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Commercial Banking Portfolio Manager Jobs in Rio Rancho, NM

UMB Financial

Portfolio Manager - BBLC

Albuquerque, NM

$67K - $99K/yr

As the Portfolio Manager - BBBLC, you will be responsible for assisting Business Banking and Practice Finance officers in the portfolio management activities (generally loans over $500,000) that are ...

UMB Financial Corporation

Private Banker I

Albuquerque, NM · On-site

$69K - $109K/yr

Additionally, will partner with wealth management, retail, commercial banking & other lines of business to provide financial solutions across the UMB footprint through an exclusive delivery model.

UMB Financial

Private Banker I

Albuquerque, NM · On-site

$69K - $109K/yr

Additionally, will partner with wealth management, retail, commercial banking & other lines of business to provide financial solutions across the UMB footprint through an exclusive delivery model.

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Commercial Banking Portfolio Manager information

See Rio Rancho, NM salary details

$52.2K

$98.7K

$132.2K

How much do commercial banking portfolio manager jobs pay per year?

As of Sep 3, 2026, the average yearly pay for commercial banking portfolio manager in Rio Rancho, NM is $98,718.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,700.00 and $116,200.00 per year, depending on experience, location, and employer.

What does a commercial banking portfolio manager do?

A Commercial Banking Portfolio Manager is responsible for managing a portfolio of business clients, ensuring their financial needs are met while minimizing risk to the bank. They analyze financial statements, assess creditworthiness, structure loans, and monitor the ongoing performance of accounts. In addition, they work closely with relationship managers to develop financial solutions for clients and ensure compliance with banking regulations. Their goal is to maintain profitable client relationships and manage credit risk effectively.

What are the key skills and qualifications needed to thrive as a commercial banking portfolio manager?

To thrive as a Commercial Banking Portfolio Manager, you need a solid background in finance, credit analysis, and risk management, usually supported by a bachelor’s degree in finance, business, or a related field. Proficiency with financial modeling software, loan origination systems, and CRM platforms is typically required, along with certifications like CFA or CPA being advantageous. Strong relationship management, negotiation skills, and attention to detail help you build trust with clients and ensure portfolio quality. These competencies are crucial for maintaining profitable client relationships, mitigating risk, and ensuring compliance in a dynamic financial environment.

How does a commercial banking portfolio manager typically collaborate with relationship managers and credit analysts?

A Commercial Banking Portfolio Manager works closely with relationship managers to ensure clients' financial needs are met while maintaining the bank's risk standards. They also partner with credit analysts to assess the creditworthiness of clients and structure appropriate loan solutions. Regular communication and joint meetings are common, as the Portfolio Manager reviews client portfolios, addresses risk concerns, and supports cross-functional teams in delivering comprehensive banking services. This collaboration is essential for managing client relationships effectively and ensuring portfolio quality.

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For Commercial Banking Portfolio Manager jobs in Rio Rancho, NM, the most frequently searched job titles are:

What job categories do people searching Commercial Banking Portfolio Manager jobs in Rio Rancho, NM look for?

The top searched job categories for Commercial Banking Portfolio Manager jobs in Rio Rancho, NM are:

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Cities near Rio Rancho, NM with the most Commercial Banking Portfolio Manager job openings:

Commercial Banking Portfolio Manager jobs near you
Infographic showing various Commercial Banking Portfolio Manager job openings in Rio Rancho, NM as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $94,656 per year, or $45.5 per hour.

Portfolio Manager - BBLC

UMB Financial

Albuquerque, NM

$67K - $99K/yr

Full-time

Posted 29 days ago

Job description

As the Portfolio Manager - BBBLC, you will be responsible for assisting Business Banking and Practice Finance officers in the portfolio management activities (generally loans over $500,000) that are reviewed, decisioned and managed by the BBLC (Business Banking Loan Center). You will partner with and support both relationship managers and client managers. You will perform credit underwriting related to requests for renewals, modifications, changes in terms, credit reviews and reaffirmations for the Business Banking and credit portfolios.

How you'll spend your time:

  • You will analyze business and personal financial statements and work with the Business Banking Loan Center underwriting team to perform financial spreading of those statements.
  • You will present solutions to credit structure, covenants, financial reporting requirements and other credit conditions to the Underwriter.
  • You will monitor portfolio continuously by tracking loan exceptions, BBC, covenants, pas dues and other portfolio management activities.
  • You will recognize and manage early warning signs for the portfolio on a recurring basis and follow established protocol for actions that need to be taken.
  • You will provide specialized risk guidance and advice on existing portfolio of watch list credits across a multi-state geographical footprint.
  • You will secure financial information and test covenants requirements.
  • You will provide timely client follow up and ensure that loan servicing actions, such as past due payment collections, demand letters, law suits, and liquidations are properly administered. You may perform site visits if needed.
  • You will address complaints successfully, resolve documentation exceptions and covenant requirement violations.
  • Other duties as assigned.

We're excited to talk with you if:

  • You possess a Bachelor's Degree in Business, Accounting, Finance or related area with at least 6 hours of accounting AND 1+ year in Business Loan experience (up to $5MM) AND 1+ year credit analysis experience.
  • OR, you have any combination of education and experience that would provide an equivalent background.
  • You demonstrate credit decision making skills and ability.
  • You demonstrate financial analytical skills with ability to solve complex problems by interpreting data and results.
  • You demonstrate excellent writing skills to create credit memos.
  • You demonstrate excellent verbal and interpersonal skills to communicate with sales force and credit managers.
  • You demonstrate ability to work independently.
  • You demonstrate proficiency of Excel, and Word to create tables and worksheets for credit memos.

Bonus points if:

  • You have previous Business Loan collections experience.
  • You have 2 years' Business Loan credit underwriting.
  • You have knowledge of Capital Stream, FIS/BIS.
  • You have an aptitude to think strategically and envision future state of the portfolio.
This position was posted on 08/04/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range:

$67,869 - $99,836

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.


UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.


If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.


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