Commission Merchant Processing Jobs in Iowa (NOW HIRING)

Vinton, United States | Posted on 07/14/2026

Build Your Career. Build Your Income. Build Your Future.

Graduate College? Ready to Skip the "Entry-Level" Salary?

What if your very first career after graduation didn’t come with a ceiling?

What if you could earn what many professionals don’t reach until 15 years into their careers?

At Paybility, we’re looking for ambitious, energetic, relationship-driven people who want to build something extraordinary—not someday, but starting now.

This isn’t a desk job.

This isn’t a corporate cubicle.

This isn’t answering emails all day.

This is getting out into your community, meeting business owners face-to-face, helping them improve their businesses, and building an income that’s directly tied to the value you create.

If you’ve got confidence, curiosity, work ethic, and aren’t afraid to introduce yourself to someone new...

You may have just found the opportunity of a lifetime.

As a Paybility Solutions Consultant, you’ll spend your days meeting local business owners and showing them a better way to manage critical business services, including:

• Payment Processing
• Payroll Services
• Business Websites
• Social Media Management
• Business Capital & Lending Solutions
• Customer Financing Programs
• And other innovative business services

Every conversation has the potential to change a business.

Every new client becomes part of your growing portfolio.

And every month, that portfolio continues paying you residual commissions as those merchants continue processing and utilizing other services with Paybility.

In other words…

You don’t just earn once.

You build recurring income.

Most entry-level jobs offer a salary. We get it, for many it’s needed, and it provides a safety net. We’re offering something different.

We offer the opportunity to build an income that can continue growing month after month.

Many of our top-performing Solutions Consultants are earning well in excess of $200,000 annually, while enjoying the flexibility to create their own schedules, build their own territories, and operate their businesses with a high degree of independence.

There are no artificial income caps.

No territories that limit your growth.

No one deciding how much you’re allowed to earn.

Your success is determined by your effort, your relationships, and your willingness to learn.

This role is 100% commission-based.

There is no base salary.

We believe it’s important to be completely transparent because we value your time just as much as our own.

If you’re looking for a guaranteed paycheck every two weeks simply for showing up…This probably isn’t the right fit.

If you’re excited by the idea of building something that belongs to you… Keep reading.

Because this role is commission-only, every candidate should have a thoughtful financial plan before starting.

Whether that’s personal savings, support from family, a spouse’s income, or another source of financial stability, you’ll want enough runway to allow your business to grow.

Most new Solutions Consultants begin closing their first deals within their first one to two weeks.

Commissions are paid monthly, and many consultants begin generating recurring residual income immediately after their first merchants begin processing.

Realistically, however, it generally takes approximately 3–6 months to build a portfolio large enough for recurring monthly residuals to comfortably cover the typical expenses of an average household.

That’s why this opportunity is often an exceptional fit for:

• Recent college graduates
• Individuals with financial flexibility during their first few months
• Career changers with savings or supplemental income
• Professionals who already have relationships with local businesses

If you already have an existing portfolio of merchant processing relationships, many willing merchants can begin transitioning to Paybility immediately, allowing you to generate recurring residual income from your very first month.

The best Solutions Consultants aren’t necessarily the ones with the best resumes.

They’re the ones who:

• Love meeting new people.
• Enjoy talking with business owners.
• Are naturally competitive.
• Want their income to reflect their effort.
• Can hear "no" without giving up.
• Want freedom instead of micromanagement.
• Prefer being out in the community over sitting behind a desk.

If you enjoy solving problems, building relationships, and creating opportunities where others see obstacles… You’ll fit right in.

This may be the START…But it is absolutely not the END.

At Paybility, we promote from within whenever possible.

High-performing solutions consultants have opportunities to advance into leadership positions, including:

• Senior Solutions Consultant
• Regional Leadership
• Vice President roles

Performance—not tenure—drives advancement.

We reward people who produce results, help others succeed, and embrace our culture of putting merchants first.

• Industry-leading commission opportunities, resulting in stable long term future
• Monthly recurring residual income, with the potential for LIFETIME earnings
• Comprehensive onboarding and sales training
• Ongoing coaching and mentorship
• Marketing materials and sales resources
• Freedom to build your own sales territory
• Significant career advancement opportunities
• The opportunity to build a six-figure career from the very beginning
• While we don’t offer a traditional 401k, lifetime residuals where qualified is our way of ensuring you are paid well after you retire. In many cases, this could exceed many years of contributions to our 401k.
• While we don’t offer traditional benefits, all employees receive access to unlimited virtual doctor visits, and access to discounted prescription coverage, which covers most traditional non major needs.

We’re far more interested in attitude than experience.

You should have:

• A bachelor’s degree (or be graduating soon), or equivalent professional experience
• Confidence speaking with new people
• Strong work ethic
• Self-motivation
• Reliable transportation
• A willingness to spend your days meeting businesses in person
• A long-term mindset
• A financial plan that supports you while you build your portfolio during your first several months
• Sales experience is helpful—but absolutely not required. We’ll teach you the business. You bring the ambition.

Apply if you’re the kind of person who says:

• I don’t want average.
• I want my effort to determine my income.
• I’d rather build something than simply collect a paycheck.
• I want the chance to earn six figures early in my career.
• I want a career where my growth isn’t limited by someone else’s expectations.

If you’re looking for a comfortable job… This probably isn’t it.

If you’re looking for an opportunity that could completely change your financial future… We’d love to meet you.

Meet business owners.

Change businesses.

Build recurring income.

Create the career you’ve always imagined.

• Bachelor's degree (or graduating soon), or equivalent professional experience
• Sales experience is preferred but not required (training is provided)

• Excellent communication and interpersonal skills
• Confidence in speaking with new people and business owners
• Strong work ethic and self-motivation
• Relationship‑building and problem‑solving abilities
• Competitive mindset with resilience to rejection
• Long‑term career mindset
• Ability to work independently with minimal supervision

• Reliable transportation
• Willingness to spend the majority of the workday meeting local businesses in person (outside sales)
• Comfortable working in a 100% commission‑based compensation structure (no base salary)
• Have a financial plan or sufficient financial stability while building your sales portfolio during the first several months

Someone who:

• Enjoys meeting new people
• Likes working directly with business owners
• Wants income based on performance rather than a fixed salary
• Prefers being out in the community instead of behind a desk
• Is ambitious, energetic, and relationship‑driven
• Wants long‑term career growth and leadership opportunities

• Monthly recurring residual commissions
• Potential for lifetime residual income
• Six‑figure earning potential
• No income caps or territory limitations

• Ongoing coaching and mentorship
• Marketing materials and sales resources provided
• Promotion from within
• Advancement opportunities including:
  • Senior Solutions Consultant
  • Team Leader
  • Sales Director
  • Regional Leadership
  • Vice President

• Freedom to build and manage your own sales territory
• High level of independence
• Access to unlimited virtual doctor visits
• Discounted prescription coverage
• Opportunity to build long‑term passive residual income that continues into retirement (subject to qualification)