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Collateral Analyst Jobs in Houston, TX (NOW HIRING)

QC Analyst

Houston, TX

$23 - $30.75/hr

State Changes, Releases, Collateral Management, Repossessions, and Post Funding for both retail and ... Analyze account documents selected at random to include title releases, state changes, collateral ...

... the collateral, originator, servicer and developing cash flow models and loss coverage analyses. * Working with Relationship Mangers and Portfolio Managers to analyze and create requisite loan ...

Perform loan and portfolio level stress testing of financial results, collateral, and credit ... Strong analytical skills with an ability to interpret complex financial information and identify ...

Perform loan and portfolio level stress testing of financial results, collateral, and credit ... Strong analytical skills with an ability to interpret complex financial information and identify ...

Perform loan and portfolio level stress testing of financial results, collateral, and credit ... Strong analytical skills with an ability to interpret complex financial information and identify ...

Showing results 21-40

Collateral Analyst information

See Houston, TX salary details

$17

$36

$53

How much do collateral analyst jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for collateral analyst in Houston, TX is $36.40, according to ZipRecruiter salary data. Most workers in this role earn between $26.39 and $49.38 per hour, depending on experience, location, and employer.

What is a collateral analyst?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.

What does a collateral analyst do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What are the key skills and qualifications needed to thrive as a collateral analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are some common challenges faced by collateral analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What job categories do people searching Collateral Analyst jobs in Houston, TX look for?

The top searched job categories for Collateral Analyst jobs in Houston, TX are:

What cities near Houston, TX are hiring for Collateral Analyst jobs?

Cities near Houston, TX with the most Collateral Analyst job openings:

Infographic showing various Collateral Analyst job openings in Houston, TX as of August 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 100% In-person job distribution, with an average salary of $75,715 per year, or $36.4 per hour.

$23 - $30.75/hr

Full-time

Re-posted 5 days ago


Job description

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citron, Dodge, DS Automobiles, Fiat, Jeep, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary:

The QC Analyst will be responsible for performing audits of the various functional areas within the organization, including but not limited to: State Changes, Releases, Collateral Management, Repossessions, and Post Funding for both retail and lease portfolios, to ensure adherence with SFS policies and regulatory guidelines. Detects errors and omissions in the various title and post funding processes. Contributes to quality control reporting to help identify areas for improvement.

Essential Job Duties and Responsibilities:

  • Analyze account documents selected at random to include title releases, state changes, collateral, repos, SOCs, Unwinds, and VIN corrections according to federal and regulatory guidelines.
  • Review and ensure the accuracy of completed documents, ensures maintenance and notes are completed in various systems.
  • Communicate with all teams within the organization to resolve any discrepancies.
  • Use policy, procedures, and knowledge of the business to resolve issues while following pre-established quality policies and guidelines.
  • Make suggestions for process improvements.
  • Maintain familiarity with Titles/ Post Funding policy and procedures.
  • Maintain confidentiality due to regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth.
  • Perform other ad hoc duties as assigned.

Qualifications and Competencies: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Experience:

  • Minimum 5 years auto finance experience specific to funding or titles processing.

Education:

  • High school diploma and/or GED.

Skills Required:

  • Strong analytical and organizational skills with close attention to detail.
  • Intermediate MS Office skill in Excel, Access, Word, and PowerPoint.
  • Excellent oral and written communication skills.
  • Ability to interface work autonomously and handle multiple projects simultaneously.

Qualifications Preferred:

  • Experience - (6) months to 1 year of relevant experience.
  • Overtime required month-end volume increases, and other tasks/assignments may require overtime as needed.
  • Travel 0-10% - on an as needed basis.
  • Must have reliable transportation and live within a commutable distance to the following city: Houston, TX

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Sitting for long periods of time, standing, walking, close vision for computer work, speaking, hearing, lift and/or move up to 10 lbs. Reasonable accommodation will be reviewed upon request.

An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.