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Production Underwriting Professional

Commercial Property Catastrophe (Flood & Wind)

This is a remote position in the US

The Production Underwriting Professional is responsible for driving profitable growth and delivering specialized underwriting expertise for commercial property catastrophe exposures, with a primary focus on flood and wind coverages. This role evaluates, prices, and underwrites complex commercial property risks aligned with delegated underwriting authority while developing strong relationships with retail brokers, agents, and clients.

The ideal candidate combines technical underwriting expertise, strong sales and business development skills, and a disciplined approach to portfolio management. The position requires balancing new business production goals with underwriting profitability standards, ensuring that risks are appropriately structured, priced, and managed within established underwriting guidelines.

Aon is in the business of better decisions

At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.

As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed.

What the day will look like

Production & Business Development

• Manage and triage new business submissions to grow a profitable portfolio of commercial property catastrophe business.  Including the prioritization of multiple submissions, outstanding quotes, additional information needed, and requests.
• Develop and maintain strong relationships with insurance brokers, agents, and carrier partners.
• Understand product features, underlying coverages, and authority limits to identify new business opportunities and expand existing client relationships.
• Meet or exceed production, retention, and revenue objectives.

Underwriting & Risk Analysis

• Understand multiple P&C coverage lines such as: Primary Flood, Excess Flood, Commercial Flood, NFIP guidelines, Deductible Buyback, and RCBAP
• Analyze commercial property submissions with emphasis on flood and wind exposures.  Including the evaluation of insurance applications and related documents, including Elevation Certificates, loss data, Flood Risk Scores/Surge Reports, statement of values and other information needed to accurately evaluate and classify the degree of risk in relation to proposed coverage limits.
• Evaluate catastrophe modeling outputs, loss histories, construction characteristics, occupancy, protection, and exposure data to prepare insurance quotes and proposals.
• Assess coastal, inland flood, named storm, hurricane, and severe convective storm risks to provide recommendations for referrals to markets.
• Structure coverage solutions and recommend appropriate limits, deductibles, and terms in accordance with delegated authority.

Operational Excellence

• Maintain accurate documentation and underwriting files.
• Utilize underwriting systems, catastrophe modeling platforms, and CRM tools effectively.  Including the Microsoft suite of tools, AI platforms, Salesforce, Adobe Acrobat.
• Ensure compliance with underwriting authority, regulatory requirements, and company standards.
• Participate in process improvement initiatives to enhance productivity and service delivery.
• Candidate should be organized, able to prioritize work and possess effective time management skills in a fast-paced environment.
• Work well with team members and co-workers in a virtual setting, participate in and support an underwriting team environment, advance your knowledge with formal educational courses, and interact with management.

Qualifications: 

Required

• Experience underwriting commercial property insurance risks.
• Knowledge of catastrophe coverages, including flood and wind exposures.
• Strong analytical, sales, and relationship management skills.
• Ability to evaluate complex risk information and make sound underwriting decisions.
• Excellent communication and negotiation abilities.

Preferred

• Experience with CAT modeling tools and exposure management platforms.
• Knowledge of coastal property risks, NFIP programs, excess flood markets, and wind underwriting practices.
• Experience working with large schedule commercial property accounts.
• P&C license preferred

Success Measures

• New business premium growth
• Renewal retention rate
• Quote-to-bind conversion ratio
• Portfolio profitability
• Broker relationship development
• Service level adherence
• Quality and accuracy of underwriting decisions

For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances.

Aon is not accepting unsolicited resumes from search firms for this position. If you are a search firm, you will not be compensated in any way for your submission of a candidate, even if Aon hires that candidate.

Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Pay Transparency Laws:

The salary range for this position (intended for U.S. applicants) is $60,000 to $70,000 annually. The actual salary will vary based on applicant’s education, experience, skills, and abilities, as well as internal equity and alignment with market data.  The salary may also be adjusted based on applicant’s geographic location.

This position is eligible to participate in one of Aon’s annual incentive plans to receive an annual discretionary bonus in addition to base salary.  The amount of any [bonus] [production incentives] varies and is subject to the terms and conditions of the applicable incentive plan.

      A summary of all the benefits offered for this position:

Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon’s discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions.  Eligibility for benefits is governed by the applicable plan documents and policies.

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