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Claims Adjuster Trainee Jobs in Decatur, TX (NOW HIRING)

The Litigation Adjuster is an advanced-level position responsible for managing and resolving moderate to highly complex, high-exposure litigated claims involving commercial auto claims. This role ...

If questionable, then hire attorney for coverage counsel for coverage analysis. 2. Settle claims within settlement authority, where applicable. 3. Work with adjusters, insureds, attorneys, agents and ...

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Claims Adjuster Trainee information

See Decatur, TX salary details

$27.3K

$57.8K

$80.5K

How much do claims adjuster trainee jobs pay per year?

As of Aug 5, 2026, the average yearly pay for claims adjuster trainee in Decatur, TX is $57,756.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $67,500.00 per year, depending on experience, location, and employer.

What is a claims adjuster trainee?

A claims adjuster trainee is an entry-level position in insurance companies where individuals learn to evaluate insurance claims, determine coverage, and estimate damages under supervision. The role often involves training on industry software, policies, and claims procedures, with the goal of becoming a licensed claims adjuster.

Is it worth becoming a claims adjuster trainee?

Becoming a claims adjuster trainee can be a valuable entry point into the insurance industry, offering training in claims evaluation, customer service, and industry software. It provides opportunities for career advancement and certification, such as the Adjuster Licensing exam, which can lead to higher-paying roles as a claims adjuster. However, the job may involve irregular hours and handling stressful situations, so personal interest in insurance and claims work is important.

What does a claims adjuster trainee do?

As a claims adjuster trainee, your responsibilities are to help a claims adjuster evaluate insurance claims for home, auto, personal injury, commercial, or other forms of insurance. In this position, you work under the supervision of an experienced, licensed claims investigator. Your responsibilities may involve performing research and investigating claims to determine the cause of an incident. You may also interview claimants and witnesses to ascertain liability as well as work with your trainer to negotiate and settle the claim with customers.

What are the key skills and qualifications needed to thrive as a claims adjuster trainee, and why are they important?

To thrive as a Claims Adjuster Trainee, you need strong analytical skills, attention to detail, and a high school diploma or equivalent, with some employers preferring a bachelor’s degree. Familiarity with claims management software, Microsoft Office Suite, and sometimes a state adjuster’s license are typically required. Excellent communication, negotiation, and customer service skills are crucial for interacting with policyholders and resolving claims effectively. These abilities ensure accurate claim evaluations, efficient settlements, and high customer satisfaction in a competitive insurance environment.

What is the difference between Claims Adjuster Trainee vs Claims Adjuster?

AspectClaims Adjuster TraineeClaims Adjuster
CertificationsOften requires a license or certification, such as state-specific adjuster licensesRequires a license; experience may be preferred
Work EnvironmentTraining period, supervised, entry-levelFull responsibility, independent decision-making
Job ResponsibilitiesAssisting with claims, learning procedures, shadowing senior adjustersEvaluating claims, negotiating settlements, making coverage decisions
Industry UsageCommon starting role in insurance companiesFull-fledged role with more autonomy

The main difference between a Claims Adjuster Trainee and a Claims Adjuster is the experience level and responsibilities. Trainees are in training, often supervised, and focus on learning the job, while Claims Adjusters handle claims independently, making decisions and settlements. Both roles typically require licensing, but the Trainee position is an entry point into the industry.

What are some common challenges faced by claims adjuster trainees, and how can they be managed effectively?

Claims Adjuster Trainees often encounter challenges such as managing a large caseload, learning complex insurance policies, and handling difficult conversations with claimants. To manage these effectively, it's important to stay organized, actively seek guidance from experienced team members, and continuously build communication skills. Most companies offer mentorship programs and training resources to support trainees as they develop confidence in evaluating claims and making sound decisions. Building strong relationships with colleagues and leveraging available tools can make the learning curve more manageable.
What cities near Decatur, TX are hiring for Claims Adjuster Trainee jobs? Cities near Decatur, TX with the most Claims Adjuster Trainee job openings:
Infographic showing various Claims Adjuster Trainee job openings in Decatur, TX as of July 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 84% In-person, 4% Hybrid, and 12% Remote job distribution, with an average salary of $57,756 per year, or $27.8 per hour.

Claims Adjuster - Bodily Injury

Edge Claims

Roanoke, TX • On-site

Full-time

Re-posted 17 days ago


Job description

Description:

The Bodily Injury Claims Adjuster primary focus will be to provide service to our customers through initiative communication, verification of coverage, establishing liability through investigation, evaluation of all damages and payment of only what is owed to protect the interests of the customer as provided within their assigned auto policy.


The Bodily Injury Claims Adjuster must also comply with the Texas Department of Insurance Guidelines and remain in compliance, providing documentation through each step of the claims process.


Position Responsibilities:

  • Upon receipt, reviews each claim file to identify and establish a prompt investigation of coverage, liability, and damages.
  • Oversee assigned claims in accordance with the policy contract, best internal practices, industry standard, Fair Claim Practices, regulatory guidelines, applicable case law, and jurisdictional requirements.
  • Properly documents and manages all aspects of the file during the life of a claim (investigation, correspondence, negotiation, and settlement).
  • Effectively negotiates the settlement of claims of varying complexity with little direction and more complex claims under the direction of their supervisor/manager.
  • Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability.
  • Communicate timely and professionally with insureds, claimants, witnesses, attorneys, and other carriers via telephone and written correspondence to set expectations, explain rationale behind decisions made, and negotiate settlements as appropriate through resolution.
  • Works within settlement authority; submits requests to management for authority to negotiate, settle, accept, or deny claims when appropriate.
  • Investigates questions on coverage under a reservation of rights and advises the Underwriting Department of adverse findings.
  • Ensures that claims payments are issued in a timely and accurate manner.
Requirements:

Education

  • High School Diploma or equivalent required. Bachelor’s degree referred.

Experience

  • Minimum of 2 to 5 years of auto bodily injury claim handling experience
  • Texas Adjuster license required.
  • Strong technical and administrative background in auto claims handling.
  • Ability to work independently on technical and administrative matters in accordance with company policy and procedures.