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Climate Risk Insurance Jobs (NOW HIRING)

Arbol

Actuary

Sarasota, FL · On-site +1

$160K - $190K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and ...

Arbol

Actuary

New York, NY · Remote

$160K - $190K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and ...

Arbol

Actuary

Miami, FL · On-site

$160K - $190K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and ...

Arbol

Actuary

Miami, FL · Remote

$160K - $190K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and ...

Arbol

Actuary

New York, NY

$160K - $190K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and ...

Arbol

Commercial Lines Sales Manager - Florida

Miami, FL · Remote

$100K - $140K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol National Insurance Managers (ANIM) is a dynamic and growing property and casualty insurance ...

Arbol

Actuary

Sarasota, FL

$160K - $190K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and ...

Arbol

Actuary

Sarasota, FL · Remote

$160K - $190K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and ...

Arbol

Commercial Lines Sales Manager - Florida

Miami, FL · On-site

$100K - $140K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Arbol National Insurance Managers (ANIM) is a dynamic and growing property and casualty insurance ...

CannonDesign

Climate Resiliency Leader

$117K - $146K/yr

Deep expertise in climate risk assessment and resilient design strategies. * Deep experience in ... insurances. We have paid time off, flex-time schedules, remote work options and a 401k plan and ...

CannonDesign

Climate Resiliency Leader

OR · On-site +1

$117K - $146K/yr

Deep expertise in climate risk assessment and resilient design strategies. * Deep experience in ... insurances. We have paid time off, flex-time schedules, remote work options and a 401k plan and ...

Climate First Bank

Risk Officer

Saint Petersburg, FL · On-site +1

At Climate First Bank , we're redefining what banking can be. As a Florida Benefit Corporation and ... Medical, Dental & Vision Insurance * Health Savings Account (HSA) * Free Telemedicine access via ...

Climate First Bank

Risk Officer

At Climate First Bank , we're redefining what banking can be. As a Florida Benefit Corporation and ... Medical, Dental & Vision Insurance * Health Savings Account (HSA) * Free Telemedicine access via ...

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Showing results 21-40

All JobsClimate Risk Insurance Jobs

Climate Risk Insurance information

See salary details

$82.5K

$121.5K

$186K

How much do climate risk insurance jobs pay per year?

As of Aug 6, 2026, the average yearly pay for climate risk insurance in the United States is $121,506.00, according to ZipRecruiter salary data. Most workers in this role earn between $101,000.00 and $138,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a climate risk insurance professional?

To thrive as a Climate Risk Insurance professional, you need expertise in risk assessment, climate science, and insurance principles, often supported by a degree in finance, environmental science, or actuarial studies. Familiarity with modeling software, data analytics platforms, and relevant industry certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Strong analytical thinking, communication, and problem-solving skills help professionals interpret complex data and explain risk scenarios to clients. These skills are crucial for accurately assessing climate-related risks and developing effective insurance solutions in a rapidly changing environment.

What are some common challenges faced by professionals working in climate risk insurance?

Professionals in climate risk insurance often navigate rapidly evolving scientific data, regulatory frameworks, and unpredictable weather events that impact risk assessment and pricing. Collaborating closely with underwriters, actuaries, and climate scientists is essential to accurately model and manage emerging risks. Staying updated on advancements in climate modeling tools and regulatory changes is crucial, as is effectively communicating complex risk information to clients and stakeholders. This dynamic environment requires adaptability, strong analytical skills, and a proactive approach to ongoing learning.

What is climate risk insurance?

Climate risk insurance is a type of insurance product designed to protect individuals, businesses, or governments against financial losses caused by climate-related events, such as floods, hurricanes, droughts, or wildfires. It works by providing payouts or coverage when certain climate-triggered conditions are met, helping policyholders recover from disasters more quickly. This insurance is increasingly important as climate change leads to more frequent and severe weather events, and it can also incentivize risk reduction strategies.

What is the difference between Climate Risk Insurance vs Environmental Risk Analyst?

AspectClimate Risk InsuranceEnvironmental Risk Analyst
Required CredentialsCertifications in insurance, risk management, environmental scienceDegrees in environmental science, risk assessment, or related fields
Work EnvironmentInsurance companies, risk consulting firms, financial institutionsEnvironmental consulting firms, government agencies, corporations
Industry UsageInsurance policies, risk mitigation strategies for climate-related eventsEnvironmental impact assessments, regulatory compliance, risk analysis

Climate Risk Insurance focuses on developing insurance products to protect against climate-related damages, while Environmental Risk Analysts assess environmental risks and advise on mitigation strategies. Both roles require environmental knowledge but differ in their primary functions and industry applications.

More about Climate Risk Insurance jobs
What cities are hiring for Climate Risk Insurance jobs? Cities with the most Climate Risk Insurance job openings:
What states have the most Climate Risk Insurance jobs? States with the most job openings for Climate Risk Insurance jobs include:
What job categories do people searching Climate Risk Insurance jobs look for? The top searched job categories for Climate Risk Insurance jobs are:
Climate Risk Insurance jobs near you
Infographic showing various Climate Risk Insurance job openings in the United States as of August 2026, with employment types broken down into 77% Full Time, and 23% Part Time. Highlights an 77% In-person, 8% Hybrid, and 15% Remote job distribution, with an average salary of $121,506 per year, or $58.4 per hour.

Actuary

Arbol

Sarasota, FL • On-site, Remote

$160K - $190K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 7 days ago

Job description

Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbol's products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbol's key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure, scalable product development, automated, instant pricing using an artificial intelligence underwriter, blockchain-powered operational efficiencies, and non-traditional risk capacity bringing capital from non-insurance sources. By combining all these factors, Arbol brings scale, transparency, and efficiency to parametric coverage.
Arbol is building an AI-enabled homeowners insurance platform focused on underserved coastal and catastrophe-exposed markets. We are looking for a talented actuary to lead pricing, reserving, reinsurance analytics, and portfolio analytics while working side-by-side with our AI and engineering teams to build the next generation of actuarial workflows.
In this role, you will work primarily on homeowners' insurance in coastal southern states, with opportunities to support expansion into new lines and territories. A major focus will be translating complex actuarial judgment, workflows, and analyses into scalable AI-enabled tools that improve speed, rigor, and decision-making across the business. The ideal candidate takes ownership, is fluent in the right tools required for the task (Excel, Python, Claude Code, etc.), and is excited to work at the intersection of actuarial science, insurance operations, and applied AI.
What You'll Be Doing
Pricing & Rate Indications
  • Develop rate indications and pricing analyses (e.g., territory, deductible, and other rating factors).
  • Monitor rate adequacy, loss trends, inflation impacts, and emerging experience.
  • Build and maintain pricing tools, exhibits, and documentation used for internal decisions and regulatory filings.

Reserving & Loss Analytics
  • Perform quarterly reserve analyses (e.g., triangles, ultimate loss selections, IBNR, diagnostics) for homeowners and related lines.
  • Monitor loss emergence, claim severity/frequency trends, and CAT vs non-CAT performance.
  • Partner with Claims and Finance to reconcile results, investigate drivers, and improve data quality.

Portfolio Management & Performance Monitoring
  • Build recurring dashboards to monitor portfolio performance and emerging trends
  • Work with AIR and other catastrophe model output to assess exposure concentrations, catastrophe load, and risk-adjusted returns.
  • Evaluate reinsurance program impacts and support related reporting and analytics.
  • Support scenario analyses, including catastrophe load, trend, rate change, and mix sensitivities.

Actuarial Process Automation & AI Partnership
  • Learn Lilypad's actuarial processes end-to-end and identify opportunities for automation (e.g., gross-to-net loss calculations, reserve workflows).
  • Serve as a bridge between the actuarial and AI/engineering teams, translating actuarial logic into requirements that can be built into automated tools.
  • Write and maintain Python-based workflows to streamline recurring analyses; collaborate with the AI team on tool development.

Cross-Functional Support
  • Collaborate with Underwriting, Claims, Finance, Data/Engineering, and Leadership on special projects (product changes, underwriting guidelines, new territories/segments, vendor evaluation, etc.).
  • Contribute to process improvements, automation, and better controls/documentation.

What You'll Need
  • 5-8 years of P&C actuarial experience. ACAS/FCAS credential
  • High ownership and self-starter mindset; able to drive work forward with limited structure.
  • Strong proficiency in Excel and Python, with the ability to build clean, repeatable analyses.
    Strong analytical and problem-solving skills; able to communicate findings clearly to non-technical stakeholders.
  • Bachelor's degree in Actuarial Science, Mathematics, Statistics, or related quantitative field

What's Great to Have
  • Experience building repeatable analytics (dashboards, automated data pulls, version-controlled workflows).
  • Homeowners experience incl: catastrophe exposure management, weather/CAT analytics, inflation/trend work, or rate filing support.
  • Experience with reserving methods (e.g., chain ladder/BF/Cape Cod style approaches) and/or pricing indications.
  • Knowledge of policy/claims data structures and common insurance KPIs.

$160,000 - $190,000 a year
Essential Job Functions & Physical Requirements
  • Ability to sit for extended periods of time while working at a computer, with or without reasonable accommodation
  • Ability to use a computer, keyboard, mouse, and standard office equipment (e.g., phone, printer, scanner)
  • Ability to view a computer screen for prolonged periods, with or without reasonable accommodation
  • Ability to communicate effectively in person, by phone, and via email
  • Ability to occasionally stand, walk, bend, and reach within an office environment
  • Ability to lift and/or move up to 10-15 pounds occasionally (e.g., office supplies, files), with or without reasonable accommodation
  • Ability to perform repetitive motions, such as typing or data entry
  • Ability to maintain focus and attention while performing detailed tasks

Interested, but you don't meet every qualification? Please apply!
Arbol values the perspectives and experience of candidates with non-traditional backgrounds and we encourage you to apply even if you do not meet every requirement.
Accessibility
Arbol is committed to accessibility and inclusivity in the hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you require an accommodation to apply or interview, please contact [email protected]
Benefits
Arbol is proud to offer its full-time employees competitive compensation and equity in a high-growth startup. Our health benefits include comprehensive health, dental, and vision coverage, and an optional flexible spending account (FSA) to support your health. We offer a 401(k) match to support your future, and flexible PTO for you to relax and recharge.
Equal Opportunity Employer
Arbol is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, veteran status, or any other legally protected status.
Arbol participates in the E-Verify program to confirm employment eligibility.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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