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Chief Risk Officer Jobs in Lancaster, PA (NOW HIRING)

Centennial

Chief Financial Officer

Lancaster, PA

The CFO oversees all financial functions--including accounting, FP&A, treasury, credit and collections, tax, audit, and risk management--and plays a critical role in supporting the family office ...

Reflexion

Fractional CISO

Lancaster, PA · On-site +1

Sit on 2-3 customer security-diligence calls (enterprise vendor-risk / InfoSec reviewers) alongside the CEO. * Validate what we attest against reality with the CTO (controls verification and gap ...

Reflexion

Fractional CISO

Lancaster, PA · Remote

Sit on 2-3 customer security-diligence calls (enterprise vendor-risk / InfoSec reviewers) alongside the CEO. * Validate what we attest against reality with the CTO (controls verification and gap ...

Reflexion

Fractional CISO

Lancaster, PA · Remote

Sit on 2-3 customer security-diligence calls (enterprise vendor-risk / InfoSec reviewers) alongside the CEO. * Validate what we attest against reality with the CTO (controls verification and gap ...

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All JobsChief Risk Officer JobsChief Risk Officer Jobs in Lancaster, PA

Chief Risk Officer information

See Lancaster, PA salary details

$96.2K

$186.4K

$373.2K

How much do chief risk officer jobs pay per year?

As of Aug 15, 2026, the average yearly pay for chief risk officer in Lancaster, PA is $186,363.00, according to ZipRecruiter salary data. Most workers in this role earn between $163,800.00 and $185,100.00 per year, depending on experience, location, and employer.

What is a chief risk officer?

A chief risk officer (CRO) oversees financial risks for a business or other organization. As a CRO, your job duties involve identifying business risks, developing risk management policies, and performing risk assessments of new projects. You usually collaborate with all departments in your organization, as well as stakeholders and board members, to determine suitable levels of financial risk. It is essential to monitor company policies to ensure that all projects meet industry standards and government regulations. Chief risk officers may also be in charge of internal auditing, IT security, and insurance needs.

What is the difference between Chief Risk Officer vs Risk Manager?

AspectChief Risk OfficerRisk Manager
CredentialsTypically requires advanced degrees (MBA, Master’s in Risk Management) and professional certifications (FRM, CRM)Often holds a bachelor’s degree; certifications like CRM or FRM are common but not always required
Work EnvironmentExecutive-level, strategic planning, overseeing entire risk management frameworkOperational role, implementing risk policies, analyzing specific risks
Industry UsageUsed across finance, insurance, corporate sectors at the executive levelFound in various industries, focusing on day-to-day risk assessment and mitigation

The Chief Risk Officer (CRO) is a senior executive responsible for the overall risk management strategy of an organization, requiring advanced credentials and strategic oversight. In contrast, a Risk Manager handles specific risk assessments and mitigation activities, often with less seniority and fewer certifications. Both roles are vital but differ in scope, responsibilities, and level of seniority.

What is a chief risk officer?

A Chief Risk Officer (CRO) is a senior executive responsible for identifying, assessing, and mitigating risks that could impact an organization’s operations or objectives. The CRO oversees risk management strategies, ensures compliance with regulatory requirements, and works closely with other executives to develop policies that protect the company from financial, operational, and reputational harm. This role is especially important in industries such as finance, insurance, and healthcare, where risk management is critical to organizational success.

What are some common challenges a chief risk officer faces in aligning risk management strategies across different departments?

A Chief Risk Officer (CRO) often encounters challenges in ensuring that risk management policies are consistently implemented across departments with varying objectives and risk appetites. Communication gaps, differing priorities, and varying levels of risk awareness can make it difficult to create a unified risk culture. CROs must work closely with department heads to tailor risk strategies that align with business goals while maintaining compliance and minimizing exposure. Building strong relationships and fostering ongoing education are key to overcoming these challenges and promoting effective enterprise-wide risk management.

What does a chief risk officer make?

A Chief Risk Officer (CRO) typically earns a salary ranging from $150,000 to over $300,000 annually, depending on the industry, company size, and location. They often receive bonuses, stock options, and other benefits, reflecting their senior management role responsible for identifying and managing organizational risks.

What are the key skills and qualifications needed to thrive as a chief risk officer, and why are they important?

To thrive as a Chief Risk Officer, you need deep expertise in risk management, financial analysis, regulatory compliance, and typically an advanced degree in finance, law, or business. Familiarity with risk assessment software, governance frameworks (such as COSO or ISO 31000), and relevant certifications like FRM or CRM is highly valued. Strategic thinking, leadership, and strong communication skills enable effective collaboration across executive teams and clear risk reporting. These capabilities are vital for identifying threats, safeguarding organizational assets, and ensuring sound decision-making in a complex regulatory environment.
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Chief Risk Officer jobs near you
Infographic showing various Chief Risk Officer job openings in Lancaster, PA as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 10% Part Time, and 3% Contract. Highlights an 90% Physical, 4% Hybrid, and 6% Remote job distribution, with an average salary of $186,363 per year, or $89.6 per hour.

Chief Financial Officer

Centennial

Lancaster, PA

Full-time

Re-posted 11 days ago

Job description

Centennial is seeking a Chief Financial Officer to lead a Pennsylvania distributor of plumbing, HVAC, PVF, and hydronic supplies with 44 locations across five states: with 450+ employees and a strong family‑owned culture. The Chief Financial Officer (CFO) is a key member of the Executive Team and a strategic partner to the President, ownership, and Board. This role provides financial leadership, operational insight, and disciplined oversight to drive growth, profitability, and long‑term value creation.


The CFO oversees all financial functions—including accounting, FP&A, treasury, credit and collections, tax, audit, and risk management—and plays a critical role in supporting the family office, real estate entities, and governance structures.


Key Responsibilities:

1. Strategic Financial Leadership

  • Serve as a trusted advisor to the President, ownership, and executive team
  • Provide data‑driven insights to support decision‑making and value creation

2. Accounting, Reporting & Compliance

  • Oversee all accounting operations (GL, A/P, A/R, payroll) and GAAP compliance
  • Lead external audits, tax filings, and regulatory reporting

3. Financial Planning & Performance Analysis

  • Lead annual budgeting and ongoing forecasting
  • Develop KPIs, dashboards, and performance reporting tools
  • Provide scenario modeling and financial analysis for strategic initiatives

4. Treasury, Cash & Capital Management

  • Manage cash flow, liquidity, and working capital
  • Oversee banking relationships, financing, and capital structure

5. Credit & Risk Management

  • Establish and oversee credit policies and risk frameworks
  • Manage insurance programs and enterprise risk mitigation

6. M&A and Strategic Growth

  • Lead financial modeling, valuation, and due diligence
  • Support integration of acquired businesses
  • Evaluate ROI on capital investments, expansions, and new locations

7. Family Office, Board & Governance

  • Serve as liaison to the family office, Board of Directors, and related business entities
  • Prepare and present board and family office materials
  • Support tax strategy, estate planning, and coordination with external advisors
  • Ensure transparency and governance across all related entities

8. Real Estate, Banking & Insurance Oversight

  • Oversee financial strategy and performance of the company’s real estate portfolio
  • Oversee insurance programs including workers’ compensation and auto

9. Leadership & Organizational Development

  • Build and lead a high‑performing finance organization
  • Support HR, benefits, and administrative functions as needed
  • Foster a culture aligned with company values and performance expectations


Experience & Qualifications

Education

·      Bachelor’s degree in Accounting, Finance, or Business Administration required

·      CPA required or strongly preferred

·      MBA or advanced degree preferred

Experience

·      Prior CFO or senior finance executive experience required

·      Experience in distribution, manufacturing, or multi‑location environments preferred

·      M&A and capital investment experience required

·      Big 4 and family‑owned/private company experience preferred