ZipRecruiter

Log In

1

Commercial Credit Risk Officer Jobs (NOW HIRING)

Dahl Consulting

Credit Officer II

Fargo, ND · On-site

$72K - $100K/yr

The Credit Officer will be responsible for supporting the commercial credit risk management function by evaluating commercial lending opportunities, assessing portfolio risk, and providing ...

Brex

Director, Credit Risk

San Francisco, CA · On-site

Lead high stakes conversations with client (CFO teams), partners, regulators and auditors Requirements * 10+ years of experience in commercial credit risk, commercial underwriting, portfolio ...

Brex

Director, Credit Risk

Seattle, WA · On-site

Lead high stakes conversations with client (CFO teams), partners, regulators and auditors Requirements * 10+ years of experience in commercial credit risk, commercial underwriting, portfolio ...

Brex

Director, Credit Risk

New York, NY · On-site

Lead high stakes conversations with client (CFO teams), partners, regulators and auditors Requirements * 10+ years of experience in commercial credit risk, commercial underwriting, portfolio ...

Brex

Director, Credit Risk

San Francisco, CA · On-site

Lead high stakes conversations with client (CFO teams), partners, regulators and auditors Requirements * 10+ years of experience in commercial credit risk, commercial underwriting, portfolio ...

Brex

Director, Credit Risk

Salt Lake City, UT · On-site

Lead high stakes conversations with client (CFO teams), partners, regulators and auditors Requirements * 10+ years of experience in commercial credit risk, commercial underwriting, portfolio ...

Brex

Director, Credit Risk

Salt Lake City, UT · On-site

Lead high stakes conversations with client (CFO teams), partners, regulators and auditors Requirements * 10+ years of experience in commercial credit risk, commercial underwriting, portfolio ...

Brex

Director, Credit Risk

Manhattan, NY · On-site

Lead high stakes conversations with client (CFO teams), partners, regulators and auditors Requirements * 10+ years of experience in commercial credit risk, commercial underwriting, portfolio ...

Brex

Director, Credit Risk

Seattle, WA · On-site

Lead high stakes conversations with client (CFO teams), partners, regulators and auditors Requirements * 10+ years of experience in commercial credit risk, commercial underwriting, portfolio ...

Stifel

Venture Banking Credit Risk Officer

Boston, MA · On-site

What You'll Be Doing The Venture Banking Credit Risk Officer is responsible for the overall application and effectiveness of the Bank's credit policy and procedures. This position will work directly ...

previous page

Showing results 41-60

All JobsFinance And Insurance JobsCredit JobsCredit Analyst JobsCommercial Credit Risk Officer Jobs

Commercial Credit Risk Officer information

See salary details

$76.5K

$134.9K

$210.5K

How much do commercial credit risk officer jobs pay per year?

As of Sep 10, 2026, the average yearly pay for commercial credit risk officer in the United States is $134,851.00, according to ZipRecruiter salary data. Most workers in this role earn between $109,000.00 and $154,000.00 per year, depending on experience, location, and employer.

What does a commercial credit risk officer do?

A Commercial Credit Risk Officer is responsible for evaluating and managing the credit risk associated with lending to businesses. They analyze financial statements, assess the creditworthiness of corporate clients, and make recommendations on loan approvals or denials. Their work helps financial institutions minimize losses due to defaults while supporting business growth. Additionally, they monitor existing loan portfolios and ensure compliance with regulatory guidelines.

What are the key skills and qualifications needed to thrive as a commercial credit risk officer?

To thrive as a Commercial Credit Risk Officer, you need strong analytical skills, financial statement analysis expertise, and a background in finance or accounting, often supported by a relevant degree. Familiarity with credit risk modeling tools, loan origination systems, and industry-standard risk assessment software is typically required, and certifications like CFA or FRM can be advantageous. Excellent communication, critical thinking, and decision-making abilities help you effectively evaluate borrowers and convey risk findings to stakeholders. These skills are crucial for accurately assessing creditworthiness, mitigating financial losses, and supporting sound lending decisions in commercial banking.

What are some common challenges faced by commercial credit risk officers when assessing loan applications from new clients?

Commercial Credit Risk Officers often encounter challenges such as limited or inconsistent financial documentation from new clients, making it difficult to accurately assess creditworthiness. Additionally, evaluating the risk of businesses in emerging or rapidly changing industries can be complex due to the lack of historical data or volatile market conditions. Officers must also navigate tight deadlines while maintaining diligence in risk analysis and ensuring compliance with regulatory standards. Close collaboration with relationship managers and other departments is essential to gather relevant information and make well-informed lending decisions.

What states have the most Commercial Credit Risk Officer jobs?

States with the most job openings for Commercial Credit Risk Officer jobs include:

What are popular job titles related to Commercial Credit Risk Officer jobs?

For Commercial Credit Risk Officer jobs, the most frequently searched job titles are:

Infographic showing various Commercial Credit Risk Officer job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $134,851 per year, or $64.8 per hour.

Credit Officer II

Fargo, ND • On-site

Dahl Consulting
Recruiting and Staffing Services • 51 - 200 employees
Learn more about Dahl Consultingexternal

$72K - $100K/yr

Other

Medical, Dental, Vision, Retirement

Posted 21 days ago

Job description

Job Description
Title: Credit Officer
Location: Fargo, ND (Grand Forks also an option)
Job Type: Permanent/Direct-Hire
Compensation: $72,500-100,000
Industry: Banking & Financial Services
---
About the Role
Our firm is partnering with a well-established regional financial institution to identify a Credit Officer to join its commercial banking team in Grand Forks, North Dakota. This organization serves a diverse client base across commercial industries and is known for its relationship-focused approach, strong community presence, and commitment to balancing sound risk management with practical business solutions.
This role is ideal for a credit professional with a background in commercial credit analysis, underwriting, or credit risk management who enjoys evaluating complex lending opportunities and partnering with commercial banking teams to support responsible portfolio growth. The successful candidate will work with an experienced, collaborative leader who values employee development, open communication, and solution-oriented thinking. Job Description
The Credit Officer will be responsible for supporting the commercial credit risk management function by evaluating commercial lending opportunities, assessing portfolio risk, and providing independent credit recommendations. This role requires strong analytical skills, sound judgment, and the ability to identify emerging business and industry trends that may affect borrower performance and credit quality.
Key Responsibilities
  • Analyze and spread commercial financial statements for existing and prospective borrowers.
  • Prepare comprehensive written credit analyses for new loans, renewals, modifications, and annual reviews.
  • Assess borrower financial performance, repayment capacity, and overall creditworthiness.
  • Identify business, industry, and market trends that may impact credit quality and lending decisions.
  • Provide independent recommendations regarding credit structure, loan feasibility, collateral requirements, repayment terms, and pricing considerations.
  • Monitor portfolio credit quality and review interim financial reporting to identify potential risk concerns.
  • Maintain and validate loan risk ratings to ensure accurate reflection of portfolio risk exposure.
  • Participate in loan committee meetings and support commercial lending teams with credit-related guidance.
  • Attend client meetings alongside commercial banking officers when appropriate.
  • Ensure compliance with internal credit policies, procedures, and regulatory requirements.
  • Support audits, regulatory examinations, reporting initiatives, and other credit risk management activities as needed.
  • Assist in the development, mentoring, and training of team members within the credit administration function.
  • Collaborate with loan documentation and loan operations staff to ensure accurate and compliant loan processing.
  • Manage multiple priorities and systems while maintaining high-quality work and meeting established deadlines.
Qualifications
Required
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
  • 3-5 years of experience in commercial credit analysis, credit underwriting, credit risk management, lending, or bank examination.
  • Experience analyzing commercial financial statements and evaluating commercial lending opportunities.
  • Strong understanding of commercial credit principles, loan structures, and risk assessment methodologies.
  • Excellent analytical, written, and verbal communication skills.
  • Ability to exercise independent judgment when evaluating credit risks and recommending lending decisions.
  • Proficiency with financial analysis tools, banking systems, and Microsoft Office applications.
  • Strong organizational skills with the ability to manage multiple deadlines and priorities.
Preferred
  • Commercial underwriting experience.
  • Experience working primarily within commercial banking rather than consumer lending.
  • Agricultural lending or agricultural credit experience.
  • Knowledge of loan documentation and commercial loan administration processes.
  • Experience participating in loan committees or credit approval processes.
  • Prior experience mentoring junior credit professionals or supporting staff development initiatives.
Benefits
Our partner offers a comprehensive benefits package including, healthcare, (medical, dental, vision) employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements. How to Apply
Take the first step on your new career path!To submit yourself for consideration for this role, simply click the apply button and complete our mobile-friendly online application. Once we've reviewed your application details, a recruiter will reach out to you with next steps! Equal Opportunity Statement
As an equal opportunity employer, Dahl Consulting welcomes candidates of all backgrounds and experiences to apply. If this position sounds like the right opportunity for you, we encourage you to take the next step and connect with us. We look forward to meeting you!
#LI-MJ1
#LI-Onsite
Dahl Consulting is proud to offer a comprehensive benefits package to eligible contract employees that will allow you to choose the best coverage to meet your family's needs. For details, please review our Benefits Summary: www.dahlconsulting.com/benefits-w2fta.
Dahl Consulting is an Equal Opportunity Employer and does not discriminate in employment on the basis of race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, retaliation, parental status, military service, or other applicable legally protected characteristics.
Review DAHL & earn up to $100 | www.dahlconsulting.com/review-us
Refer a friend for rewards | www.dahlconsulting.com/careers/refer-a-friend

Apply