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Commercial Lending Relationship Manager Jobs in Decatur, AL

... managing and expanding the bank's commercial lending portfolio, and fostering strong business relationships with clients. The role involves originating loans, procuring deposits, cross-selling ...

Portfolio Manager

Decatur, AL · On-site

$90 - $130/hr

They provide credit and sales support to Commercial Lending, analyze complex financial statements ... Additionally, they serve as a secondary contact on client relationships, identify cross-sell ...

They provide credit and sales support to Commercial Lending, analyze complex financial statements ... Additionally, they serve as a secondary contact on client relationships, identify cross-sell ...

They provide credit and sales support to Commercial Lending, analyze complex financial statements ... Additionally, they serve as a secondary contact on client relationships, identify cross-sell ...

They provide credit and sales support to Commercial Lending, analyze complex financial statements ... Additionally, they serve as a secondary contact on client relationships, identify cross-sell ...

Overview The Lending Assistant will assist the Executive Officer, Branch Manager, or Loan Officer ... Lending Unit, Commercial Lending Unit, and the Loan Submission Package) * Basic knowledge of ...

As a(n) Relationship Manager III - C&IB within PNC's Commercial Banking organization, you will be based in Huntsville, AL. PNC is an in-office company that fosters a supportive culture where ...

Establishes and manages the branch loan portfolio. * Interviews loan applicants, analyzes financial ... Two to three years of retail banking, consumer and commercial lending experience. * Minimum of one ...

Establishes and manages the branch loan portfolio.Interviews loan applicants, analyzes financial ... Two to three years of retail banking, consumer and commercial lending experience.Minimum of one to ...

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Commercial Lending Relationship Manager information

See Decatur, AL salary details

$10.3K

$104.3K

$121.4K

How much do commercial lending relationship manager jobs pay per year?

As of Aug 27, 2026, the average yearly pay for commercial lending relationship manager in Decatur, AL is $104,291.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,400.00 and $115,300.00 per year, depending on experience, location, and employer.

What is a commercial lending relationship manager?

A Commercial Lending Relationship Manager is a banking professional who manages relationships with business clients, assisting them with their borrowing needs. They analyze financial statements, assess creditworthiness, and structure loan solutions tailored to the client’s business goals. Additionally, they work to deepen client relationships by offering a range of financial products and services, ensuring both client satisfaction and the bank’s profitability. Their role often involves networking, business development, and ongoing portfolio management.

How does a commercial lending relationship manager typically collaborate with other departments to support client needs?

As a Commercial Lending Relationship Manager, you will regularly work with credit analysts, underwriters, and legal teams to assess loan applications and structure deals that align with both the client's goals and the bank's risk policies. You’ll also collaborate closely with portfolio managers and loan operations to ensure seamless delivery of services and ongoing account management. This role often requires facilitating communication between clients and internal departments to resolve issues, tailor financial solutions, and maintain compliance. Strong interpersonal and organizational skills are essential for effectively navigating these cross-functional interactions.

What are the key skills and qualifications needed to thrive as a commercial lending relationship manager, and why are they important?

To thrive as a Commercial Lending Relationship Manager, you need a strong background in finance, credit analysis, and business development, usually supported by a bachelor’s degree in finance or a related field. Familiarity with loan origination systems, credit risk assessment tools, and financial modeling software is typically required. Excellent interpersonal skills, negotiation abilities, and client-focused communication help build and maintain strong business relationships. These skills and qualities are crucial for effectively managing client portfolios, mitigating risk, and driving business growth for the financial institution.

What is the difference between Commercial Lending Relationship Manager vs Business Development Officer?

AspectCommercial Lending Relationship ManagerBusiness Development Officer
CredentialsTypically requires banking or finance certifications, relevant experienceOften needs sales or marketing certifications, industry knowledge
Work EnvironmentBank branches, corporate offices, client meetingsSales environments, networking events, client visits
Employer & IndustryCommercial banks, financial institutionsFinancial services, banking, or lending sectors
Primary FocusManaging client relationships, loan portfolio growthGenerating new business, client acquisition

The Commercial Lending Relationship Manager focuses on managing existing client relationships and growing the loan portfolio within banks or financial institutions. In contrast, the Business Development Officer primarily seeks new clients and business opportunities. While both roles require industry knowledge and client interaction, their core responsibilities differ in relationship management versus new business generation.

What are popular job titles related to Commercial Lending Relationship Manager jobs in Decatur, AL?

For Commercial Lending Relationship Manager jobs in Decatur, AL, the most frequently searched job titles are:

What job categories do people searching Commercial Lending Relationship Manager jobs in Decatur, AL look for?

The top searched job categories for Commercial Lending Relationship Manager jobs in Decatur, AL are:

What cities near Decatur, AL are hiring for Commercial Lending Relationship Manager jobs?

Cities near Decatur, AL with the most Commercial Lending Relationship Manager job openings:

Relationship Manager

Huntsville, AL • On-site

SmartBank
Commercial Banking • 51 - 200 employees

Full-time

Re-posted 26 days ago


Job description

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.

Our Relationship Managers will be held accountable for:

  • Upholding SmartBank Core Values and Core Purpose.
  • Developing new customer prospects and business for the financial institution.
  • Completing each loan application and all pre-processing functions in a timely manner. Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions and communicates with prospects and customers to close sales.
  • Screening loan request based on financial institution policies and on types of loans offered by the institution. Orders appraisals, credit reports, background checks, reference checks and other information as needed on loan applicants.
  • Responsible to monitor overall profitability of relationships and negotiates terms, fees, and structures to the mutual benefit of the client and SmartBank.
  • Evaluating potential customer loan requests and makes loan recommendations to management. Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
  • Communicating complex approvals or denials to the borrower. Promotes and participates in the financial institution's special credit programs and other CRA programs.

Ideal candidates for the role will include:

  • High School Diploma required.
  • Bachelor's degree business, finance or management preferred.
  • Minimum of 5 years experience in banking or sales lending field.
  • RMA - Credit Risk Certification preferred
  • Graduate School of Banking preferred
  • TBA Lending Schools - Commercial Lending preferred