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Commission Captive Insurance Agent Jobs in California

INSURANCE AGENT TRAINEE

San Jose, CA · On-site

$120K - $150K/yr

You will be captive with brokerage access!! * Mentorship from top-performing Farmers agents ... Annual Base Salary + Commission * Flexible Schedule * Dental Insurance * Vision Insurance * Hands ...

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Commission Captive Insurance Agent information

What is a commission captive insurance agent?

Commission captive insurance agents are professionals who work exclusively for one insurance company, known as a 'captive' insurer. They sell the company's insurance products and typically earn a commission based on the policies they sell, rather than a fixed salary. These agents are knowledgeable about their company's offerings and provide clients with tailored insurance solutions from their specific provider. Their deep understanding of the company's products allows them to offer expert advice, but their options are limited to what their employer offers. Working as a captive agent can offer stable support and training from the parent company.

What are the key skills and qualifications needed to thrive as a commission captive insurance agent?

To thrive as a Commission Captive Insurance Agent, strong sales abilities, deep understanding of insurance products, and appropriate state licensing are essential. Familiarity with CRM software, quoting platforms, and compliance management systems is typically required. Excellent interpersonal skills, self-motivation, and resilience help agents build trust and maintain client relationships. These skills are crucial for meeting sales targets, ensuring regulatory compliance, and sustaining long-term business growth in a competitive market.

What are some common challenges faced by commission captive insurance agents, and how can they be addressed?

Commission Captive Insurance Agents often face the challenge of building a strong client base, especially in a competitive market where trust and long-term relationships are crucial. Navigating the complexities of captive insurance products and clearly communicating their benefits compared to traditional insurance can also be demanding. To overcome these challenges, agents benefit from continuous education, active networking, and leveraging support from their agency’s training programs. Staying updated on industry trends and regulatory changes is essential for providing clients with informed guidance and maintaining credibility.

What is the difference between Commission Captive Insurance Agent vs Independent Insurance Agent?

FeatureCommission Captive Insurance AgentIndependent Insurance Agent
CredentialsLicensing varies by state, typically requires an insurance licenseSame licensing requirements as captive agents
Work EnvironmentWorks exclusively for one insurance companyRepresents multiple insurance companies
EmployerEmployed by a single insurance companySelf-employed or works for an independent agency
Industry UsageCommon in specialized or exclusive product linesWidely used across various insurance markets

In summary, a Commission Captive Insurance Agent works exclusively for one insurer, focusing on its products, while an Independent Insurance Agent offers policies from multiple insurers, providing broader options to clients.

What are the most commonly searched types of Captive Insurance Agent jobs in California?

The most popular types of Captive Insurance Agent jobs in California are:

What cities in California are hiring for Commission Captive Insurance Agent jobs?

Cities in California with the most Commission Captive Insurance Agent job openings:

Infographic showing various Commission Captive Insurance Agent job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Remote job distribution.

Captive Specialist, Commercial Lines

HUB International Limited

San Ramon, CA • On-site

Full-time

Posted 7 days ago


HUB International rating

8.0

Company rating: 8.0 out of 10

Based on 140 frontline employees who took The Breakroom Quiz

167th of 311 rated insurance


Job description

Job Summary
The Captive Specialist serves as HUB's subject matter expert on captive insurance programs within the Commercial Lines Account Service team, supporting the growth and service excellence of the Acsend captive program and HUB's captive facilities. This role provides technical expertise, program administration, and account service support that enables Producers to develop new captive business, while ensuring existing captive program members receive best-in-class service. The Captive Specialist acts as the primary liaison to captive groups translating program requirements, updates, and reporting needs into actionable support for internal teams.
Duties & Responsibilities
Captive Program Support & Operational Excellence (Acsend)
  • Supports the ongoing growth and administration of the Acsend captive program by maintaining program documentation, tracking member status, and coordinating renewal timelines
  • Serves as the primary liaison with captive groups, relaying program updates, requirements, and reporting needs to internal teams
  • Prepares and coordinates captive program Stewardship Reports for members and leadership
  • Develops and maintains marketing collateral, presentations, and educational materials that support the Acsend program's visibility and member engagement
  • Coordinates and supports captive program events, board meetings, and best-practice/loss-control meetings
  • Provides subject matter expertise on captive structures, feasibility, and program mechanics to internal teams and Producers

New Business Support (Captive Facilities)
  • Supports Producers in identifying prospective clients suited to captive placement by providing captive program expertise and feasibility insight
  • Assists in the preparation of captive proposals, submissions, and RFP materials for new business opportunities
  • Reviews new business submissions and related underwriting data for completeness and accuracy; coordinates submission to captive facilities/carriers
  • Supports Producer-led presentations of captive solutions by providing technical materials, program data, and subject matter expertise
  • Performs other duties and projects as assigned.

Key Performance Indicators
  • Organic Growth (Acsend Program)
  • Retention of captive accounts
  • File Quality
  • Renewal Timeliness
  • Producer Satisfaction
  • Stewardship Reports

Qualifications
  • High School Diploma / GED; college degree preferred
  • 2+ years of experience in commercial insurance, captive programs, or related specialty insurance line
  • Active California P&C license, or willingness to obtain within 6 months
  • Familiarity with captive insurance concepts (feasibility, formation, program structure, loss-sensitive rating) preferred
  • Strong organizational and documentation skills; experience supporting submissions, proposals, and program tracking

Knowledge / Skills / Abilities
  • Knowledge of captive insurance structures (group, single-parent, agency) and program mechanics, including feasibility assessment, loss-sensitive rating, and program governance.
  • Ability to effectively and professionally communicate orally and in writing with internal and external customers.
  • Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
  • Critical Thinking: Ability to use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
  • Desire to learn and grow within the insurance industry.
  • Ability to respond to customer needs, solicit customer feedback to improve service, and handle difficult or emotional customer situations promptly and accurately.
  • Confidence and demeanor to effectively interact with all levels within the organization.
  • Ability to develop and maintain strong client relationships; work effectively with insurance and service vendors to gain cooperation in meeting clients' needs.
  • Ability to effectively work with a team and coach others in developing their skills and abilities.
  • Ability to efficiently gather pertinent information and facts, analyze and solve problems timely and thoroughly.
  • Problem Solving: Ability to identify complex problems and review related information to develop and evaluate options and implement solutions.
  • Ability to prioritize and organize multiple tasks and responsibilities in order to complete assignments on time and with optimal accuracy.
  • Computer skills: proficiency with Microsoft Office Suite, Outlook and agency management systems.
  • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages.

Leadership Capabilities
  • Identifies and resolves strategic challenges.
  • Engages in learning and development using a growth mindset.
  • Uses knowledge of market, industry, and company trends to set priorities.
  • Looks for ways to improve efficiencies and generate revenue.
  • Recognizes the need to adapt and respond to change.
  • Proactively helps and involves others.
  • Creates an environment with open and direct and respectful communication.

Working Conditions and Physical Demands
  • This position primarily involves remaining in a stationary position for the majority of the workday.
  • The person in this position frequently communicates with colleagues and clients both in person and on the telephone; Must be able to communicate and exchange accurate information.
  • Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, and computer printer.
  • The person in this position needs to occasionally move about inside the office to access file cabinets, office machinery, etc.

You are perfect for this opportunity if you
• Hold a high school diploma/GED (college degree strongly preferred)
• Have at least 5+ years of related commercial lines insurance experience
• Are currently licensed in good standing
• Demonstrated interpersonal skills with the ability to effectively interact with all levels within the organization
• Demonstrated presentation skills
• Demonstrated oral and written communication skills
• Have the confidence and demeanor to effectively interact with all levels within the organization
• Are computer literate - Microsoft Office Suite and Outlook
WHY CHOOSE HUB?:
Throughout our network of more than 450 HUB offices in North America, we offer a competitive exciting and friendly work environment that strategically positions our employees for longevity and success. At HUB, we believe in investing in the future of our employees, and provide continuous opportunities for growth and development. Our entrepreneurial culture fosters an environment that empowers our people to make the best decisions for our customers and organization, focusing on expanding the industry knowledge of our insurance professionals to better serve our valued clients. We are committed to providing you with competitive and flexible benefits options that are rooted in your current needs, yet evolves as your needs change over time. Join us in taking the first step toward creating a future that combines a diverse, challenging work environment with financial security and career satisfaction.
We are the perfect fit if you:
• Are seeking a progressive work environment at a rapidly growing organization
• Have a desire to help others protect their future
• Have an entrepreneurial spirit and are challenged by the opportunity to grow the business
• Are focused on learning and development to enhance your industry knowledge and expertise
• Are a self-starter willing to invest time and energy to learn the technical aspects of our business
• Believe in integrity and building success by developing relationships with others
LIKE US SO FAR?
Take the first step toward creating a future that combines a diverse, challenging work environment with financial security and career satisfaction. Apply online today!
Are you a veteran? Disabled? We welcome ALL candidates and are proud of our wonderfully diverse employee population.
HUB International Limited is an equal opportunity and affirmative action employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations. The EEO is the Law poster and its supplement is available here at http://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm .
#LI-JD
Department Account Management & Service
Required Experience: 5-7 years of relevant experience
Required Travel: No Travel Required
Required Education: High school or equivalent
HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.
E-Verify Program
We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting team HUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.

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