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Credit Analysis Manager Jobs in Springfield, VA (NOW HIRING)

Western Alliance Bank

Senior Credit Analyst

Reston, VA

$36.74 - $45.38/hr

You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.

Capital One

Senior Manager, Data Analysis

Mclean, VA · On-site

Senior Manager, Data Analysis At Capital One, data is at the center of everything we do ... When we launched as a startup we disrupted the credit card industry by individually personalizing ...

RER Solutions, Inc.

Financial Analyst

Washington, DC · On-site

The Financial Analyst will conduct comprehensive credit analyses for new loans and loan guarantee applications and participate in ongoing portfolio management activities on-site within the Department ...

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Credit Analysis Manager information

What does a credit analysis manager do?

A Credit Analysis Manager oversees the evaluation of creditworthiness for individuals or businesses applying for loans or credit. They lead a team of credit analysts to review financial statements, assess risks, and ensure that lending decisions comply with company policies and regulations. Their role also includes developing credit policies, training staff, and collaborating with other departments to minimize financial risk to the organization.

What are some common challenges credit analysis managers face when evaluating complex loan applications?

Credit Analysis Managers often encounter challenges such as assessing incomplete or ambiguous financial data, evaluating the creditworthiness of clients with limited credit history, and balancing risk mitigation with the need to support business growth. They must also stay updated on changing regulatory requirements and economic conditions that can impact credit decisions. Collaborating closely with relationship managers and senior leadership is key to ensuring that credit assessments align with organizational risk appetite while meeting client needs.

What are the key skills and qualifications needed to thrive as a credit analysis manager, and why are they important?

To thrive as a Credit Analysis Manager, you need strong analytical skills, expertise in financial statement analysis, and typically a degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, loan management systems, and professional certifications such as CFA or FRM are highly valued. Excellent communication, leadership, and decision-making abilities help you manage teams and convey complex credit findings effectively. These skills ensure accurate risk assessments, sound lending decisions, and strong team performance in a financial institution.

What is the difference between Credit Analysis Manager vs Credit Analyst?

AspectCredit Analysis ManagerCredit Analyst
CredentialsBachelor's degree, often with certifications like CFA or credit-specific trainingBachelor's degree in finance, accounting, or related field; certifications are optional
Work EnvironmentSupervisory role overseeing teams, strategic decision-makingAnalyzing credit data, preparing reports, supporting managers
Industry UsageUsed in banking, finance, and lending institutions for leadership rolesCommon in banks, credit unions, and financial firms for analytical roles

The Credit Analysis Manager typically oversees credit analysis teams and makes strategic decisions, while the Credit Analyst focuses on evaluating credit data and preparing reports. Both roles are essential in credit risk assessment but differ in responsibility level and scope.

What cities near Springfield, VA are hiring for Credit Analysis Manager jobs?

Cities near Springfield, VA with the most Credit Analysis Manager job openings:

Credit Analysis Manager jobs near you

Senior Manager, Commercial Credit Review

Capital One

Mclean, VA • On-site

Full-time

Re-posted 14 days ago

Capital One rating

7.8

Company rating: 7.8 out of 10

Based on 148 frontline employees who took The Breakroom Quiz

88th of 174 rated banks

Job description

Senior Manager, Commercial Credit Review
Capital One's Credit Review organization is a third line of defense function that is responsible for providing an independent assessment of the Company's credit quality, key and emerging risks, and credit process execution to the Risk Committee of the Board of Directors and other stakeholders. Commercial Credit Review is seeking a Senior Manager who will participate in and/or lead continuous testing and targeted review activities within assigned portfolios. The Senior Manager will contribute towards the execution of the annual Credit Review plan and work cross-functionally across Credit Review teams in the process. This associate will also be responsible for building and maintaining working relationships with line of business management and key associates within Risk Management.
Primary responsibilities include:
  • Completing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratings
  • Analyzing portfolio composition to identify trends and risks and provide an opinion on portfolio quality
  • Participating in or leading Targeted Reviews to assess key risks in a given portfolio or across portfolios
  • Identifying gaps in credit policy, credit processes, and credit risk rating models
  • Identifying key and emerging risks
  • Effectively communicating results to executive level management, regulators and other key stakeholders
  • Building and maintaining effective working relationships across all three lines of defense
  • Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.
  • Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.
  • May be asked to develop and execute against monitoring plans
  • May be asked to assist in or lead the completion of quarterly Business Assessment Reports
  • May be asked to lead special projects
Basic Qualifications:
  • Bachelor's degree or military experience
  • At least 5 years of experience with traditional cash flow and leveraged lending
  • At least 8 years of direct transactional credit experience (underwriting, workout, risk management, credit review or regulatory)
Preferred Qualifications:
  • Master's degree
  • Certified Financial Analyst (CFA) OR Certified Public Accountant (CPA)
  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders
  • Strong written and verbal communication skills
  • Excellent credit analysis and financial analysis skills
  • Strong organizational skills
  • Ability to manage multiple complex tasks while delivering high quality results
  • Leadership experience and strong leadership skills
  • Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
  • Experience with direction applicability to Credit Review responsibility
  • Ability to navigate across a large organization and work with cross-functional teams
At this time, Capital One will not sponsor a new candidate for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Charlotte, NC: $182,500 - $208,300 for Sr. Credit Review Manager


Chicago, IL: $182,500 - $208,300 for Sr. Credit Review Manager


McLean, VA: $200,700 - $229,100 for Sr. Credit Review Manager


New York, NY: $219,000 - $249,900 for Sr. Credit Review Manager


Plano, TX: $182,500 - $208,300 for Sr. Credit Review Manager


Richmond, VA: $182,500 - $208,300 for Sr. Credit Review Manager






Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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