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Contract Life Insurance Agent Jobs in Rhode Island

HealthMarkets, Inc.

Insurance Sales Agent

Newport, RI · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... life. Never worked in the health insurance industry before? Its no problem. If youve got an ...

HealthMarkets, Inc.

Insurance Sales Agent

Warwick, RI · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... life. Never worked in the health insurance industry before? Its no problem. If youve got an ...

AAA Northeast

Field Insurance Agent I (60347)

Warwick, RI · On-site

$24.75 - $30/hr

As a Field Insurance Agent, you will acquire the necessary knowledge to achieve licensing in ... Life License Preferred Why AAA Northeast Career Growth: With ongoing world-class training and ...

New

GIA Legacy Planning

Department Licensed Life Insurance Agent Locations Rhode Island Remote status Fully Remote

GIA Legacy Planning

Department Licensed Life Insurance Agent Locations Rhode Island Remote status Fully Remote

The Williams Agency

Remote Insurance Agents

Providence, RI · On-site +1

$30K - $160K/yr

A Life & Health Insurance License (Don't have one yet? We'll help you get licensed) * Strong communication and people skills * The ability to work independently and remotely * A positive, growth ...

Gibbons Group

Remote Position

Warwick, RI · On-site

This is a revolutionary type of life insurance that offers access to death benefits without having to die. What's in it for you? * This is a 100% commission-based business so there is NO CAP on your ...

Gibbons Group

Remote Position

Warwick, RI · On-site +1

This is a revolutionary type of life insurance that offers access to death benefits without having to die. What's in it for you? * This is a 100% commission-based business so there is NO CAP on your ...

Comparion Insurance Agency

$32K - $100K/yr

Sell auto, home, life, and related insurance products using a consultative, needs-based approach. * Build and maintain a book of business through referrals, networking, and community engagement as ...

New

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Showing results 21-40

All JobsContract Life Insurance Agent JobsContract Life Insurance Agent Jobs in Rhode Island

Contract Life Insurance Agent information

See Rhode Island salary details

$17.6K

$87.1K

$142K

How much do contract life insurance agent jobs pay per year?

As of Sep 4, 2026, the average yearly pay for contract life insurance agent in Rhode Island is $87,128.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,300.00 and $119,500.00 per year, depending on experience, location, and employer.

What is a contract life insurance agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What are the key skills and qualifications needed to thrive as a contract life insurance agent?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

Can being a contract life insurance agent be a side hustle?

Yes, contract life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their schedule accordingly. Many agents choose part-time work to supplement income while maintaining other employment or commitments.

What are the most commonly searched types of Life Insurance Agent jobs in Rhode Island?

The most popular types of Life Insurance Agent jobs in Rhode Island are:

What are popular job titles related to Contract Life Insurance Agent jobs in Rhode Island?

For Contract Life Insurance Agent jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Contract Life Insurance Agent jobs in Rhode Island look for?

The top searched job categories for Contract Life Insurance Agent jobs in Rhode Island are:

What cities in Rhode Island are hiring for Contract Life Insurance Agent jobs?

Cities in Rhode Island with the most Contract Life Insurance Agent job openings:

Contract Life Insurance Agent jobs near you
Infographic showing various Contract Life Insurance Agent job openings in Rhode Island as of July 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $87,128 per year, or $41.9 per hour.

Insurance Sales Agent

HealthMarkets, Inc.

Westerly, RI • On-site

Contractor

Re-posted 4 days ago

Job description

HealthMarkets Overview

If youre looking for an exciting opportunity where you can change peoples lives and achieve financial success as an independent insurance agent, youve come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peoples lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their coverage options and were looking for independent insurance agents like you to help us continue that mission.

So, whether youre an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job description

Never worked in the health insurance industry before? Its no problem. If youve got an entrepreneurial spirit and drive and are ready to start your own business, we want you. At HealthMarkets, independent agents are given the opportunity to achieve financial success on their own time and schedule. Need to coach your childs soccer game? Or show up to a family event? Youve got the time because you work for yourself.

Plus, the opportunities for growth are endless. We provide you with the support, training, and resources you need to succeed on your terms. Get started today and watch your career take off to new heights.

48640-HM-0523

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

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