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Contractor Insurance Jobs in Davie, FL (NOW HIRING)

As an independent contractor licensed insurance agent with HealthMarkets, you'll be collaborating with one of the largest independent health insurance agencies in the US. You'll have the opportunity ...

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Contractor Insurance information

See Davie, FL salary details

$34.4K

$75.9K

$112.2K

How much do contractor insurance jobs pay per year?

As of Sep 8, 2026, the average yearly pay for contractor insurance in Davie, FL is $75,865.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,900.00 and $90,700.00 per year, depending on experience, location, and employer.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are the key skills and qualifications needed to thrive as a contractor insurance specialist?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What does contractor insurance do?

Contractor insurance provides coverage for contractors against risks such as property damage, liability claims, and worker injuries. It helps protect their business assets and ensures compliance with legal requirements, often including general liability and workers' compensation policies.

What are popular job titles related to Contractor Insurance jobs in Davie, FL?

For Contractor Insurance jobs in Davie, FL, the most frequently searched job titles are:

What job categories do people searching Contractor Insurance jobs in Davie, FL look for?

The top searched job categories for Contractor Insurance jobs in Davie, FL are:

What cities near Davie, FL are hiring for Contractor Insurance jobs?

Cities near Davie, FL with the most Contractor Insurance job openings:

Infographic showing various Contractor Insurance job openings in Davie, FL as of September 2026, with employment types broken down into 71% Full Time, and 29% Contract. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $75,865 per year, or $36.5 per hour.

Senior Manager of Insurance Risk

Aventura, FL • On-site

Full-time

Posted 7 days ago


Job description

About the Job

(Job Summary)

The Senior Manager, Insurance & Risk plays a critical role in safeguarding the Company’s assets, operations, and strategic objectives by leading the management of the organization’s insurance programs and insurable risk portfolio. This role is responsible for risk financing strategies, policy placement, and the effective transfer of risk across a diversified portfolio that includes Corporate, Hospitality, Retail, M&A, and Construction/Development operations.
The Senior Manager partners closely with executive leadership, Legal, Finance, and Operations to identify, assess, and mitigate risks impacting the business. In addition, the position supports safety and security initiatives and oversees tort‑related matters in coordination with the Legal team. Key responsibilities include insurance program administration, risk analysis, renewal and payment tracking, evaluation of alternative risk structures, and clear communication of risk exposures and mitigation strategies to stakeholders.

What You Do:

(Duties/Responsibilities)

  • Serve as the primary liaison to insurance brokers and carriers, maintaining strong relationships while staying informed on market conditions, underwriting trends, and industry developments.
  • Lead the design, placement, and administration of insurance and risk‑transfer programs across all Company verticals, including Corporate, Hospitality, Retail, M&A, and Construction/Development.
  • Oversee coverage placement for executive and ownership personal lines, including homeowners, valuable articles, aircraft, marine/boat, personal umbrella, and personal auto policies.
  • Coordinate closely with brokers and internal stakeholders to compile underwriting data and support timely and accurate policy placement.
  • Identify, evaluate, and manage insurance coverage across a broad portfolio, including Property, General Liability, Workers’ Compensation, Business Auto, Builders Risk, EPLI, OCIP, Active Assailant, Fiduciary, Crime, Inland Marine, Directors & Officers, Cyber, and other specialty lines.
  • Identify coverage gaps and secure competitive quotes for executive and ownership review.
  • Monitor and assess emerging insurance products and market innovations relevant to Company operations.
  • Drive insurance cost control strategies and provide comparative pricing analyses for executive leadership during renewal and placement decisions.
  • Support annual insurance budgeting, including premium projections and self‑insured loss fund contributions.
  • Conduct financial and risk analysis related to insurance rates, coverage structures, exposures, and claims performance.
  • Act as the primary point of contact for vendors, consultants, and partners on risk management initiatives, coordinating required certifications, trainings, and inspections to ensure compliance and operational excellence.
  • Support corporate safety initiatives by analyzing claim trends, administering safety recommendations, participating in walkthroughs, and helping reduce risk exposure.
  • Assist with crisis planning efforts and provide strategic recommendations for implementation.
  • Own first‑party property and auto claims, managing carrier submissions, documentation, recovery, and restoration efforts in partnership with brokers, adjusters, and business units.
  • Review contracts across all verticals to ensure insurance compliance, accuracy, and alignment with risk‑transfer objectives.
  • Maintain close coordination with executive leadership, Legal, and ownership on all insurance and risk‑related matters.
  • Oversee certificate of insurance compliance for retail tenants, vendors, and marketing activations, ensuring adherence to contractual requirements.
  • Draft and review insurance and indemnification language in contracts, including specialty endorsements and risk‑transfer provisions.
  • Prepare executive‑level summaries and maintain oversight of premium allocations by asset.
  • Utilize risk‑management platforms and carrier portals (e.g., Evident, Yardi, Indio) for submissions, compliance tracking, and reporting.
  • Support insurance program restructuring during ownership transitions and ensure adherence to lender covenants related to M&A activity.
  • Align contractor insurance requirements, exhibits, and specialty coverages for development and construction projects.
  • Collaborate closely with Legal to ensure cohesive, enterprise‑wide risk mitigation strategies.

This job description does not imply that the listed duties are the only responsibilities to be performed by the employee in this position. Employees may be required to carry out other job-related tasks assigned by their supervisor or management.

 

What You Bring to the Table:

(Requirements)

  • Minimum 10+ years of experience in insurance, risk management, brokerage, underwriting, or a related discipline.
  • Deep understanding of insurance program structures, coverage forms, risk financing concepts, and carrier/broker operations.
  • Bachelor’s degree in Business, Insurance, Risk Management, or a related field preferred.
  • Strong working knowledge of Property and Casualty insurance lines, tort principles, indemnity, and damages.
  • Proven experience with claims management and end‑to‑end insurance program administration.
  • Exceptional communication and relationship‑management skills, with the ability to influence and partner across all organizational levels.
  • Demonstrated ability to interpret insurance policies, endorsements, and contractual risk‑transfer requirements.
  • Strong analytical, financial, and problem‑solving skills with meticulous attention to detail.
  • Proficiency in risk management systems and tools.
  • High level of discretion and professionalism in handling confidential information.
  • Ability to effectively engage with executives, operational leaders, brokers, legal counsel, and external partners.