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Contractor Insurance Jobs in Missouri (NOW HIRING)

The Korte Company

Risk Manager

Saint Louis, MO · On-site

The ideal candidate brings 10+ years of construction insurance experience from a carrier, broker, or general/sub-contractor risk manager perspective, and experience creating or managing captive ...

The Korte Company

Risk Manager

Saint Louis, MO · On-site

$145K - $190K/yr

The ideal candidate brings 10+ years of construction insurance experience from a carrier, broker, or general/sub-contractor risk manager perspective, and experience creating or managing captive ...

HealthMarkets, Inc.

Insurance Agent

Springfield, MO

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

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Contractor Insurance information

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What are the key skills and qualifications needed to thrive as a contractor insurance specialist?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.
What are popular job titles related to Contractor Insurance jobs in Missouri? For Contractor Insurance jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Contractor Insurance jobs in Missouri look for? The top searched job categories for Contractor Insurance jobs in Missouri are:
What cities in Missouri are hiring for Contractor Insurance jobs? Cities in Missouri with the most Contractor Insurance job openings:
Contractor Insurance jobs near you

Independent Contractor - Medical Courier

Accurate Courier

Kansas City, MO • On-site

$300 - $500/day

Contractor

This job post has expired today. Applications are no longer accepted.

Job description

Accurate Courier Services Job Opportunity

If you're reliable, take pride in your work, and want to know what you can actually make before you commit to something, keep reading. We're not going to oversell this to you. We're going to tell you the truth and let the numbers speak for themselves.

Accurate Courier Services contracts with independent couriers to support healthcare clients across the Kansas City metro. Hospitals, labs, pharmacies, and medical offices that need precise, on-time service. We're looking for both route drivers and on-demand drivers.

For 20+ years, ACS has been the courier healthcare clients across the Midwest trust with what can't be late: pharmaceuticals, specimens, and time-sensitive medical items, moved safely and on time.

Route drivers run a set list of stops with known timing. Pay is set by the route, and it ranges from about $125 to $280 a day depending on which route you're on.

On-demand drivers run orders as they come in. Day to day earnings land in a similar range, but there's no ceiling on it. Some of our on-demand contractors regularly settle out at $300 to $500 or more in a single day.

Here's the honest part: that's not some trend where people are stacking contracts or working an angle. It's just volume. The drivers earning $300 to $500 a day are the ones taking on the most work, day after day. If that's the kind of income you're building toward, this is a place where the work is actually there for you to earn it.

Independent Contractor Relationship

This is a contract opportunity, not employment. Independent contractors operate their own businesses and are responsible for their own taxes, expenses, and insurance. Compensation is per contracted services completed. No employment benefits are provided.

What The Work Involves

Contracted services include transporting pharmaceuticals, medical instruments, supplies, documents, and medical specimens, including temperature-sensitive materials requiring insulated transport. You'll log pickups and deliveries through a secure mobile app to support chain-of-custody requirements.

Routes run at various times, including nights, weekends, holidays, and in all weather. Expect driving, walking, standing, and occasional lifting up to 50 lbs.

What ACS Provides

  • Branded identification for access at client facilities
  • Insulated coolers and specialty transport containers
  • Delivery equipment required by healthcare clients
  • Access to certifications required for contracted services

What You Provide

  • Reliable vehicle and a compatible smartphone
  • Current driver's license, vehicle registration, and insurance
  • Responsibility for fuel, vehicle maintenance, and business expenses
  • Full HIPAA and confidentiality compliance

Contractors complete services within agreed windows, communicate any delays or incidents through the designated channel, and maintain professionalism in healthcare settings. All services must be performed free from impairment and in compliance with applicable safety and regulatory requirements.

Qualifications

  • Age 21 or older with at least 3 years of personal vehicle driving experience
  • Familiarity with Kansas City roadways and traffic patterns
  • Clean motor vehicle record
  • Ability to pass a background check and drug screening as required by healthcare clients
  • Medical, lab, or courier experience is a plus, not a requirement

Engaging with Accurate Courier Services as an independent contractor does not create an employment relationship. Submitting an application or completing screening steps does not guarantee a contract or future work.

Apply