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Contract Loan Processing Jobs in California (NOW HIRING)

Junior Loan Processor

North Tustin, CA · On-site

$41K - $55K/yr (+ commission)

Monitor loan pipeline to ensure deadlines and contract closing dates are met * Prepare files for ... process Qualifications * 2+ years of mortgage industry experience preferred * Familiarity with ...

Loan Processor - Support

Los Angeles, CA · On-site

$24.06 - $27.86/hr

We are looking for a meticulous, detail-oriented Loan Processor - Support team member to join a long-term contract opportunity in California. In this role, you will help move loan files efficiently ...

Analyze active loan files on a regular basis and recommend solutions to speed up the loan process. * Complete loan contracts and teach clients on policies and regulations. * Interview applicants to ...

Contract Duration: 5 months Pay rate: $17/hr Ability to clearly read, understand and interpret loan ... processed transactions. Research and resolve differences on various systems (i.e. interest ...

Showing results 21-40

Contract Loan Processing information

See California salary details

$13

$21

$30

How much do contract loan processing jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for contract loan processing in California is $21.02, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $23.70 per hour, depending on experience, location, and employer.

What is a contract loan processor?

Contract loan processors are professionals who handle the administrative and processing tasks involved in securing a loan, typically for a mortgage, on a contractual or freelance basis rather than as full-time employees. They review and verify loan documents, coordinate with lenders, and ensure that applications comply with industry and legal standards. By working on a contract basis, they provide flexibility to lenders or mortgage companies who may need extra support during busy periods or for specific projects.

What are the key skills and qualifications needed to thrive as a contract loan processor?

To thrive as a Contract Loan Processor, you need a solid understanding of mortgage lending processes, loan documentation, and compliance regulations, often supported by experience in financial services or a related certification. Familiarity with loan origination systems (LOS) like Encompass or Calyx, and proficiency in document management software, is typically required. Attention to detail, strong organizational skills, and effective communication are crucial soft skills for managing deadlines and collaborating with clients and lenders. These skills ensure accurate loan processing, compliance with regulatory standards, and efficient workflow in a highly deadline-driven environment.

What are some common challenges faced by contract loan processors, and how can they be managed effectively?

Contract loan processors often encounter challenges such as tight deadlines, fluctuating loan volumes, and the need to quickly adapt to different lenders' procedures. Managing these challenges involves maintaining strong organizational skills, effective communication with borrowers, loan officers, and underwriters, and staying updated on compliance regulations. Utilizing reliable loan processing software and establishing clear workflows can also help streamline tasks and reduce errors, making it easier to handle high workloads efficiently.

What is the difference between Contract Loan Processing vs Contract Underwriting?

AspectContract Loan ProcessingContract Underwriting
Primary RolePreparing and verifying loan documents, coordinating with applicants and lendersAssessing and approving loan applications based on risk analysis
Required CredentialsTypically requires a high school diploma or equivalent; certifications like Loan Processing Certification are commonRequires a mortgage or loan underwriting certification; often a background in finance or banking
Work EnvironmentOffice setting, often in banks, mortgage companies, or lending institutionsOffice-based, with detailed analysis and decision-making processes

Contract Loan Processing involves managing the documentation and coordination for loan approval, while Contract Underwriting focuses on evaluating and approving loan applications based on risk factors. Both roles are essential in the lending process but differ in responsibilities and skill requirements.

How much do entry level contract loan processors make?

Entry-level contract loan processors typically earn between $15 and $20 per hour, depending on location and employer. Starting salaries may also include benefits such as training and opportunities to develop skills in loan processing software and documentation management.

How to become a contract loan processor?

To become a contract loan processor, candidates typically need a high school diploma or equivalent, along with experience in loan processing or related administrative roles. Familiarity with loan software, attention to detail, and strong organizational skills are important; some employers may prefer candidates with a background in finance or banking. Certification is not mandatory but can enhance job prospects.

What are the most commonly searched types of Loan Processing jobs in California?

The most popular types of Loan Processing jobs in California are:

What job categories do people searching Contract Loan Processing jobs in California look for?

The top searched job categories for Contract Loan Processing jobs in California are:

What cities in California are hiring for Contract Loan Processing jobs?

Cities in California with the most Contract Loan Processing job openings:

Infographic showing various Contract Loan Processing job openings in California as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $43,728 per year, or $21 per hour.

Mortgage Loan Processor III

Sunflower Bank, N.A.

Irvine, CA • On-site

$33 - $36/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 3 days ago. Applications are no longer accepted.


Sunflower Bank rating

6.6

Company rating: 6.6 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

143rd of 174 rated banks


Job description

Job Type
Full-time
Description
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Processor III at our Irvine, CA location.
Fully remote options available.
The hourly rate for this position is $33.00 - $36.00 per hour depending on knowledge, skills, abilities, experience, and location.
Description:
A Processor supports loan applicants, loan officers, underwriters and appropriate third parties by ensuring the timely, accurate and compliant processing of mortgage loans. A Processor reviews, verifies, and completes collection of documentation to prepare loan applications for underwriting decisions. Level III processors handle a substantial variety of loan applicants and applications.
Responsibilities:

  • Documentation (Review and Verification) - Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. This includes satisfying DU requirements and calculation of income prior to underwriting submission.
  • Intermediate Processing - Master the process for a substantial variety of loan types (conventional, FHA, fixed, conforming, refinance, purchase, Texas 50(a)(6)), property types (primary, secondary, investment) and income types (W2, retired, self-employed).
  • Communication (Internal and External) - Accurately inform each applicant, loan officer, underwriter or appropriate third party about loan application status and issues to resolve.
  • Computer Skills - Accurately enter loan application data into the computerized loan processing system to make available to all appropriate personnel. Conduct online research.
  • Closing Support - Assist other departments in preparing loan closings by informing parties of final approval and performing other related tasks.
  • Deadlines - Consistently hit ongoing tight deadlines with regard to underwriting, closing, etc.
  • Compliance - Meet rules, obligations, timelines and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation.
Education / Experience Preferred:
  • Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position preferred but not required.
  • Proficient in Microsoft Office Suite.
  • Minimum 5 years on directly processing experience.
  • Excellent verbal and written skills.
  • Professional and leadership qualities.
  • Ability to maintain confidentiality.
  • Attention to detail.
  • Basic math skills.
  • Data entry skills.
  • Calculating Income.
  • Satisfy DU Requirements.
  • Interpersonal skills.
  • Multi-tasking skills.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused
Associates enjoy outstanding benefits, including:
  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!

If you qualify, apply online at www.sunflowerbank.com/careers.
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

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