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Commission Remote Mortgage Processor Jobs in Raleigh, NC

Symmetry

Remote Sales Part time Full time

Raleigh, NC · Remote

... process - we will help) to work for one of the U.S's fastest-growing companies. We offer the ... We protect families with life, whole life, mortgage protection, annuities, index universal life ...

Symmetry

Remote Sales Part time Full time

Raleigh, NC · On-site +1

... process - we will help) to work for one of the U.S's fastest-growing companies. We offer the ... We protect families with life, whole life, mortgage protection, annuities, index universal life ...

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All JobsMortgage Processor JobsCommission Remote Mortgage Processor JobsCommission Remote Mortgage Processor Jobs in Raleigh, NC

Commission Remote Mortgage Processor information

See Raleigh, NC salary details

$27.7K

$49.5K

$91.9K

How much do commission remote mortgage processor jobs pay per year?

As of Sep 5, 2026, the average yearly pay for commission remote mortgage processor in Raleigh, NC is $49,481.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,900.00 and $53,500.00 per year, depending on experience, location, and employer.

What is the difference between Commission Remote Mortgage Processor vs Loan Officer?

AspectCommission Remote Mortgage ProcessorLoan Officer
CredentialsBasic mortgage processing knowledge, sometimes certificationLicensing required, such as NMLS license
Work EnvironmentRemote, administrative settingRemote or in-office, client-facing
Industry UsageMortgage companies, lendersMortgage brokers, lenders, banks
Primary RoleReviewing and processing mortgage documentsSelling mortgage products, client consultation

The main difference is that a Commission Remote Mortgage Processor focuses on processing mortgage applications remotely, ensuring documents are complete and accurate, often earning commissions based on processing volume. A Loan Officer actively sells mortgage products, works directly with clients, and typically earns commissions based on loans closed. Both roles are integral to the mortgage industry but differ in responsibilities and client interaction.

Do commission remote mortgage processors make commission?

Commission remote mortgage processors typically do not earn commissions as part of their compensation. They are usually paid an hourly wage or salary, while commissions are more common for loan officers or sales roles involved in originating loans. The specific pay structure depends on the employer and job arrangement.

What are the most commonly searched types of Remote Mortgage Processor jobs in Raleigh, NC?

The most popular types of Remote Mortgage Processor jobs in Raleigh, NC are:

What are popular job titles related to Commission Remote Mortgage Processor jobs in Raleigh, NC?

For Commission Remote Mortgage Processor jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Commission Remote Mortgage Processor jobs in Raleigh, NC look for?

The top searched job categories for Commission Remote Mortgage Processor jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Commission Remote Mortgage Processor jobs?

Cities near Raleigh, NC with the most Commission Remote Mortgage Processor job openings:

Commission Remote Mortgage Processor jobs near you
Infographic showing various Commission Remote Mortgage Processor job openings in Raleigh, NC as of August 2026, with employment types broken down into 89% Full Time, 6% Part Time, and 5% Contract. Highlights an 57% Physical, 1% Hybrid, and 42% Remote job distribution, with an average salary of $49,481 per year, or $23.8 per hour.

Licensed Mortgage Loan Officer

Obsidian Financial Services

Raleigh, NC • Remote

$70K - $300K/yr

Full-time

PTO

Re-posted 17 days ago

Job description

We are actively hiring Experienced Mortgage Loan Officers who are self-motivated, results-driven, and ready to grow their production. Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs that supercharge your pipeline and our unique payment model allow you to close fast and make more!

Speak with one of our experienced AE's to see our pricing!

This is a 100% commission-based role ideal for Loan Officers who:

  • Have an existing book of business
  • Want higher payouts and faster closings
  • Prefer a flexible, work-from-home environment

Bilingual candidates (Spanish preferred) are strongly encouraged to apply to better serve diverse borrower communities.

Responsibilities

  • Originate and close residential mortgage loans (purchase, refinance, and specialty products)
  • Utilize your existing referral network and book of business to generate consistent loan volume
  • Analyze borrower financials, including income calculation, credit review, and documentation
  • Structure loans across multiple programs including:
    • Conventional
    • FHA / VA / USDA
    • Non-QM
    • Down Payment Assistance (DPA) programs
  • Maintain consistent communication with clients, agents, and internal teams
  • Submit complete and accurate loan files to processing
  • Attend weekly loan and product training sessions
  • Stay up to date with mortgage guidelines, compliance, and market trends
  • Deliver exceptional customer service from application through closing

Minimum Qualifications

  • Active NMLS License (Required)
  • Active State Mortgage License(s) (in applicable states)
  • Minimum 2+ years of experience as a Mortgage Loan Originator / Loan Officer
  • Proven book of business or referral network
  • Strong knowledge of:
    • Income calculation (W-2, self-employed, tax returns)
    • Loan structuring and underwriting basics
    • Credit analysis
  • Strong sales, communication, and relationship-building skills
  • Ability to work independently in a remote environment

Preferred Qualifications

  • Bilingual (Spanish preferred; other languages a plus)
  • Experience with Non-QM loan products
  • Established relationships with real estate agents, builders, or financial professionals
  • Experience using LOS, CRM systems, and digital marketing tools
  • Strong pipeline management and closing ability

Licensing & Certifications

  • NMLS Unique Identifier (Required)
  • State Mortgage Loan Originator Licenses (Required)
  • Compliance with SAFE Act requirements
  • Ongoing NMLS Continuing Education (CE) compliance
  • Familiarity with agency guidelines such as Fannie Mae and Ginnie Mae

Compensation

  • 100% Commission-Based – Uncapped Earnings
  • Unique Front and Back Compensation Plan
  • Competitive payout structure designed for high producers
  • No cap on income—earn based on your production and performance

What We Offer

  • Wide range of loan programs + DPA options
  • Fannie Mae / Ginnie Mae approved lender with no overlays
  • Ability to broker Non-QM loans Dedicated in-house Processing & Underwriting
  • Advanced LOS system, CRM, and marketing software
  • Scenario Desk for deal structuring support
  • Mentorship from experienced Regional Managers
  • Weekly training to keep you competitive
  • Fully remote work environment with flexible schedule

Why Loan Officers Choose Obsidian

  • Faster closings with fewer conditions
  • Strong backend support so you can focus on production
  • Flexibility to run your business your way
  • Access to more loan solutions = higher approval rates

Company Description

At Obsidian Mortgage, we are redefining the mortgage experience through professionalism, speed, and innovation. As a fully delegated lender licensed in 36 states, we empower our Loan Officers with the tools, support, and flexibility needed to succeed in today’s competitive market.

We provide a remote-first environment, cutting-edge technology, and a strong internal support system so you can focus on what matters most—closing deals and building relationships.