ZipRecruiter

Log In

1

Commercial Insurance Inspector Jobs in California

next page

Showing results 1-20

All JobsCommercial Insurance Inspector JobsCommercial Insurance Inspector Jobs in California

Commercial Insurance Inspector information

See California salary details

$5

$19

$23

How much do commercial insurance inspector jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for commercial insurance inspector in California is $19.66, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $21.83 per hour, depending on experience, location, and employer.

What is a commercial insurance inspector?

Commercial Insurance Inspectors are professionals who evaluate businesses, properties, and operations to assess risks for insurance purposes. They conduct on-site inspections, review safety protocols, and analyze buildings, equipment, and processes to determine potential hazards. Their reports help insurance companies decide coverage terms, premiums, and whether to insure a business. Inspectors play a critical role in minimizing risk and ensuring that companies adhere to safety regulations.

What skills and qualifications are needed to be a commercial insurance inspector?

To thrive as a Commercial Insurance Inspector, you need a solid understanding of insurance principles, risk assessment, and property inspection techniques, often supported by a relevant degree or experience in insurance or loss control. Familiarity with inspection software, digital reporting tools, and sometimes certifications like Associate in Risk Management (ARM) are typically beneficial. Strong attention to detail, analytical thinking, and effective communication skills help inspectors gather accurate data and explain findings to clients and underwriters. These competencies are crucial for ensuring accurate risk evaluations, supporting underwriting decisions, and maintaining client trust.

How do I become a commercial insurance inspector?

To become a commercial insurance inspector, candidates typically need a high school diploma or equivalent, along with experience in property inspection, construction, or related fields. Certification programs are available to enhance credibility, and inspectors often use tools like cameras and inspection software; some employers may require a valid driver's license due to travel requirements.

What challenges do commercial insurance inspectors face, and how can they be managed?

Commercial Insurance Inspectors often face challenges such as tight deadlines, varied site conditions, and the need to accurately assess complex risks across different industries. Managing these challenges involves strong organizational skills, effective communication with clients and underwriters, and ongoing professional development to stay current with regulations and industry standards. Building rapport with property owners and leveraging digital inspection tools can also streamline the process and improve accuracy.

What is the difference between Commercial Insurance Inspector vs Property Insurance Adjuster?

AspectCommercial Insurance InspectorProperty Insurance Adjuster
CredentialsInsurance licenses, inspection certificationsAdjuster licenses, claims handling certifications
Work EnvironmentOn-site inspections of commercial propertiesAssessing damages at insured properties, often on-site or remotely
Employer & IndustryInsurance companies, independent inspection firmsInsurance carriers, claims departments
Search & Comparison IntentUnderstanding roles, job requirements, or career pathsClaims assessment, damage evaluation, or career info

The main difference is that Commercial Insurance Inspectors focus on evaluating commercial properties for insurance purposes through inspections, while Property Insurance Adjusters handle claims by assessing damages after incidents. Both roles require licensing and industry-specific knowledge but serve different stages in the insurance process.

What are popular job titles related to Commercial Insurance Inspector jobs in California? For Commercial Insurance Inspector jobs in California, the most frequently searched job titles are:
What job categories do people searching Commercial Insurance Inspector jobs in California look for? The top searched job categories for Commercial Insurance Inspector jobs in California are:
What cities in California are hiring for Commercial Insurance Inspector jobs? Cities in California with the most Commercial Insurance Inspector job openings:
Commercial Insurance Inspector jobs near you
Infographic showing various Commercial Insurance Inspector job openings in California as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $40,892 per year, or $19.7 per hour.

Field Insurance Inspector - Los Angeles, CA

ExlService Holdings, Inc.

Los Angeles, CA • On-site

$23 - $25/hr

Full-time

PTO

Re-posted 8 days ago

ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

131st of 485 rated business services

Job description


The Business
EXL's Castle High Value and Risk Control divisions are the nation's leading residential and commercial insurance survey providers. Castle High Value provides replacement cost estimating and loss prevention services on high value homes for personal lines insurance carriers, and is the recognized leader in the industry. EXL Risk Control evaluates commercial businesses and their operations, documenting underwriting concerns and making recommendations for risk improvement.
EXL delivers industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. https://www.exlservice.com/survey-and-risk-control
Why Apply?
  • 17 days paid vacation, plus 10 paid holidays
  • Competitive pay and benefits, including paid sick leave
  • Superb training program
  • Work from home when not in the field
  • Career advancement opportunities
  • Tuition Reimbursement Program
  • Excellent culture and team
  • $2,250 Joining Bonus!

Pay Details:
  • Total compensation for this position is targeted at $23-$25+ per hour. The target total compensation consists of a base hourly wage and production-based incentive pay. Field Inspector incentive pay is a function of personal productivity and is uncapped. Incentive Pay is not sales based.
  • Pay Type: Hourly plus production incentives, in accordance with EXL's policies.

For more information on benefits and what we offer please visit us at https://www.exlservice.com/us-careers-and-benefits
The posted range is the hiring range for this role - a subset of the broader range available to employees over time - and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process.
EXL is looking for motivated and self-directed individuals who strive for excellence to work as a Field Insurance Inspector.
While experience in the insurance/loss control industry and knowledge of the construction and real estate business is certainly desirable, we understand experience in both personal lines and commercial lines insurance is rare.
All interested candidates are encouraged to submit their qualifications.
We provide a robust training program that ensures success and rapid integration with a top-notch team of insurance professionals.
Come join the EXL Survey and Risk Control team!
The Location
  • This is a Field position based out of your home office, requiring daily travel to client sites to conduct surveys serving the Los Angeles, CA. area

Responsibilities
Responsibilities
The Field Insurance Inspector conducts virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.
An added perk is the opportunity to regularly visit beautiful high-end custom homes in the most affluent locations in the service area.
The candidate should be capable of demonstrating a high degree of professionalism and expertise to all stakeholders in the survey process (Agents, Policyholders, Business Assistants, etc.).
Field Insurance Inspectors must complete the requisite number of surveys each month to achieve personal revenue production goals, and complete other special projects as assigned by their manager.
  • High Value Surveys
    • Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of the structure
    • Determine square footage of the home through detailed measurements or by replicating available building plans
    • Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
    • Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
    • Competed a detailed survey report write-up, including narrative assessments
  • Commercial Lines Risk Control Surveys
    • Conduct underwriting surveys and loss control assessments on commercial businesses
    • Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
    • Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
    • Document all hazards observed for underwriting, and make recommendations for risk improvement.
    • Complete a detailed survey report write-up, including narrative assessment

Qualifications
Knowledge, Skills, and Abilities Needed
  • High-degree of professionalism and emotional intelligence
  • Strong analytical skills and resourcefulness
  • Solid aptitude for risk assessment and replacement cost
  • Excellent written and oral communications
  • Proficiency with computer equipment and software
  • Ability to manage multiple projects at once, and handle time sensitive urgencies
  • Willingness to travel
  • High Value Survey or Commercial Survey experience appreciated

What ExlService Holdings employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply