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Cigna Underwriting Jobs (NOW HIRING)

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Cigna Underwriting information

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$39K

$43K

$46.5K

How much do cigna underwriting jobs pay per year?

As of Jul 28, 2026, the average yearly pay for cigna underwriting in the United States is $43,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $44,500.00 per year, depending on experience, location, and employer.

What does a typical day look like for someone in Cigna Underwriting?

A typical day in Cigna Underwriting involves reviewing insurance applications, analyzing medical and financial information, and making risk-based decisions on policy approvals or pricing. You'll collaborate closely with sales representatives, brokers, and other internal teams to clarify application details and ensure client needs are met. The role often requires balancing multiple cases, meeting deadlines, and staying up to date with underwriting guidelines and industry regulations. This dynamic environment provides variety in daily tasks and opportunities to develop expertise in risk assessment and insurance products.

How much does Cigna pay employees?

Cigna underwriting employees' salaries vary based on experience, location, and role, but the average annual pay for underwriting positions ranges from approximately $60,000 to $90,000. Entry-level roles may start lower, while experienced underwriters or those with specialized skills can earn higher compensation, often supplemented with benefits and bonuses.

Why is Cigna falling?

Cigna Underwriting as a role may experience challenges if the company's financial performance declines or if there are changes in the insurance industry affecting profitability. Factors such as increased claim costs, regulatory changes, or shifts in market demand can impact the company's stability and, consequently, the job's stability. Staying informed about industry trends and maintaining relevant certifications can help mitigate risks associated with job security in underwriting positions.

Does Cigna offer remote jobs?

Cigna Underwriting positions may offer remote work options depending on the role and department. Many insurance and healthcare companies, including Cigna, have adopted flexible or remote work arrangements for certain jobs, especially those involving administrative, analytical, or customer service tasks. Candidates should review specific job postings for remote work eligibility and requirements.

What are the key skills and qualifications needed to thrive in the Cigna Underwriting position, and why are they important?

To thrive as a Cigna Underwriting professional, you need a strong analytical background, knowledge of risk assessment, and a bachelor's degree (often in business, finance, or a related field). Familiarity with underwriting software, Excel, and sometimes industry certifications such as LOMA or Associate in Underwriting (AU) are highly beneficial. Strong communication, attention to detail, and collaborative skills help you work effectively with sales teams and clients. These capabilities are vital for accurately evaluating insurance applications, ensuring compliance, and supporting Cigna's business objectives.

Why is Cigna laying people off?

Cigna Underwriting roles may experience layoffs due to organizational restructuring, changes in business priorities, or economic factors affecting the insurance industry. Such layoffs are typically part of broader company efforts to improve efficiency or adapt to market conditions.

What is a Cigna Underwriting job?

A Cigna Underwriting job involves assessing risk factors to determine appropriate pricing and coverage for insurance policies. Underwriters analyze medical history, financial data, and industry trends to ensure that policies are both competitive and financially sustainable for the company. They collaborate with sales teams, actuaries, and clients to develop solutions that align with business goals. Strong analytical skills, attention to detail, and knowledge of healthcare regulations are essential for success in this role.

What cities are hiring for Cigna Underwriting jobs? Cities with the most Cigna Underwriting job openings:
What are the most commonly searched types of Cigna Underwriting jobs? The most popular types of Cigna Underwriting jobs are:
What states have the most Cigna Underwriting jobs? States with the most job openings for Cigna Underwriting jobs include:
Infographic showing various Cigna Underwriting job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $43,000 per year, or $20.7 per hour.
Cigna Pharmacy Risk and Underwriting Advisor (Hybrid)

Cigna Pharmacy Risk and Underwriting Advisor (Hybrid)

Cigna

Chattanooga, TN • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago


Cigna Healthcare rating

8.4

Company rating: 8.4 out of 10

Based on 237 frontline employees who took The Breakroom Quiz

27th of 890 rated healthcare providers


Job description

Role Summary:

Drive profitable growth across a complex pharmacy portfolio by developing data-driven pricing strategies, leading customer negotiations, and partnering closely with Sales to win and retain business. Leveraging advanced analytics, financial modeling, and market intelligence, you will influence pricing decisions, product positioning, underwriting practices, and go-to-market strategies that deliver value for customers and the business.

Key Responsibilities:
Manages an assigned book of pharmacy business with accountability for profitable
growth, persistency, and earnings performance.
Conducts case-specific risk assessments and develops account-level pricing strategies.
Leads rate development and customer negotiations in collaboration with Sales for
complex pharmacy accounts.
Develops, executes, and monitors account plans to drive growth and profitability.
Analyzes market trends and competitive dynamics to deliver strategic
recommendations on pricing and product positioning.
Influences underwriting best practices and provides consultative input to matrix
partners on product development and pricing strategy.
Serves as a subject matter expert (SME) supporting Medical Underwriting teams and
broader stakeholders.

Qualifications:
5+ years of experience in Pharmacy Underwriting or related fields
Experience working with large datasets and applying data-driven insights to business decisions.
Proven ability to make sound decisions with a strong understanding of internal and
external financial implications

Experience using SQL, reporting tools, or other analytical platforms to support pricing and underwriting decisions.

Bachelor's degree or equivalent relevant work experience required
In-depth knowledge of market dynamics, competitive conditions, and pricing drivers


If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.For this position, we anticipate offering an annual salary of 88,700 - 147,800 USD / yearly, depending on relevant factors, including experience and geographic location.

This role is also anticipated to be eligible to participate in an annual bonus plan.


At The Cigna Group, you'll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you'll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year, paid holidays, and leaves of absence. For more details on our employee benefits programs, click here.


About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process, please email seeyourself@thecignagroup.com for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.


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