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Contract Life Insurance Agent Jobs in Boca Raton, FL

Unmatched Product Access Contracts with more than 50 leading insurance carriers across life, health ... agent seeking better compensation, stronger support, broader product access, and real scalability ...

Unmatched Product Access Contracts with more than 50 leading insurance carriers across life, health ... agent seeking better compensation, stronger support, broader product access, and real scalability ...

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Contract Life Insurance Agent information

See Boca Raton, FL salary details

$17.1K

$84.4K

$137.6K

How much do contract life insurance agent jobs pay per year?

As of Jul 18, 2026, the average yearly pay for contract life insurance agent in Boca Raton, FL is $84,428.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,600.00 and $115,800.00 per year, depending on experience, location, and employer.

What is a Contract Life Insurance Agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What are the key skills and qualifications needed to thrive as a Contract Life Insurance Agent, and why are they important?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.
What are the most commonly searched types of Life Insurance Agent jobs in Boca Raton, FL? The most popular types of Life Insurance Agent jobs in Boca Raton, FL are:
What job categories do people searching Contract Life Insurance Agent jobs in Boca Raton, FL look for? The top searched job categories for Contract Life Insurance Agent jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Contract Life Insurance Agent jobs? Cities near Boca Raton, FL with the most Contract Life Insurance Agent job openings:
Life/Health Insurance Position - State Farm Agent Team Member

Life/Health Insurance Position - State Farm Agent Team Member

State Farm

Boca Raton, FL • On-site

$65K - $75K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 28 days ago


State Farm rating

7.4

Company rating: 7.4 out of 10

Based on 1,525 frontline employees who took The Breakroom Quiz

210th of 281 rated insurance


Job description

Responsive recruiter
Benefits:
  • Group life insurance
  • 401(k)
  • Bonus based on performance
  • Competitive salary
  • Flexible schedule
  • Opportunity for advancement
  • Paid time off
  • Training & development

*Bilingual Spanish Highly Preferred*
ABOUT OUR AGENCY:
I've been with State Farm for over 10 years, and my agency is built around service, professionalism, and genuine relationships. Family is incredibly important to me, and outside of work I enjoy spending time with my 11-year-old son, whether we're riding bikes, visiting theme parks, or relaxing at the beach in Boca Raton.
Giving back is a big part of who I am. I serve on the Board of the Boca Raton YMCA, chair the Baila Conmigo fundraising event, and stay active with the Downtown Boca Raton Rotary Club, the Boca Chamber of Commerce, and the Women's Executive Club of South Palm Beach. That same community spirit carries into our office every day.
Our agency has a friendly, high-energy, and collaborative culture where teamwork and positivity are priorities. We offer competitive pay, bonuses and commissions, professional development, flexible scheduling, a 401(k), group life insurance, PTO, sick leave, and opportunities for growth.
We're looking for someone who is positive, adaptable, motivated, and passionate about helping others. If you're customer-focused, team-oriented, and ready to grow in a supportive environment, we'd love to meet you.
ROLE DESCRIPTION:Fernanda Macedo - State Farm Agent is seeking a qualified and empathetic professional for the role of Life/Health Insurance Position - State Farm Agent Team Member. As a customer-oriented expert, you will market the best Life/Health insurance services and products to benefit clients and their families. Your sales experience equips you to continually grow your income as you provide the needed security for times of distress and vulnerability.
As a strategic and emotionally intelligent resource to the community, we are excited to expand our successful agency with your skillset.
RESPONSIBILITIES:
  • Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
  • Work with the agent to establish and meet marketing goals.
  • Maintain a strong work ethic with a total commitment to success every day.
  • Work alongside your agency's team to ensure successful, exceptionally satisfying, and long-lasting customer relations.

QUALIFICATIONS:
  • Possess excellent communication skills.
  • Display good analytical skills.
  • Provide excellent customer service.
  • Life/Health Insurance License
  • Successful track record of meeting sales goals/quotas preferred
  • Bilingual Spanish preferred

Compensation: $65,000.00 - $75,000.00 per year
My team's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We are located in Boca Raton, FL and help customers with their insurance and financial services needs, including:
  • Auto insurance
  • Home insurance
  • Life insurance
  • Retirement planning

State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Agents are responsible for and make all employment decisions regarding their employees.

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