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Contract Underwriter Jobs in Rochester, NY (NOW HIRING)

... underwriting principles. Ability to explain policy types, coverage limits, exclusions, state ... Varsity Tutors does not contract in: Alaska, California, Colorado, Delaware, Hawaii, Maine, New ...

Upload, label, and organize supporting documents (purchase contracts, lender instructions ... Maintain a customer-first mindset while balancing company procedures and underwriting requirements.

Upload, label, and organize supporting documents (purchase contracts, lender instructions ... Maintain a customer-first mindset while balancing company procedures and underwriting requirements.

... application, underwriting, due diligence, and closing requirements within established deadlines ... Knowledge of legal terms and definitions as well as understanding of contracts, filings and other ...

... application, underwriting, due diligence, and closing requirements within established deadlines ... Knowledge of legal terms and definitions as well as understanding of contracts, filings and other ...

Banking, Credit Union, Collection Experience, Underwriting Competencies : * Knowledge of all ... Must be well acquainted with the various Loan Notes and Contracts, Guaranty Agreements, UCC filings ...

Collect data to support underwriting process, close sales. * Projecting a positive image in representing the company to clients and the community. * Writes and processes sales contracts in a ...

Showing results 21-40

Contract Underwriter information

See Rochester, NY salary details

$32.1K

$77.8K

$137.6K

How much do contract underwriter jobs pay per year?

As of Aug 8, 2026, the average yearly pay for contract underwriter in Rochester, NY is $77,827.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a contract underwriter?

To thrive as a Contract Underwriter, you need strong analytical abilities, attention to detail, and a thorough understanding of contract law and risk assessment, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and sometimes certifications such as Chartered Property Casualty Underwriter (CPCU) are highly beneficial. Excellent communication, negotiation, and organizational skills help underwriters interact effectively with clients and internal teams. These competencies are crucial to accurately evaluate risk, ensure compliance, and make sound underwriting decisions that protect the company’s interests.

What is a contract underwriter?

A Contract Underwriter is a financial professional who evaluates and assesses loan applications, insurance policies, or other financial risks for a company on a contract or freelance basis. They analyze credit history, financial statements, and other relevant data to determine risk levels and ensure compliance with underwriting guidelines. Unlike in-house underwriters, they often work independently or for third-party firms, providing services to lenders or insurers as needed. Their goal is to mitigate risk while facilitating responsible lending or coverage decisions.

What are the typical daily responsibilities of a contract underwriter?

As a Contract Underwriter, your typical day involves reviewing applications, evaluating potential risks, and determining appropriate terms and premiums for various contracts, such as insurance policies or financial agreements. You will analyze supporting documents, communicate with brokers or clients to clarify details, and ensure all agreements comply with regulations and company guidelines. Collaboration is often required with legal, sales, and risk management teams to ensure comprehensive risk assessment. These responsibilities help maintain the integrity of the underwriting portfolio and support the business’s long-term financial goals.

What are the most commonly searched types of Underwriter jobs in Rochester, NY? The most popular types of Underwriter jobs in Rochester, NY are:
What are popular job titles related to Contract Underwriter jobs in Rochester, NY? For Contract Underwriter jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Contract Underwriter jobs in Rochester, NY look for? The top searched job categories for Contract Underwriter jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Contract Underwriter jobs? Cities near Rochester, NY with the most Contract Underwriter job openings:
Infographic showing various Contract Underwriter job openings in Rochester, NY as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 71% Physical, 9% Hybrid, and 20% Remote job distribution, with an average salary of $77,827 per year, or $37.4 per hour.

Senior Account Associate - Commercial Lines (Eastern / Central Time Zones)

Insurance Office of America

Rochester, NY • On-site

$50K - $56K/yr

Full-time

Medical, Retirement

Re-posted 8 days ago


Insurance Office Of America rating

8.8

Company rating: 8.8 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

57th of 303 rated insurance


Job description

Job Description:

Title:Senior AccountAssociate- Commercial Lines
Hybrid Preferred:1 days in office at our Binghamton, NY or Syracuse, NY location
OR Fully Remote: candidates in Eastern and Central Time Zones
Book Focus:Construction, Contractors | Requirement: active P&C license
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace.Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours.To view our branch locations, please visit: ioausa.com/locations


About the Role:Provide administrative and customer service support to the account team, Producer, and/or assigned group of accounts. Work under the general direction of an Account Manager (AM), Account Executive (AE), or Producer, ensuring production and quality standards are met while safeguarding against liability associated with errors and omissions. Independently resolve moderately complex customer service problems and manage small-sized accounts or those with the least complex needs.


Key Responsibilities:

  • Team Leadership:Assistin directing day-to-day activities and workflow of Team Support/Receptionist, Account Assistant, and/or Account Associate.

  • Policy Management:Track policy expirations for existing clients, ensuring renewals are processed accurately and on time.

  • Task Processing:Handle policy endorsements, audits, cancellations, reinstatements, lost policy releases, check requests, invoices, finance agreements, summaries of insurance, loss runs, MVRs, ID cards, certificates, binders, billing inaccuracies, and Agent of Record letters.

  • New and Renewal Business Support:Conduct client research, gather underwriting information, perform loss run analysis, prepare submissions, evaluate and negotiate coverages and pricing, prepare and present proposals, bind coverage, and follow up for policy issuance.

  • Contract Review:Assistin reviewing contracts to ensure propercoverages areincluded.

  • Accounts Receivable:Monitor reports andtake actionon delinquent accounts, collecting outstanding balances.

  • System Maintenance:Maintainagency management systems and carrier/vendor platforms, ensuring data accuracy and completeness.

  • Activity Monitoring:Monitorand maintain activity/suspense to ensuretimelycompletion.

  • Communication:Maintainfrequent, transparent communication with the account teamregardingworkload status and any issues.

  • Service Excellence:Deliver excellent service, proactivelyanticipateneeds, and respond quickly to service requests.

  • Policy Compliance:Stay updated on company policies and procedures.

  • Continuous Improvement:Seekand adoptbestpractices to improve individual and team performance.

  • Champion IOA Values:Demonstrateintegrity and leadership.

Ideal CandidateQualifications:

  • 3+ years ofcustomer service experiencein the insurance industry

  • Thorough knowledge of insurance brokerage and client needs

  • Required active property & casualty licensing,professionaldesignation(CISR)preferred

  • Strong analytical, problem-solving, and decision-making skills

  • Exceptional customer service, communication, multitasking, and organizational skills

  • Proficiencyin MS Office (Outlook, Word, Excel)

  • High School Diploma (or equivalent)


What We Offer:

  • Competitive salaries and bonus potential

  • Company-paid health insurance

  • Paid holidays, vacations, and sick time

  • 401K with employer match

  • Professional growth and career progression opportunities

  • Respectful culture and work/family life balance

  • Community service commitment

  • Supportive teammates and a rewarding work environment


What to Expect(Application Process):

  • 30-Minute Phone Screen, Online Assessments, and Interview(s)

Salary Range

The expected pay range for this position is $50,000.00 to $56,000.00 per year, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.


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