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Cigna Underwriting Jobs (NOW HIRING)

At The Cigna Group, pricing and underwriting decisions rely on data-driven insights that are accurate, explainable, and operationally reliable. As the Data Science Director for Pricing & Underwriting ...

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Cigna Underwriting information

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$46.5K

How much do cigna underwriting jobs pay per year?

As of Jul 8, 2026, the average yearly pay for cigna underwriting in the United States is $43,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $44,500.00 per year, depending on experience, location, and employer.

What does a typical day look like for someone in Cigna Underwriting?

A typical day in Cigna Underwriting involves reviewing insurance applications, analyzing medical and financial information, and making risk-based decisions on policy approvals or pricing. You'll collaborate closely with sales representatives, brokers, and other internal teams to clarify application details and ensure client needs are met. The role often requires balancing multiple cases, meeting deadlines, and staying up to date with underwriting guidelines and industry regulations. This dynamic environment provides variety in daily tasks and opportunities to develop expertise in risk assessment and insurance products.

How much does Cigna pay employees?

Cigna underwriting employees' salaries vary based on experience, location, and role, but the average annual pay for underwriting positions ranges from approximately $60,000 to $90,000. Entry-level roles may start lower, while experienced underwriters or those with specialized skills can earn higher compensation, often supplemented with benefits and bonuses.

Why is Cigna falling?

Cigna Underwriting as a role may experience challenges if the company's financial performance declines or if there are changes in the insurance industry affecting profitability. Factors such as increased claim costs, regulatory changes, or shifts in market demand can impact the company's stability and, consequently, the job's stability. Staying informed about industry trends and maintaining relevant certifications can help mitigate risks associated with job security in underwriting positions.

Does Cigna offer remote jobs?

Cigna Underwriting positions may offer remote work options depending on the role and department. Many insurance and healthcare companies, including Cigna, have adopted flexible or remote work arrangements for certain jobs, especially those involving administrative, analytical, or customer service tasks. Candidates should review specific job postings for remote work eligibility and requirements.

What are the key skills and qualifications needed to thrive in the Cigna Underwriting position, and why are they important?

To thrive as a Cigna Underwriting professional, you need a strong analytical background, knowledge of risk assessment, and a bachelor's degree (often in business, finance, or a related field). Familiarity with underwriting software, Excel, and sometimes industry certifications such as LOMA or Associate in Underwriting (AU) are highly beneficial. Strong communication, attention to detail, and collaborative skills help you work effectively with sales teams and clients. These capabilities are vital for accurately evaluating insurance applications, ensuring compliance, and supporting Cigna's business objectives.

Why is Cigna laying people off?

Cigna Underwriting roles may experience layoffs due to organizational restructuring, changes in business priorities, or economic factors affecting the insurance industry. Such layoffs are typically part of broader company efforts to improve efficiency or adapt to market conditions.

What is a Cigna Underwriting job?

A Cigna Underwriting job involves assessing risk factors to determine appropriate pricing and coverage for insurance policies. Underwriters analyze medical history, financial data, and industry trends to ensure that policies are both competitive and financially sustainable for the company. They collaborate with sales teams, actuaries, and clients to develop solutions that align with business goals. Strong analytical skills, attention to detail, and knowledge of healthcare regulations are essential for success in this role.

What cities are hiring for Cigna Underwriting jobs? Cities with the most Cigna Underwriting job openings:
What are the most commonly searched types of Cigna Underwriting jobs? The most popular types of Cigna Underwriting jobs are:
What states have the most Cigna Underwriting jobs? States with the most job openings for Cigna Underwriting jobs include:
Infographic showing various Cigna Underwriting job openings in the United States as of July 2026, with employment types broken down into 52% Full Time, 4% Part Time, and 44% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $43,000 per year, or $20.7 per hour.
Account Executive - Cigna Pharmacy (Houston) - Cigna - Remote

Account Executive - Cigna Pharmacy (Houston) - Cigna - Remote

Cigna

Austin, TX • Remote

Full-time

Re-posted 21 days ago


Cigna Healthcare rating

8.4

Company rating: 8.4 out of 10

Based on 229 frontline employees who took The Breakroom Quiz

30th of 880 rated healthcare providers


Job description

SUMMARY:

Within Cigna Pharmacy Management, the Pharmacy Account Executive acts as the primary expert on pharmacy benefits for Cigna Pharmacy clients in the market segment of clients with up to 3,000 employees. The designated book of business is in the South Texas (primarily Houston) market.

The Pharmacy Account Executive position involves building and maintaining working relationships with internal stakeholders, clients, brokers, and consultants. The role supports Medical Sales teams through client retention and growth strategies for Cigna Pharmacy Management and provides expertise in implementation, reporting, and daily service operations.

RESPONSIBILITIES:

  • Manage and support client persistency for a designated book of business in the South Texas (primarily Houston) market.

  • Serve as the pharmacy subject matter expert (SME) for the Medical Sales organization, providing ongoing education and advancing pharmacy knowledge through training initiatives.

  • Participate in client engagements to review performance metrics and present a comprehensive suite of pharmacy management solutions aligned to reducing total healthcare costs.

  • Identify and drive opportunities to enhance pharmacy earnings contributions through strong client relationships and strategic collaboration with Medical Sales partners.

  • Partner cross-functionally with Medical Sales, underwriting, and key stakeholders to support pricing, renewal strategies, and competitive positioning to retain and grow business.

  • Coordinate external messaging related to pharmacy programs, collaborating with operational and support teams to ensure alignment.

  • Lead or support client and broker meetings, including service issue resolution discussions and acting as an escalation point for pharmacy-related concerns.

  • Participate in finalist presentations for new and existing business opportunities as needed.

  • Analyze pharmacy utilization trends to provide consultative recommendations and address client follow-up questions.

  • Build a deep understanding of client needs, goals, and objectives to deliver tailored solutions.

  • Provide pricing, audit, and contract support to clients and internal partners.

  • Interpret and communicate pharmacy coverage policies in collaboration with clinical partners.

  • Perform additional duties as needed to support client satisfaction and business objectives.

IDEAL CANDIDATES WILL HAVE A COMBINATION OF THE FOLLOWING:

  • Bachelor's degree preferred

  • 5 years or more of Pharmacy Benefit Management (PBM) / consulting experience supporting client expectations

  • Experience with consultative client management methodologies

  • Proven ability to manage a renewal independently with minimal supervision

  • Ability to navigate and leverage the broader organization to better support clients

  • A self-motivated individual displaying ownership, flexibility, accountability and responsibility

  • Operational understanding and competence with the PBM business model

  • Understanding the financial and pricing strategy of PBM

  • Excellent verbal and writing communication skills

  • Excellent presentation skills in group settings

  • Technical skills using all Microsoft programs

  • Residence in the Houston, TX area

  • Ability to travel up to 20% of the time depending on candidate's location with little or no advance notice

COMPETENCIES:

  • Customer focus

  • Organizational agility

  • Network building

  • Verbal & written communication skills

  • Presentation skills

  • Financial acumen

  • Negotiation skills

  • Executive presence


If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process, please email seeyourself@thecignagroup.com for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.


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