Contract Climate Risk Analyst Jobs in Austin, TX

Senior Risk Analytics & Portfolio Analyst (Automotive)

FullTime | Hybrid | Location Flexible (U.S.)

Build the future with us

Are you driven by datapowered decisionmaking and eager to contribute to a company that helps its clients feel confident and secure about their future? As a Senior Risk Analytics & Portfolio Analyst you will play a key role in advancing datadriven loss control, underwriting, pricing, and portfolio management strategies across vehicle service contracts, GAP, and ancillary products.

This position is an excellent opportunity to showcase your analytical expertise, business acumen, and innovation mindset within a caring and trustworthy company. At iA, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration, continuous learning, and innovation.

What you'll accomplish with us

As a Senior Risk Analytics & Portfolio Analyst, you'll be at the core of our mission. Your main responsibilities will include:

Risk Analytics & Portfolio Management (60%)

• Analyze portfolio performance across products (VSC, GAP, Tire & Wheel, etc.) to identify trends, loss drivers, and profitability opportunities

• Develop and monitor KPIs related to loss ratios, frequency/severity trends, and reserve adequacy

• Conduct deepdive analyses on claims trends, inflation impacts (parts/labor), and emerging risk patterns

• Provide recommendations to leadership on reserves, underwriting guidelines, and program structure

• Lead quarterly and annual business reviews with datadriven insights

Data, Reporting & Business Intelligence (20%)

• Design and automate reporting solutions to improve visibility into underwriting and claims performance

• Contribute to dashboards and analytical tools using Excel, BI tools, Salesforce, and other platforms

• Standardize reporting frameworks to ensure consistency and auditreadiness

• Partner with IT to enhance data structures, data quality, and system capabilities

AI & Process Automation (20%)

• Identify opportunities to leverage AI, automation, and advanced analytics to improve underwriting and reporting workflows

• Assist in implementing tools or models that streamline decisionmaking (e.g., exception handling, claims trend detection)

• Partner with crossfunctional teams to incorporate AIdriven insights into operational processes

• Support continuous improvement initiatives focused on efficiency, scalability, and accuracy

What could accelerate your success in this role

We're looking for someone who:

• Is known for strong analytical and criticalthinking skills

• Stands out for their ability to translate complex data into actionable insights

• Demonstrates strong communication skills and can present findings to leadership

• Is recognized for their ability to manage multiple projects in a fastpaced environment

• Has5+ years of experiencein underwriting, risk analytics, actuarial support, or financial analysis

• Holds abachelor's degree in finance, Economics, Mathematics, Data Analytics, or a related field

• Has experience in automotive, insurance, or F&I products (strongly preferred)

• Has exposure to actuarial concepts such as loss development, reserving, and pricing methodologies

• Has experience with BI tools (Qlik, PowerBI) and working with large datasets

• Has an intermediate level of English proficiency, as the role involves regular communication with leadership, product teams, claims, and IT

Why you'll love working with us

• A work environment where learning and development merge with a collective pursuit of excellence

• A healthy, safe, fair, and inclusive environment where potential can be freely expressed and developed

• The opportunity to work in a hybrid environment, supported by flexibility and access to inspiring and innovative workspaces

• Competitive benefits, including:

  • Flexible Health, Dental, and Vision insurance

  • 401(k) with company match

  • PTO plan

  • Employee and family assistance program

  • Ergonomic furniture program

  • Performance bonus

  • And much more

Apply now and get ahead of your career-your talent belongs here.

Still unsure about applying? At iA, we believe in potential and value diverse experiences. If this role inspires you, go ahead and apply - we want to get to know you.

Applicants must be authorized to work for any employer in the U.S. We are unable to support or take over sponsorship of employment visas at this time, including H-1B visas and participation in STEM OPT work authorizations.

iA American Warranty LP, American Amicable Group of Companies, iA American Life Insurance Company and Industrial Alliance Portfolio Management LLC are all part of iA Financial Group, one of the largest insurance and wealth management groups in North America. In the last few years, iA American has been thoughtfully built by iA Financial Group through the acquisition of several US based entities. Our suite of products and services includes automotive protection packages, reinsurance options, dealer support, direct-to-consumer products, in-house administration, life insurance, progressive special markets, and more!

iA Financial Group is the fourth largest life and health insurance company in Canada and offers a wide range of products for all stages of life and to meet the needs of clients across its vast sales network. Founded in 1892, iA Financial Group's stability and solidity make it an employer of choice that invests in its employees and their development over the long term. Our CEO Denis Ricard won #1 Insurance CEO in Canada from Glassdoor!

Our differences make us unique, and even stronger. That's why, at iA Financial Group, we are committed to supporting and celebrating diversity. We are continually building a team that is as diverse as the people and communities we serve. By combining our different ways of seeing and experiencing the world, we will always be stronger than the sum of our parts! To learn more click here.