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Contractor Insurance Jobs in Miami, FL (NOW HIRING)

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Contractor Insurance information

See Miami, FL salary details

$35.9K

$79.2K

$117.2K

How much do contractor insurance jobs pay per year?

As of Aug 4, 2026, the average yearly pay for contractor insurance in Miami, FL is $79,192.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,600.00 and $94,700.00 per year, depending on experience, location, and employer.

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What are the key skills and qualifications needed to thrive as a contractor insurance specialist?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.
What are popular job titles related to Contractor Insurance jobs in Miami, FL? For Contractor Insurance jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Contractor Insurance jobs in Miami, FL look for? The top searched job categories for Contractor Insurance jobs in Miami, FL are:
What cities near Miami, FL are hiring for Contractor Insurance jobs? Cities near Miami, FL with the most Contractor Insurance job openings:
Contractor Insurance jobs near you
Infographic showing various Contractor Insurance job openings in Miami, FL as of July 2026, with employment types broken down into 1% Locum Tenens, 75% Full Time, 9% Part Time, and 15% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $79,192 per year, or $38.1 per hour.

Remote Insurance Sales Producer (1099 Contractor)

Brightway Insurance

Sunrise, FL • On-site, Remote

Other

Re-posted 26 days ago

Brightway Insurance rating

6.4

Company rating: 6.4 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

273rd of 301 rated insurance

Job description

Remote Sales Producer (1099 Independent Contractor Commission Only)


The Duval Agency is a dynamic, Florida-based, independent insurance agency. We provide leading-edge personal lines, commercial/business, and offer full support for new production so you can focus on growing your book of business.

What Youll Do:

  • Generate new business across a wide array of lines: homeowners, auto, commercial/business
  • Use consultative selling techniques to engage prospects, uncover needs, and offer tailored insurance packages.
  • Manage the full sales cycle: lead generation, follow-up, quote presentation, closing, and new production.
  • Meet and exceed production targets in a high-growth environment.
  • For those with an existing book of business, leverage your relationships and drive new growth opportunities.

Qualifications:

  • Must be based in Florida. (Work may be fully remote or from our Sunrise, FL office.)
  • MUST hold a valid Florida insurance license: 2-20 Property & Casualty, required.
  • Ideally 1+ year of professional experience in insurance sales, general sales, real estate, or another client-facing role.
  • Strong communicator, self-motivated, organized, able to build rapport and close deals.
  • An existing book of business is a plus (but not required).

Compensation & Opportunity:

  • This is a commission-only position for independent contractors (1099).
  • We offer the highest percentage split in the industry.
  • For the right candidate, there is the potential for equity ownership in the agency.
  • Comprehensive back-office and operations support provided so you can focus on sales and production.

If youre licensed in Florida motivated to build or expand your book of business, and ready to earn top commissions we want to speak with you. Apply today!

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