Underwriting Inspector Jobs in California (NOW HIRING)

$140000 - $150000 per year | Los Angeles, CA | On-site | Permanent

We are seeking an experienced Vice President of Commercial Underwriting to lead the underwriting process for multifamily, commercial real estate, and commercial loans.

This is a highly visible leadership role responsible for managing a team of underwriters, maintaining strong credit standards, and partnering with lending professionals to evaluate and originate quality loans for the Bank’s portfolio.

The ideal candidate will bring deep multifamily underwriting experience, strong commercial credit judgment, and the ability to lead a team while ensuring all loans comply with established credit policies and banking regulations.

• Step into a senior leadership role with meaningful influence over credit quality and underwriting strategy
• Lead and develop an established commercial underwriting team
• Work closely with senior lending and executive leadership
• Manage a diverse portfolio of multifamily, commercial real estate, and commercial loans
• Contribute directly to the continued development of the Bank’s underwriting policies and procedures

• Manage and develop a team of multifamily, commercial real estate, and commercial loan underwriters
• Review and oversee detailed credit analysis, including cash flow, debt service coverage ratios, CAP rates, appraisals, borrower credit, and property performance
• Ensure underwriting decisions comply with Bank policies, regulatory requirements, and internal credit standards
• Manage the appraisal, environmental review, and property inspection process
• Independently review third-party reports to ensure properties qualify as appropriate collateral
• Partner with loan consultants, brokers, processors, funders, and senior management throughout the loan origination process
• Prepare and present loan packages and market summaries to the Senior Loan Committee
• Provide guidance regarding commercial loan programs, pricing, policies, and underwriting requirements
• Identify opportunities to improve underwriting policies, procedures, and overall credit management
• Support the Bank in maintaining satisfactory internal and external audit results

• At least 5 years of direct multifamily residential underwriting experience
• Strong knowledge of underwriting apartment properties containing approximately 5–75 units
• Experience underwriting commercial real estate and commercial loans
• Thorough understanding of cash flow analysis, DSCR, CAP rates, appraisals, environmental reports, inspections, and credit analysis
• Previous leadership, management, or team-development experience
• Ability to effectively present credit recommendations to senior leadership or loan committees
• Strong knowledge of commercial lending regulations and compliance requirements
• Excellent analytical, organizational, written, and verbal communication skills
• Ability to manage multiple active transactions while meeting deadlines
• Advanced computer skills
• High school diploma required
• Bachelor’s degree preferred

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.

Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.