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Contractor Insurance Jobs in Missouri (NOW HIRING)

Experience working for a general contractor, insurance carrier, or insurance brokerage within the construction sectorstronglypreferred. * Experience reviewing contracts, managing claims, and ...

Responsible for the maintenance of plant equipment and system drawings, plant insurance, fire protection systems, vendor/contractor insurance requirements, the Management of Change Process, back flow ...

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Contractor Insurance information

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What are the key skills and qualifications needed to thrive as a Contractor Insurance Specialist, and why are they important?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.
What are popular job titles related to Contractor Insurance jobs in Missouri? For Contractor Insurance jobs in Missouri, the most frequently searched job titles are:
What cities in Missouri are hiring for Contractor Insurance jobs? Cities in Missouri with the most Contractor Insurance job openings:
Risk Manager

Risk Manager

The Korte Company

Saint Louis, MO • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago


Job description

The Korte Company, a nationwide design-build construction firm, is seeking a Risk Manager to join our team inHighland, IL, St. Louis, MO, or Las Vegas, NV (remote/virtual considered for the right candidate). This positionis responsible forbuilding and leading The Korte Company's enterprise risk management function - overseeing insurance programs, contract risk, claims management, subcontractor prequalification, and compliance across all company operations. The ideal candidate brings 10+ years of construction insurance experience from a carrier, broker, orgeneral/sub-contractorrisk manager perspective, and experience creating or managing captive insurance entities would be a distinct advantage.

ESSENTIAL FUNCTIONS

  • Leads the evolution of the company's corporate risk strategy, integrating new structures and existing capabilities to maximize risk retention efficiency
  • Identify, assess, andmonitorproject and corporate risk exposures across all phases of construction projects.
  • Lead, mentor, and develop a small team of risk management professionals, setting priorities, managing workloads, and fostering a culture of continuous improvement.
  • Report directly to the CFO, providing regular updates on risk program performance, claims activity, and emerging exposures at the enterprise level.
  • Develop and implement companywide risk management policies, procedures, and best practices in partnership with operations, legal, safety, and finance teams.
  • Review contracts, subcontracts, and project terms toidentifyand mitigate financial, legal, and operational risks.
  • Lead and manage the Subcontractor Default Insurance (SDI) program in coordination with the company's insurance broker and carrier.
  • Oversee the company's surety and bonding program, including bid, performance, andpaymentbonds across all active projects and project pursuits.
  • Lead insurance claim management efforts including workers' compensation, general liability,builder'srisk,professionaland subcontractor claims; support incident investigations and drive corrective actions to reduce future exposure.
  • Coordinate subcontractor prequalification and risk evaluation processes;monitorcompliance with contractual obligations, licensing requirements, and regulatory standards.
  • Analyze project schedules, budgets, and delivery methods toidentifyareas of exposure; support dispute resolution, claim avoidance strategies, and documentation management.
  • Track and report risk-related metrics, trends, and recommendations to leadership;maintainrelationships with insurance brokers, carriers, sureties, attorneys, and third-party consultants.
  • Provide training and guidance to project teams on risk management procedures and contractual awareness; stay current on industry trends, regulations, and best practices.

MINIMUM QUALIFICATIONS

The characteristics listed below are representative ofthosesoughtto perform this job successfully.

  • Strong understanding of commercial and industrial construction processes, contracts, and project delivery methods.
  • Knowledge of construction-related insurance programs, bonding, claims management, and risk mitigation strategies.
  • Ability to interpret construction contracts, legal documents, and insurance language.
  • Strong analytical, problem-solving, negotiation, and decision-making skills.
  • Excellent verbal and written communication skills.
  • Ability to manage multiple priorities and deadlines in a fast-paced environment.
  • Strong organizational and documentation skills with high attention to detail.
  • Proficient in Microsoft Office Suite including Excel, Word, Outlook, and PowerPoint.
  • Ability tomaintainconfidentiality and exercise sound judgment.
  • Strong interpersonal skills with the ability to collaborate across departments and with external partners.
  • Ability to travel occasionally tojobsitesor company offices, and to trade conferences.

EDUCATION + EXPERIENCE

Qualified applicants will have:

  • Bachelor's degree in Construction Management, Business Administration, Risk Management, Finance, or a related field preferred.
  • Minimum of 10+ years of experience in construction insurance or risk management, with a background from a carrier, broker, or owner/risk manager perspective, and at least 2 years in a leadership or supervisory capacity.
  • Experience working for a general contractor, insurance carrier, or insurance brokerage within the construction sectorstronglypreferred.
  • Experience reviewing contracts, managing claims, and supporting insurance or compliance programs preferred.
  • Experience creating and managing captive insurance entities is highly desirable.
  • Professional certifications are a plus; CRIS (Construction Risk and Insurance Specialist) is most relevant, followed by CIC (Certified Insurance Counselor) and ARM (Associate in Risk Management).

ABOUT THE KORTE COMPANY

The Korte Company was founded in 1958 on the belief that professionalism,qualityandvalue addedservices are fundamental to a successful company.More than sixty years later, that philosophy has earned Korte the reputation for delivering high quality, responsive services to our clients nationwide.Korte pursues large construction projects from offices in St. Louis MO, Highland IL, and Las Vegas NV.

This position is eligible for our competitive pay and benefits package including annual discretionary bonus subject to company and individual performance.Additionalcomprehensive benefits include medical, dental, vision, FSA/HRA, life, disability, 401(k), parental leave, phone allowance, vacation, sicktimeand company paid holidays. Role and compensation decisions are dependent on a variety of factors including education, qualifications, experience, skills, training, certifications, location, etc. Only fully qualified candidates should apply. No phone calls, directmailingsor drop-in inquiriesallowed. The Korte Company is an Equal Opportunity Employer.