reporting and Data Analysis: * Assists the department with data ...
Credit Manager Travel Required: Limited to no travel required. Work Type: On-site Why Join ... The analyst will also support the maintenance of customer account data and drive process ...
Credit Manager Travel Required: Limited to no travel required. Work Type: On-site Why Join ... The analyst will also support the maintenance of customer account data and drive process ...
Loan Officer
Port Allen, LA · On-site
Responsible for exercising credit risk management responsibilities on loans within area of responsibility. 4. Conducts simple to moderately complex credit analyses. Analyzes balance sheets, income ...
Loan Officer
Port Allen, LA · On-site
Responsible for exercising credit risk management responsibilities on loans within area of responsibility. 4. Conducts simple to moderately complex credit analyses. Analyzes balance sheets, income ...
Responsible for exercising credit risk management responsibilities on loans within area of responsibility. 4. Conducts simple to moderately complex credit analyses. Analyzes balance sheets, income ...
Responsible for exercising credit risk management responsibilities on loans within area of responsibility. 4. Conducts simple to moderately complex credit analyses. Analyzes balance sheets, income ...
... credit bureaus. Pursuant with sec 1033 of the Violent Crime Control and Law Enforcement Act of 1994, individuals who have been convicted of a felony crime involving dishonesty or breach of trust are ...
... credit bureaus. Pursuant with sec 1033 of the Violent Crime Control and Law Enforcement Act of 1994, individuals who have been convicted of a felony crime involving dishonesty or breach of trust are ...
... credit bureaus. Pursuant with sec 1033 of the Violent Crime Control and Law Enforcement Act of 1994, individuals who have been convicted of a felony crime involving dishonesty or breach of trust are ...
... credit bureaus. Pursuant with sec 1033 of the Violent Crime Control and Law Enforcement Act of 1994, individuals who have been convicted of a felony crime involving dishonesty or breach of trust are ...
... credit bureaus. Pursuant with sec 1033 of the Violent Crime Control and Law Enforcement Act of 1994, individuals who have been convicted of a felony crime involving dishonesty or breach of trust are ...
... credit bureaus. Pursuant with sec 1033 of the Violent Crime Control and Law Enforcement Act of 1994, individuals who have been convicted of a felony crime involving dishonesty or breach of trust are ...
This is a County Program Analyst position, located in the Pointe Coupee County FSA Office, in New ... credit hours and grade earned. You must submit with your application package evidence that any ...
New
This is a County Program Analyst position, located in the Pointe Coupee County FSA Office, in New ... credit hours and grade earned. You must submit with your application package evidence that any ...
New
This is a County Program Analyst position, located in the Pointe Coupee County FSA Office, in New ... credit hours and grade earned. You must submit with your application package evidence that any ...
New
This is a County Program Analyst position, located in the Pointe Coupee County FSA Office, in New ... credit hours and grade earned. You must submit with your application package evidence that any ...
New
Credit Analyst information
See Baton Rouge, LA salary details
$13.25 - $15.95
4% of jobs
$15.95 - $18.64
11% of jobs
$19.89 is the 25th percentile. Wages below this are outliers.
$18.64 - $21.34
22% of jobs
The median wage is $23.59 / hr.
$21.34 - $24.04
16% of jobs
$24.04 - $26.73
14% of jobs
$28.58 is the 75th percentile. Wages above this are outliers.
$26.73 - $29.43
13% of jobs
$29.43 - $32.12
7% of jobs
$32.12 - $34.82
6% of jobs
$34.82 - $37.52
3% of jobs
$37.52 - $40.21
2% of jobs
$40.21 - $42.91
2% of jobs
$13
$26
$42
How much do credit analyst jobs pay per hour?
Will AI replace credit analyst?
What qualifications do you need to be a credit analyst?
What is the difference between Credit Analyst vs Loan Officer?
| Aspect | Credit Analyst | Loan Officer |
|---|---|---|
| Required Credentials | Bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses | Bachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses |
| Work Environment | Office setting, analyzing financial data, assessing creditworthiness | Office or branch, meeting clients, processing loan applications |
| Employer & Industry Usage | Banks, credit unions, financial institutions | Banks, mortgage companies, credit unions |
While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.
What exactly does a credit analyst do?
What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?
What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?
What does a Credit Analyst do?
Are credit analysts paid well?
What Does a Credit Analyst Do?
As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

Hancock Whitney Bank rating
7.7
Based on 27 frontline employees who took The Breakroom Quiz
91st of 170 rated banks
Job description
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JOB FUNCTION / SUMMARY:
The Senior Credit Analyst assists the bank in maintaining credit quality by underwriting complex commercial loan requests, training and developing department personnel, supporting portfolio and relationship managers, and managing workflow of the credit analysis staff.
ESSENTIAL DUTIES & RESPONSIBILITIES:
- Independently prepares credit packages for specialized or highly complex commercial loan requests.
- Prepares various reports including concentration reports, committed/unfunded reports and total exposure reporting, etc. and presents the information to appropriate committee.
- Performs structured financial analysis of customer financial statements and related material.
- Prepares financial statement pro forma analyses when requested by loan officers.
- Acts as an advisor to lines of business with regard to specialized portfolios and segment information.
- Works with management on special projects, providing recommendations and suggestions on presentation formats and content.
- Gathers information and prepares reports regarding exposure in the loan portfolio as needed by management and presents the information to appropriate committee.
- Acts as secretary to committees such as Wholesale Credit Admin. Comm., Consumer Finance Credit Administration Committee, Mortgage Loan Credit Administration Committee.
SUPERVISORY RESPONSIBILITIES:
May supervise day-to-day work of Credit Analyst, Financial Statement Specialist, and Intern positions, but not considered a formal management role.
MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:
- Bachelor's degree required, Business Administration or Finance preferred.
- 18 months of related experience required.
- Formal training program completion or demonstrated ability and experience in analyzing complex credit transactions.
- Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations; Ability to write reports, business correspondence and procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, and customers.
- Ability to work with mathematical concepts such as probability and statistical inference; Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
- Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
- Experience with various Microsoft Professional Office software; Mastery of financial statement spreading software.
ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:
- Ability to travel if required to perform the essential job functions
- Ability to work under stress and meet deadlines
- Ability to operate related equipment to perform the essential job functions
- Ability to read and interpret a document if required to perform the essential job functions
- Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.
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