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Credit Analyst Jobs in Baton Rouge, LA (NOW HIRING)

Credit Manager Travel Required: Limited to no travel required. Work Type: On-site Why Join ... The analyst will also support the maintenance of customer account data and drive process ...

Refer to credit analyst for approval. 5. Process pending applications. 6. Post loans and prepare documents needed to fund/book loans. 7. Process contracts and loan applications within a timely manner ...

... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...

... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...

Housing Data Analyst

Baton Rouge, LA · On-site

$40K - $60K/yr

... Credit (LIHTC) properties. This role reviews property financial statements, budgets, and audits ... The Analyst also supports development activities through data preparation, financial schedules, and ...

Responsible for exercising credit risk management responsibilities on loans within area of responsibility. 4. Conducts simple to moderately complex credit analyses. Analyzes balance sheets, income ...

Responsible for exercising credit risk management responsibilities on loans within area of responsibility. 4. Conducts simple to moderately complex credit analyses. Analyzes balance sheets, income ...

This is a County Program Analyst position, located in the Pointe Coupee County FSA Office, in New ... credit hours and grade earned. You must submit with your application package evidence that any ...

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Credit Analyst information

See Baton Rouge, LA salary details

$13

$26

$42

How much do credit analyst jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for credit analyst in Baton Rouge, LA is $26.18, according to ZipRecruiter salary data. Most workers in this role earn between $20.19 and $29.42 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and understanding complex financial situations, which are less easily replaced by AI. Therefore, AI is more likely to augment rather than fully replace credit analysts in the near future.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are also important; some roles may require relevant certifications such as the CFA or credit-specific training.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial modeling and tools like spreadsheets, to help organizations make informed lending decisions. Strong analytical skills and knowledge of credit policies are essential for this role.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a Credit Analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What Does a Credit Analyst Do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the most commonly searched types of Credit Analyst jobs in Baton Rouge, LA? The most popular types of Credit Analyst jobs in Baton Rouge, LA are:
What are popular job titles related to Credit Analyst jobs in Baton Rouge, LA? For Credit Analyst jobs in Baton Rouge, LA, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Baton Rouge, LA look for? The top searched job categories for Credit Analyst jobs in Baton Rouge, LA are:
What cities near Baton Rouge, LA are hiring for Credit Analyst jobs? Cities near Baton Rouge, LA with the most Credit Analyst job openings:
Infographic showing various Credit Analyst job openings in Baton Rouge, LA as of July 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $54,461 per year, or $26.2 per hour.

Full-time

Re-posted 11 days ago


Hancock Whitney Bank rating

7.7

Company rating: 7.7 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

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Job description

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JOB FUNCTION / SUMMARY:

The Senior Credit Analyst assists the bank in maintaining credit quality by underwriting complex commercial loan requests, training and developing department personnel, supporting portfolio and relationship managers, and managing workflow of the credit analysis staff.

ESSENTIAL DUTIES & RESPONSIBILITIES:

  • Independently prepares credit packages for specialized or highly complex commercial loan requests.
  • Prepares various reports including concentration reports, committed/unfunded reports and total exposure reporting, etc. and presents the information to appropriate committee.
  • Performs structured financial analysis of customer financial statements and related material.
  • Prepares financial statement pro forma analyses when requested by loan officers.
  • Acts as an advisor to lines of business with regard to specialized portfolios and segment information.
  • Works with management on special projects, providing recommendations and suggestions on presentation formats and content.
  • Gathers information and prepares reports regarding exposure in the loan portfolio as needed by management and presents the information to appropriate committee.
  • Acts as secretary to committees such as Wholesale Credit Admin. Comm., Consumer Finance Credit Administration Committee, Mortgage Loan Credit Administration Committee.

SUPERVISORY RESPONSIBILITIES:

May supervise day-to-day work of Credit Analyst, Financial Statement Specialist, and Intern positions, but not considered a formal management role.

MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:

  • Bachelor's degree required, Business Administration or Finance preferred.
  • 18 months of related experience required.
  • Formal training program completion or demonstrated ability and experience in analyzing complex credit transactions.
  • Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations; Ability to write reports, business correspondence and procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, and customers.
  • Ability to work with mathematical concepts such as probability and statistical inference; Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
  • Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
  • Experience with various Microsoft Professional Office software; Mastery of financial statement spreading software.

ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:

  • Ability to travel if required to perform the essential job functions
  • Ability to work under stress and meet deadlines
  • Ability to operate related equipment to perform the essential job functions
  • Ability to read and interpret a document if required to perform the essential job functions
  • Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Equal Opportunity/Affirmative Action Employers.  All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.


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