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Construction Defect Claims Adjuster Jobs in Indiana

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Construction Defect Claims Adjuster information

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$39K

$72.4K

$94.2K

How much do construction defect claims adjuster jobs pay per year?

As of Aug 19, 2026, the average yearly pay for construction defect claims adjuster in Indiana is $72,356.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,800.00 and $81,400.00 per year, depending on experience, location, and employer.

What is a construction defect claims adjuster?

Construction Defect Claims Adjusters are professionals who investigate, evaluate, and resolve insurance claims related to defects in construction projects. They assess damage, determine liability, and negotiate settlements between property owners, contractors, and insurers. Their work involves reviewing construction documents, inspecting sites, and working with experts to determine the cause and extent of defects. The ultimate goal is to ensure fair compensation and help all parties resolve disputes efficiently.

What are the key skills and qualifications needed to thrive as a construction defect claims adjuster?

To thrive as a Construction Defect Claims Adjuster, you need a solid understanding of construction practices, insurance policies, and claims investigation, often supported by a bachelor’s degree and relevant adjuster licensure. Familiarity with claims management software, legal statutes, and estimating tools like Xactimate is typically required. Strong analytical thinking, negotiation skills, and effective communication set top performers apart in evaluating claims and collaborating with multiple parties. These skills and qualities are crucial for accurately assessing liability, managing complex cases, and ensuring fair resolutions for all stakeholders.

What are some common challenges faced by construction defect claims adjusters when investigating claims?

Construction Defect Claims Adjusters often encounter challenges such as coordinating with multiple stakeholders, including contractors, engineers, and legal teams, to gather accurate information about a defect. Determining liability can be complex due to overlapping responsibilities and long timelines between construction and the appearance of defects. Adjusters must also stay current with construction codes and legal standards, as these can impact claim outcomes. Effective communication and strong analytical skills are essential to navigate these complexities and resolve claims efficiently.

What is the difference between Construction Defect Claims Adjuster vs Property Claims Adjuster?

AspectConstruction Defect Claims Adjuster

The Construction Defect Claims Adjuster specializes in evaluating claims related to construction defects, focusing on building issues, code violations, and structural problems. They often require knowledge of construction practices, building codes, and insurance policies specific to construction defects. The Property Claims Adjuster handles a broader range of property damage claims, including fire, theft, and natural disasters, with a focus on assessing damages to residential or commercial properties. Both roles require claims adjusting certifications and work within insurance companies, but Construction Defect Claims Adjusters have specialized expertise in construction-related issues.

Infographic showing various Construction Defect Claims Adjuster job openings in Indiana as of August 2026, with employment types broken down into 88% Full Time, 10% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $72,356 per year, or $34.8 per hour.

Senior Workers' Compensation Claims Adjuster (Hybrid)

Amerisure Mutual Insurance Company

Indianapolis, IN • Remote

$63K - $81K/yr

Full-time

Medical, Retirement, PTO

Re-posted 20 days ago


Job description

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Amerisure is currently recruiting for a Senior Workers' Compensation Claims Adjuster. This role will sit Hybrid.Candidates will be expected to work in an office 2 days a week (Tuesday and Wednesday). This role requires Arizona expertise, and ideally Utah, Texas and Colorado. The ideal candidate will possess the following skill set.

Summary Statement

Provides quality investigation and analysis to adjust claims of medium complexity/severity, including litigated files, to proper resolution. Promotes the success of the organization through development of relationships with agencies, policyholders and employees.

Essential Tasks/Major Duties

  • Collaborate and communicate with agents, policyholders and internal stakeholders on claims of medium complexity/severity and book of business.
  • Investigate losses, identify coverage, determine compensability, review and analyze documents and legal pleadings.
  • Develop plan of action to proactively conclude claims, timely evaluate damages, engage other parties in negotiations and settle claims pursuant to guidelines.
  • Establish and maintain proper reserves for each claim to accurately reflect the financial exposure.
  • Determine need for, identify and engage external resources as needed to execute proper resolutions while monitoring and controlling costs.
  • Collaborate with counsel to manage litigated claims.
  • Review and interpret commercial insurance policies and accordingly communicate coverage issues verbally and in writing.

Knowledge, Skills & Abilities

  • Bachelor's degree or equivalent combination of education.
  • 3 years of experience handling workers' compensation indemnity claims of medium level of complexity/severity.
  • AIC or SLA certification preferred.
  • Ability to obtain appropriate state licensing as required.
  • Proficient computer skills required including Microsoft Office Suite.
  • Demonstrated successful ability to build positive relationships and partnerships within department, across the organization and with external customers.
  • Strong analytical skills and attention to detail.
  • Excellent verbal and written communication skills with the ability to interact with internal and external customers.
  • Ability to travel overnight up to 10%
  • Ability to travel daily between locations.

#LI-Remote

Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer. Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee's ability to perform their job duties may result in disciplinary action, up to and including termination.