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Commercial Insurance Inspector Jobs (NOW HIRING)

exl

Commercial Insurance Inspector- (Olympia, WA.)

Olympia, WA · On-site +1

$20 - $24.75/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

exl

Commercial Insurance Inspector- (Memphis, TN.)

Memphis, TN · On-site +1

$18.25 - $22.25/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

exl

Commercial Insurance Inspector- (Augusta, ME.)

Augusta, ME · On-site +1

$18.50 - $22.75/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

exl

Commercial Insurance Inspector- (Memphis, TN.)

Memphis, TN · On-site +1

$18.25 - $22.25/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

exl

Commercial Insurance Inspector- (Colby, KS.)

Colby, KS · On-site +1

$16.25 - $20/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

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Commercial Insurance Inspector information

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How much do commercial insurance inspector jobs pay per hour?

As of Jul 2, 2026, the average hourly pay for commercial insurance inspector in the United States is $19.92, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $22.12 per hour, depending on experience, location, and employer.

What are Commercial Insurance Inspectors?

Commercial Insurance Inspectors are professionals who evaluate businesses, properties, and operations to assess risks for insurance purposes. They conduct on-site inspections, review safety protocols, and analyze buildings, equipment, and processes to determine potential hazards. Their reports help insurance companies decide coverage terms, premiums, and whether to insure a business. Inspectors play a critical role in minimizing risk and ensuring that companies adhere to safety regulations.

How do I become an insurance inspector?

To become a commercial insurance inspector, you typically need a high school diploma or equivalent, along with strong attention to detail and good communication skills. Many employers prefer candidates with experience in property inspection, construction, or related fields, and some roles may require relevant certifications or licenses. On-the-job training is common, and inspectors often work independently, assessing risks and documenting property conditions.

What are the key skills and qualifications needed to thrive as a Commercial Insurance Inspector, and why are they important?

To thrive as a Commercial Insurance Inspector, you need a solid understanding of insurance principles, risk assessment, and property inspection techniques, often supported by a relevant degree or experience in insurance or loss control. Familiarity with inspection software, digital reporting tools, and sometimes certifications like Associate in Risk Management (ARM) are typically beneficial. Strong attention to detail, analytical thinking, and effective communication skills help inspectors gather accurate data and explain findings to clients and underwriters. These competencies are crucial for ensuring accurate risk evaluations, supporting underwriting decisions, and maintaining client trust.

What are some common challenges faced by Commercial Insurance Inspectors, and how can they be managed on the job?

Commercial Insurance Inspectors often face challenges such as tight deadlines, varied site conditions, and the need to accurately assess complex risks across different industries. Managing these challenges involves strong organizational skills, effective communication with clients and underwriters, and ongoing professional development to stay current with regulations and industry standards. Building rapport with property owners and leveraging digital inspection tools can also streamline the process and improve accuracy.

What type of inspectors make the most money?

Commercial insurance inspectors who specialize in high-value or complex properties, such as industrial facilities or large commercial buildings, tend to earn higher salaries. Inspectors with advanced certifications, extensive experience, or those working in high-risk industries often command higher pay. Additionally, inspectors who take on more specialized roles or work in regions with higher living costs may also earn more.

How much do inspectors make per inspection?

Commercial insurance inspectors typically earn between $50 and $150 per inspection, depending on the complexity and location of the property. Experienced inspectors with specialized skills or certifications may earn higher rates, and inspections often take 1 to 2 hours to complete.

What is a commercial insurance inspector?

A commercial insurance inspector evaluates the risks associated with insuring businesses by inspecting properties, operations, and safety measures. They typically review documents, take photographs, and assess compliance with insurance policies, often working on-site and requiring knowledge of safety standards and inspection tools.

What is the difference between Commercial Insurance Inspector vs Property Insurance Adjuster?

AspectCommercial Insurance InspectorProperty Insurance Adjuster
CredentialsInsurance licenses, inspection certificationsAdjuster licenses, claims handling certifications
Work EnvironmentOn-site inspections of commercial propertiesAssessing damages at insured properties, often on-site or remotely
Employer & IndustryInsurance companies, independent inspection firmsInsurance carriers, claims departments
Search & Comparison IntentUnderstanding roles, job requirements, or career pathsClaims assessment, damage evaluation, or career info

The main difference is that Commercial Insurance Inspectors focus on evaluating commercial properties for insurance purposes through inspections, while Property Insurance Adjusters handle claims by assessing damages after incidents. Both roles require licensing and industry-specific knowledge but serve different stages in the insurance process.

More about Commercial Insurance Inspector jobs
What cities are hiring for Commercial Insurance Inspector jobs? Cities with the most Commercial Insurance Inspector job openings:
What states have the most Commercial Insurance Inspector jobs? States with the most job openings for Commercial Insurance Inspector jobs include:
What job categories do people searching Commercial Insurance Inspector jobs look for? The top searched job categories for Commercial Insurance Inspector jobs are:
Commercial Insurance Inspector jobs near you
Infographic showing various Commercial Insurance Inspector job openings in the United States as of June 2026, with employment types broken down into 42% Full Time, and 58% Part Time. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $41,435 per year, or $19.9 per hour.
Commercial Insurance Inspector- (Richmond, VA.)

Commercial Insurance Inspector- (Richmond, VA.)

exl

Richmond, VA • On-site, Remote

$18.50 - $22.75/hr

Other

Posted 9 days ago

ExlService Holdings rating

8.3

Company rating: 8.3 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

62nd of 437 rated business services

Job description

Job Description

EXL Risk Control is looking for self-directed independent contractors who possess excellent communication skills, computer proficiency, and a commitment to meeting client quality and timeliness standards. You will work from your own home or office, and service onsite survey/inspection assignments in the Richmond, VA area, and other locations within approximately 45 miles of Richmond.

Responsibilities

You will be responsible for scheduling on-site surveys and providing risk control reports to insurance industry clients. These reports contain information necessary to underwrite a commercial insurance policy and may include recommendations to control and/or correct potential loss producing conditions associated with that policy. You will be expected to manage assignments you accept, successfully secure customer appointments within a local territory and complete work assignments on time.

Our Risk Control Inspectors evaluate businesses behind the scenes to identify hazards and improve safety, mitigating risks for our insurance company clients. The type of businesses we survey are commercial operations, including retail, restaurants, hotels, apartments, construction jobsites, churches, schools, etc. Most surveys are focused on assessing the business for Property and General Liability coverage, but we also service other commercial insurance lines of business including Workers Compensation, Auto/Fleet, Products Liability, Inland Marine and Builders Risk.

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are encouraged to submit their qualifications. In lieu of experience, we can refer you to a 15-hour online certification option to qualify you. Fees are negotiable depending on experience and the unique aspects of selected jobs.

Tools or Items You Must Provide:

  • Digital camera or tablet
  • Computer
  • Printer
  • High speed internet access
  • Reliable vehicle
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Auto and General Liability Insurance

 

All interested candidates are encouraged to apply.

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