Values collateral when necessary, reviews appraisals and assesses collateral coverage. f. Assigns ... operations. 3. Advanced ability to analyze financial statement data and distill conclusions 4. ...
Values collateral when necessary, reviews appraisals and assesses collateral coverage. f. Assigns ... operations. 3. Advanced ability to analyze financial statement data and distill conclusions 4. ...
Translate physical risk into credit impacts on asset quality, collateral values, insurance, and ... Responsible for running complex business performance, risk and operational analytics. May include ...
Translate physical risk into credit impacts on asset quality, collateral values, insurance, and ... Responsible for running complex business performance, risk and operational analytics. May include ...
... quality, collateral values, insurance, and concentration. • Produce defensible analytics for ... Responsible for running complex business performance, risk and operational analytics. May include ...
... quality, collateral values, insurance, and concentration. • Produce defensible analytics for ... Responsible for running complex business performance, risk and operational analytics. May include ...
Portfolio Analyst
Cleveland, OH · On-site
The Portfolio Analyst is responsible for supporting the Asset Manager by identifying and mitigating the credit, financial, operational, physical and market risks impacting the collateral of the ...
Portfolio Analyst
Cleveland, OH · On-site
The Portfolio Analyst is responsible for supporting the Asset Manager by identifying and mitigating the credit, financial, operational, physical and market risks impacting the collateral of the ...
The Portfolio Analyst is responsible for supporting the Asset Manager by identifying and mitigating the credit, financial, operational, physical and market risks impacting the collateral of the ...
The Portfolio Analyst is responsible for supporting the Asset Manager by identifying and mitigating the credit, financial, operational, physical and market risks impacting the collateral of the ...
Credit Analyst
Canfield, OH · On-site
Review appraisals and environmental reports to ensure accurate collateral analysis * Understand ... operations and ability to repay loan. * Knowledge of Word, Excel, and Outlook and Internet ...
Credit Analyst
Canfield, OH · On-site
Review appraisals and environmental reports to ensure accurate collateral analysis * Understand ... operations and ability to repay loan. * Knowledge of Word, Excel, and Outlook and Internet ...
Review key metrics, conduct trend analyses, and lead performance dialogues to drive continuous ... Complete required documentation, attend team and leadership meetings, support collateral projects ...
Review key metrics, conduct trend analyses, and lead performance dialogues to drive continuous ... Complete required documentation, attend team and leadership meetings, support collateral projects ...
... and operations. * Completes research, ensures accuracy of calculations and analyses, and meets ... Prepares collateral for defending state filing materials, and partners with the IT team to ...
... and operations. * Completes research, ensures accuracy of calculations and analyses, and meets ... Prepares collateral for defending state filing materials, and partners with the IT team to ...
... and operations. * Completes research, ensures accuracy of calculations and analyses, and meets ... Prepares collateral for defending state filing materials, and partners with the IT team to ...
... and operations. * Completes research, ensures accuracy of calculations and analyses, and meets ... Prepares collateral for defending state filing materials, and partners with the IT team to ...
Intern, Curio Fund Operations
Cincinnati, OH · On-site
$15 - $19.50/hr
Help prepare monthly performance and risk updates, portfolio analytics, sales team talking points ... sheets, marketing collateral, and other advisor-facing materials * Help gather and organize ...
Intern, Curio Fund Operations
Cincinnati, OH · On-site
$15 - $19.50/hr
Help prepare monthly performance and risk updates, portfolio analytics, sales team talking points ... sheets, marketing collateral, and other advisor-facing materials * Help gather and organize ...
Intern, Curio Fund Operations
Cincinnati, OH · On-site
$14.75 - $19.25/hr
Help prepare monthly performance and risk updates, portfolio analytics, sales team talking points ... sheets, marketing collateral, and other advisor-facing materials * Help gather and organize ...
Intern, Curio Fund Operations
Cincinnati, OH · On-site
$14.75 - $19.25/hr
Help prepare monthly performance and risk updates, portfolio analytics, sales team talking points ... sheets, marketing collateral, and other advisor-facing materials * Help gather and organize ...
Prepare cash flow, collateral schedules, covenant sensitivity calculations, and guarantor statement ... Understand and adhere to applicable compliance/operational risk controls in accordance with Company ...
Prepare cash flow, collateral schedules, covenant sensitivity calculations, and guarantor statement ... Understand and adhere to applicable compliance/operational risk controls in accordance with Company ...
Commercial Credit Analyst
Cleveland, OH · On-site
Prepare cash flow, collateral schedules, covenant sensitivity calculations, and guarantor statement ... Understand and adhere to applicable compliance/operational risk controls in accordance with Company ...
Commercial Credit Analyst
Cleveland, OH · On-site
Prepare cash flow, collateral schedules, covenant sensitivity calculations, and guarantor statement ... Understand and adhere to applicable compliance/operational risk controls in accordance with Company ...
Work with Legal on definitive documentation; with Operations/TM to implement cash management ... Champion technology adoption for collateral analysis and underwriting workflow. * Familiarity with ...
New
Work with Legal on definitive documentation; with Operations/TM to implement cash management ... Champion technology adoption for collateral analysis and underwriting workflow. * Familiarity with ...
New
Work with Legal on definitive documentation; with Operations/TM to implement cash management ... Champion technology adoption for collateral analysis and underwriting workflow. Familiarity with ...
New
Work with Legal on definitive documentation; with Operations/TM to implement cash management ... Champion technology adoption for collateral analysis and underwriting workflow. Familiarity with ...
New
Loan Support Analyst Sr - Specialty (Commercial)
Brecksville, OH · On-site +1
$41K - $75K/yr
Reviews transactions and related documents, including collateral and construction requirements ... Operational Functions, Products and Services, Relationship Management Work Experience Roles at this ...
Loan Support Analyst Sr - Specialty (Commercial)
Brecksville, OH · On-site +1
$41K - $75K/yr
Reviews transactions and related documents, including collateral and construction requirements ... Operational Functions, Products and Services, Relationship Management Work Experience Roles at this ...
Senior Case Analyst
Cincinnati, OH · On-site
... of attorneys, collateral assignments, trust agreements and court orders to determine if the ... Operations, Agency, Actuarial, Technical Support, Auditing and Law. Conducts training with ...
Senior Case Analyst
Cincinnati, OH · On-site
... of attorneys, collateral assignments, trust agreements and court orders to determine if the ... Operations, Agency, Actuarial, Technical Support, Auditing and Law. Conducts training with ...
Senior Case Analyst
Cincinnati, OH · On-site
... of attorneys, collateral assignments, trust agreements and court orders to determine if the ... Operations, Agency, Actuarial, Technical Support, Auditing and Law. Conducts training with ...
Senior Case Analyst
Cincinnati, OH · On-site
... of attorneys, collateral assignments, trust agreements and court orders to determine if the ... Operations, Agency, Actuarial, Technical Support, Auditing and Law. Conducts training with ...
Senior Case Analyst
Cincinnati, OH · On-site
... of attorneys, collateral assignments, trust agreements and court orders to determine if the ... Operations, Agency, Actuarial, Technical Support, Auditing and Law. Conducts training with ...
Senior Case Analyst
Cincinnati, OH · On-site
... of attorneys, collateral assignments, trust agreements and court orders to determine if the ... Operations, Agency, Actuarial, Technical Support, Auditing and Law. Conducts training with ...
Senior Financial Reporting Analyst - Financial Institution Services
Cincinnati, OH · Hybrid
$82K - $102K/yr
With over 30 specialty and property and casualty operations, there are always opportunities here to ... The Division insures all forms of collateral securing mortgages, retail installment contracts and ...
Senior Financial Reporting Analyst - Financial Institution Services
Cincinnati, OH · Hybrid
$82K - $102K/yr
With over 30 specialty and property and casualty operations, there are always opportunities here to ... The Division insures all forms of collateral securing mortgages, retail installment contracts and ...
Collateral Operations Analyst information
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What is the difference between Collateral Operations Analyst vs Credit Analyst?
| Aspect | Collateral Operations Analyst | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, financial certifications (e.g., CFA, FRM) | Bachelor's degree, financial certifications (e.g., CFA, CPA) |
| Work Environment | Financial institutions, trading desks, collateral management teams | Banks, lending institutions, credit departments |
| Employer & Industry Usage | Primarily in asset management, trading, and collateral management | In lending, banking, and credit risk assessment |
| Common Search & Comparison Intent | Understanding operational roles in collateral management | Assessing creditworthiness and risk |
The Collateral Operations Analyst focuses on managing collateral processes, ensuring proper documentation, and mitigating operational risks related to collateral. In contrast, a Credit Analyst evaluates the creditworthiness of borrowers, analyzing financial data to assess risk. Both roles require financial certifications and work within financial institutions, but they serve different functions within the industry.
First Commonwealth Bank rating
7.7
Based on 11 frontline employees who took The Breakroom Quiz
80th of 149 rated banks
Job description
Promotes First Commonwealth’s asset quality through unbiased, accurate, thorough and timely risk assessment which is accomplished by analyzing financial statements and related credit data. Prepares organized and comprehensive reports which assess the credit-worthiness of a loan request and provide the appropriate authority with the necessary information to make an informed lending decision. Prepares organized and comprehensive reports for existing loan relationships which assess the continued credit-worthiness of the client. Assist in the development of FCB’s credit culture through projects and reporting related to credit quality, portfolio quality and policy and procedures.
Essential Job Responsibilities__________________________________
1. Performs tasks for the credit analysis process.
a. Conducts credit investigations and analyzes credit information pertaining to loans.
b. Breaks down the balance sheet and income statement accounts; analyzes the results and compares the current financial results to the prior financial periods.
c. Prepares reports to summarize analysis of borrowers’ financial condition and capacity to repay debt. Prepares loan request submissions for various Loan Committees or other approving authorities.
d. Prepares projections on income, sales, expenses and net worth of the client with the credit report or for a request by the lender or management.
e. Values collateral when necessary, reviews appraisals and assesses collateral coverage.
f. Assigns Risk Ratings.
g. Follows assigned portfolio or accounts for updated financial statements or other relevant information to assess borrower credit quality through the quarterly triage process.
h. Assists loan officers in gathering information relevant to analyzing the borrower.
i. Prepares reports on problem assets for the Criticized Asset Committee.
j. Participates or assists in projects or tasks necessary for the Credit Administration function.
k. Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.
2. Achieves goals assigned to the Credit Analyst as part of the department’s annual operating plan.
3. Adheres to the Credit Analysis department’s Service Level Agreement with the Commercial Services and Consumer Services business line.
Bona Fide Occupational Qualifications___________________________
1. A Bachelor’s degree in Accounting/Finance/Economics or a related field of study or equivalent experience; preferred specialized financial analysis training. A minimum of two (2) years related experience as an Associate Credit Analyst or equivalent experience with another financial institution.
2. A thorough knowledge of commercial lending and loan review regulations and banking regulations, procedures, and operations.
3. Advanced ability to analyze financial statement data and distill conclusions
4. Strong communication skills across all bank platforms including peers, management and outside customers.
5. A strong knowledge of accounting and financial analysis techniques and ability to use these skills to perform financial modeling including but not limited to discounted cash flow techniques and projected forecasted cash flow.
6. Proficient ability to use Microsoft Office programs and banking software.
7. Strong reading, writing, and grammar skills; superior analytical and mathematical skills; proficient communicative and interpersonal relations skills.
8. Ability to multitask under tight deadlines, strong time management skills.
9. Thorough knowledge of bank policy and procedures, as well as bank regulations.
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