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Commercial Credit Jobs (NOW HIRING)

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

We are currently looking to fill several Commercial Credit Analyst positions. We are looking for individuals who are passionate, driven, collaborative, and solutions oriented. We are dedicated in ...

M&T Bank

Commercial Credit Analyst

Rochester, NY · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

MRINetwork Jobs

Commercial Credit Analyst

Jim Thorpe, PA · On-site

$55K - $75K/yr

About We have a great opportunity for a Commercial Credit Analyst looking to grow their career with an established community bank in Northeast Pennsylvania. Our client is a financially strong ...

M&T Bank

Commercial Credit Analyst

New York, NY · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

M&T Bank

Commercial Credit Analyst

Paramus, NJ · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

M&T Bank

Commercial Credit Analyst

New York, NY · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

MRINetwork Jobs

Commercial Credit Analyst

Jim Thorpe, PA · On-site

$55K - $75K/yr

About We have a great opportunity for a Commercial Credit Analyst looking to grow their career with an established community bank in Northeast Pennsylvania. Our client is a financially strong ...

M&T Bank

Commercial Credit Analyst

Paramus, NJ · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

M&T Bank

Commercial Credit Analyst

Rochester, NY · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

M&T Bank

Commercial Credit Analyst

New York, NY · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

M&T Bank

Commercial Credit Analyst

Cleveland, OH · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

M&T Bank

Commercial Credit Analyst

New York, NY · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

M&T Bank Corporation

$76 - $127/hr

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

New

M&T Bank

Commercial Credit Analyst

New York, NY · On-site

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships.

M&T Bank Corporation

Commercial Credit Analyst

Cleveland, OH · On-site

$62.20 - $103.60/hr

## Commercial Credit AnalystApplyremote type: Hybrid Positionlocations: Cleveland, OHtime type: Full timeposted on: Posted Todayjob requisition id: R87550**Overview:**A member of the Commercial Credit ...

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All JobsCommercial Credit Jobs

Commercial Credit information

See salary details

$46.5K

$60.6K

$80.5K

How much do commercial credit jobs pay per year?

As of Sep 5, 2026, the average yearly pay for commercial credit in the United States is $60,638.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $65,000.00 per year, depending on experience, location, and employer.

What is commercial credit?

Commercial credit refers to the lending and extension of credit by financial institutions or suppliers to businesses, rather than individuals. It typically involves loans, lines of credit, or trade credit used for business operations, expansion, or capital purchases. Commercial credit professionals assess the financial health of businesses to determine their creditworthiness and manage risk for the lender. This process often includes analyzing financial statements, industry trends, and the business's credit history.

What are some common challenges faced in a commercial credit role, and how are they typically addressed?

Professionals in Commercial Credit often encounter challenges such as evaluating complex financial statements, managing risk exposure, and balancing the needs of clients with the institution’s credit policies. To address these, teams regularly conduct thorough financial analyses, collaborate closely with relationship managers and underwriters, and participate in ongoing training to stay updated on industry regulations and credit risk assessment techniques. Open communication with internal stakeholders and clients is crucial to ensure informed decision-making and maintain strong business relationships.

What are the key skills and qualifications needed to thrive as a commercial credit analyst, and why are they important?

To thrive as a Commercial Credit Analyst, you need strong analytical skills, financial acumen, and a degree in finance, accounting, or a related field. Familiarity with financial modeling software, credit analysis tools, and systems like Moody’s or S&P Capital IQ is typically required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating credit risk and presenting findings. These skills ensure accurate risk assessments, informed lending decisions, and the protection of the institution's financial interests.

What is the difference between Commercial Credit vs Commercial Loan Officer?

AspectCommercial CreditCommercial Loan Officer
Primary RoleAssessing creditworthiness of business clients and analyzing financial dataSelling and managing commercial loan products, guiding clients through loan processes
Required CredentialsFinancial analysis skills, credit analysis certifications often preferredSales skills, financial knowledge, sometimes certifications in lending
Work EnvironmentBank or financial institution's credit departmentBank branches, lending offices, client meetings
Industry UsageUsed across banking and finance sectors for credit assessmentUsed in banking and lending institutions for client acquisition and loan management

Commercial Credit professionals focus on evaluating the creditworthiness of business clients by analyzing financial data, while Commercial Loan Officers actively promote and manage commercial loans, working directly with clients to secure financing. Both roles require financial knowledge, but their daily tasks and interactions differ significantly.

More about Commercial Credit jobs

What cities are hiring for Commercial Credit jobs?

Cities with the most Commercial Credit job openings:

What are the most commonly searched types of Commercial Credit jobs?

The most popular types of Commercial Credit jobs are:

What states have the most Commercial Credit jobs?

States with the most job openings for Commercial Credit jobs include:

Commercial Credit jobs near you
Infographic showing various Commercial Credit job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $60,638 per year, or $29.2 per hour.

Commercial Credit Analyst

Chino Commercial Bank

Chino, CA • On-site

$22 - $27/hr

Full-time

Re-posted 29 days ago

Job description

Job Type
Full-time
Description
INTRODUCTION
We welcome you to join our Chino Commercial Bank Team!
We are currently looking to fill several Commercial Credit Analyst positions. We are looking for individuals who are passionate, driven, collaborative, and solutions oriented.
We are dedicated in creating a championing environment where you can grow and thrive.
Our Mission is to provide exceptional customer service to make a difference in the lives of our customers and communities.
SUMMARY
The position of Commercial Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; assists loan officers in writing loan requests; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. This employee must maintain compliance within audit, internal controls, security, BSA, CTR standards
ESSENTIAL DUTIES
1. Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
2. Assists loan officers in gathering data from customers, internal and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; contacts customers for additional information and clarification of data.
3. Compiles data from credit bureaus, conducts industry peer comparisons, performs cash flow analyses and other such tasks and comparisons.
4. Writes financial reviews and reports; makes recommendation on loan structures and terms to loan officers.
5. Assists loan officers in coordinating processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans.
6. Informs loan officers when up-to-date financial statements are needed; ensures credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved
7. Assist loan officers in the review and renewal of credit facilities; provides back-up support.
8. Checks pledged assets as requested by loan officers.
9. Assists with on-going computerization of the loan review function.
10. Assists loan officers in verification of funds with mortgage companies and contractors.
11. Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition.
12. May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business.
13. Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.
14. Assists in providing deposit and loan account ratings for loan officers.
15. Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
16. Operates computer terminal or personal computer to obtain and process data.
17. Answers telephones, answers questions and directs callers to proper Bank personnel.
Requirements
  • Associate's degree (AA) or equivalent from a two year college or technical school; or four years related experience and/or training; or the equivalent combination of education and experience.
  • Work related experience should consist of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
  • Experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
  • Knowledge of commercial, construction, real estate and consumer loan processing.
  • Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
  • Knowledge of related state and federal loan regulations and other Bank lending policies.
  • Ability to effectively present information and respond to questions from groups of managers, customers, and members of the general public.
  • Skills in computer terminal and personal computer operation; mainframe computer system; and word processing and spreadsheet software.
  • Typing skills to meet production needs of the position.
  • Math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
  • Effective oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
  • Ability to deal with normal problems involving multiple facets and variables in non-standardized situations.
  • Excellent organizational and time management skills.
  • Ability to work with minimal supervision while performing duties.
  • Current California driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
  • The incumbent must be able to perform this position safely, without endangering the health or safety to himself or herself or others

Salary Description
$22.00 - $27.00 hourly

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