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Commercial Insurance Manager Jobs in Florida (NOW HIRING)

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Commercial Insurance Manager information

See Florida salary details

$24.3K

$61.1K

$94.2K

How much do commercial insurance manager jobs pay per year?

As of Sep 7, 2026, the average yearly pay for commercial insurance manager in Florida is $61,091.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $76,200.00 per year, depending on experience, location, and employer.

What does a commercial insurance manager do?

A Commercial Insurance Manager oversees the development, implementation, and management of insurance policies and programs for businesses. They work to assess company risks, negotiate with insurance providers, ensure compliance with regulations, and manage claims processes. Their goal is to protect the company’s assets and minimize financial losses by obtaining appropriate coverage and managing costs. They also provide guidance to clients or internal teams on insurance options and risk management strategies.

What are the key skills and qualifications needed to thrive as a commercial insurance manager?

To thrive as a Commercial Insurance Manager, you need expertise in risk assessment, policy underwriting, and regulatory compliance, often supported by a bachelor's degree in business or finance and relevant insurance certifications (such as CPCU or ARM). Familiarity with insurance management software, CRM platforms, and data analysis tools is typically required. Strong negotiation, leadership, and client relationship-building skills help distinguish top performers in this role. These skills ensure the effective management of complex commercial insurance portfolios, client satisfaction, and compliance with industry regulations.

What are some common challenges faced by commercial insurance managers when balancing client expectations and underwriting guidelines?

Commercial Insurance Managers often navigate the challenge of aligning client needs with the insurer's underwriting requirements and risk appetite. Clients may seek broader coverage or lower premiums, which may not always fit within the company's guidelines or risk policies. Successful managers excel in communicating complex policy details to clients, negotiating terms, and finding creative solutions that satisfy both parties. Building strong relationships with underwriters and staying updated on industry trends also help in managing these challenges effectively.

What is the difference between Commercial Insurance Manager vs Commercial Underwriter?

AspectCommercial Insurance ManagerCommercial Underwriter
CredentialsInsurance licenses, industry certificationsInsurance licenses, industry certifications
Work EnvironmentOversees teams, manages client relationshipsEvaluates risk, approves policies
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, underwriting firms
Search & Comparison IntentUnderstanding managerial roles in commercial insuranceEvaluating underwriting responsibilities and differences

The Commercial Insurance Manager focuses on overseeing insurance operations, managing teams, and client relationships, while the Commercial Underwriter primarily evaluates risks and approves policies. Both roles require industry licenses and certifications, but their daily responsibilities and focus areas differ within the commercial insurance industry.

Can you make a lot of money in commercial insurance?

Commercial insurance managers can earn high salaries, especially with experience, certifications, and strong sales or management skills. Compensation often includes base salary, bonuses, and commissions, and earning potential increases with expertise and responsibility within the industry.

How much do commercial insurance managers make in the US?

Commercial insurance managers in the US typically earn a median annual salary of around $85,000 to $120,000, depending on experience, location, and company size. Senior managers or those in high-demand markets can earn higher compensation, often supplemented with bonuses and benefits. Strong knowledge of insurance policies, risk assessment, and management tools is essential for success in this role.

What are the most commonly searched types of Commercial Insurance jobs in Florida?

The most popular types of Commercial Insurance jobs in Florida are:

What cities in Florida are hiring for Commercial Insurance Manager jobs?

Cities in Florida with the most Commercial Insurance Manager job openings:

Infographic showing various Commercial Insurance Manager job openings in Florida as of August 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $61,091 per year, or $29.4 per hour.

Risk Insurance Manager

BEOWULF ELECTRICITY & DATA LLC

West Palm Beach, FL • On-site

Full-time

Re-posted 9 days ago


Job description

Position Overview

We are seeking a proactive and detail-oriented Risk & Insurance Manager to support the Company’s risk management and insurance programs across its energy and digital infrastructure assets. This role will be responsible for administering insurance programs, managing claims, and partnering cross-functionally to identify and mitigate risk exposure across development, construction, and operational environments.

This is a hands-on role ideal for someone with strong insurance experience who is looking to expand their scope within a broader risk management function.

Key Responsibilities

Insurance Program Management

· Administer and maintain corporate insurance programs, including property, casualty, liability, and construction-related coverage

· Support the procurement and renewal of insurance policies, including data gathering, underwriting submissions, and market comparisons

· Partner with brokers and carriers to evaluate coverage, pricing, and program structure

Claims & Risk Administration

· Manage claims from initiation through resolution, coordinating with brokers, carriers, and internal stakeholders

· Track and analyze claims trends, identifying opportunities to reduce risk and improve cost efficiency

Project & Contract Risk Support

· Coordinate insurance requirements for large-scale infrastructure projects across development, construction, and operational phases

· Review contracts (e.g., vendor, construction, lease agreements) to ensure appropriate insurance requirements and risk transfer provisions

Cross-Functional Risk Partnership

· Partner with Legal, Finance, and Operations to assess and mitigate risk exposure across facilities and projects

· Support the development and ongoing improvement of risk management practices across the organization

· Ensure compliance with regulatory requirements and internal risk management policies

Reporting & Analysis

· Prepare reports and analysis for leadership on insurance programs, claims activity, and areas of risk exposure

· Identify trends and make recommendations to enhance coverage effectiveness and cost management


Qualifications

· Bachelor’s degree in Risk Management, Business, Finance, or related field

· 5–8+ years of experience in insurance, risk management, or infrastructure-related coverage (energy, construction, or data centers preferred)

· Strong knowledge of commercial insurance lines (property, general liability, builder’s risk, etc.)

· Experience working with brokers, carriers, and complex insurance programs

· Familiarity with construction insurance and project-based coverage structures

· Ability to review and interpret contracts and insurance provisions

· Strong analytical, organizational, and communication skills

· Ability to operate independently and manage multiple priorities in a fast-paced environment