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Catastrophe Risk Analyst Jobs in California (NOW HIRING)

... catastrophe management practices across the product line or segment. * Partners closely with Risk ... Ability to drive results through analysis, problem identification, and effective resolution within ...

Senior Property Adjuster

Sacramento, CA ยท Remote

$63K - $114K/yr

You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement ... Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory ...

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Catastrophe Risk Analyst information

See California salary details

$15

$39

$65

How much do catastrophe risk analyst jobs pay per hour?

As of Jun 11, 2026, the average hourly pay for catastrophe risk analyst in California is $39.96, according to ZipRecruiter salary data. Most workers in this role earn between $29.42 and $48.65 per hour, depending on experience, location, and employer.

How does a Catastrophe Risk Analyst typically collaborate with underwriting and actuarial teams?

Catastrophe Risk Analysts work closely with underwriting and actuarial teams to assess potential losses from natural disasters and other large-scale events. They provide detailed modeling and scenario analyses that help underwriters price insurance policies more accurately and assist actuaries in setting appropriate reserves. Communication and teamwork are essential, as Catastrophe Risk Analysts must translate complex model outputs into actionable insights for decision-makers across departments. This collaboration ensures that risk is managed effectively and that the company maintains financial resilience.

How much do catastrophe analysts make?

Catastrophe risk analysts typically earn a median annual salary of around $70,000 to $100,000, depending on experience, education, and location. Senior analysts or those with specialized skills in modeling and data analysis can earn higher salaries, often exceeding $120,000 annually.

What is a Catastrophe Risk Analyst?

A Catastrophe Risk Analyst is a professional who evaluates and quantifies potential losses from natural and man-made disasters, such as hurricanes, earthquakes, floods, or terrorist attacks. They use statistical models, historical data, and specialized software to estimate the financial impact of these catastrophic events on insurance companies, businesses, or government agencies. Their analyses help organizations manage risk, set insurance premiums, and make informed decisions about risk mitigation strategies. This role is critical for the insurance and reinsurance industries, as well as for companies with significant exposure to catastrophic events.

Is cat modelling a good career?

A career as a catastrophe risk analyst involves assessing and modeling risks related to natural disasters using specialized software and statistical methods. It offers opportunities in insurance, reinsurance, and risk management industries, often requiring strong analytical skills and knowledge of catastrophe modeling tools. The field is growing with increasing focus on climate change and disaster preparedness.

What does a catastrophe risk analyst do?

A catastrophe risk analyst assesses the potential financial impact of natural and man-made disasters on insurance companies or organizations. They analyze data, model risks using specialized software, and develop strategies to mitigate losses, often requiring knowledge of statistics, risk modeling, and industry regulations.

What are the key skills and qualifications needed to thrive as a Catastrophe Risk Analyst, and why are they important?

To thrive as a Catastrophe Risk Analyst, you need strong analytical skills, a background in mathematics, statistics, or engineering, and typically a relevant degree. Familiarity with catastrophe modeling software (such as AIR or RMS), GIS tools, and programming languages like Python or R is often required. Attention to detail, problem-solving abilities, and effective communication are crucial soft skills to excel in this role. These skills and qualities are essential for accurately assessing risk, conveying complex findings, and supporting sound decision-making in the insurance and reinsurance industries.

Is risk analyst a good career?

A risk analyst, including catastrophe risk analysts, typically works in finance, insurance, or consulting to assess and manage potential risks. The role offers strong job growth, competitive salaries, and opportunities to develop skills in data analysis and risk modeling using tools like Excel and specialized software. It can be a stable and rewarding career for those interested in analytical problem-solving and risk management.

What is the difference between Catastrophe Risk Analyst vs Actuary?

AspectCatastrophe Risk AnalystActuary
Required CredentialsBachelor's degree, often in risk management, finance, or actuarial science; certifications like FRM or PRMBachelor's degree in mathematics, statistics, or actuarial science; professional actuarial exams (SOA, CAS)
Work EnvironmentInsurance companies, reinsurance firms, risk consultingInsurance companies, consulting firms, government agencies
Industry UsageFocuses on modeling and analyzing catastrophe risks like hurricanes or earthquakesFocuses on financial risk modeling, pricing, and reserving across various insurance lines

While both roles involve risk assessment and require quantitative skills, a Catastrophe Risk Analyst specializes in modeling natural disaster risks, whereas an Actuary focuses on broader financial risk analysis and insurance pricing. Both careers are vital in the insurance industry and often share similar credentials and work environments.

What are popular job titles related to Catastrophe Risk Analyst jobs in California? For Catastrophe Risk Analyst jobs in California, the most frequently searched job titles are:
What cities in California are hiring for Catastrophe Risk Analyst jobs? Cities in California with the most Catastrophe Risk Analyst job openings:
AVP, Underwriting - West (Technology P&C)

AVP, Underwriting - West (Technology P&C)

Cna

Irvine, CA โ€ข On-site

Full-time

Posted 6 days ago


Job description

You have a clear vision of where your career can go. And we have the leadership to help you get there.At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

JOB DESCRIPTION:

For over three decades, CNA has been a trusted provider of insurance solutions for technology companies of all sizes, from emerging startups to global enterprises-across software, IT services, hardware, media, and telecommunications. Our Global Technology Practice delivers specialized coverage including Technology Errors & Omissions (Tech E&O), Cyber Liability, comprehensive international solutions, to complement our traditional Property & Casualty lines.

With deep industry expertise, flexible capabilities, and a collaborative approach, we craft innovative insurance programs tailored to the unique needs of each client. CNA remains the carrier of choice for our valued agent and broker partners.

The ideal candidate will demonstrate strong leadership capabilities, guiding a team of underwriters in executing business strategy and driving sustainable production. Success in this role requires established industry relationships, demonstrated sales and marketing acumen, and the ability to navigate complex underwriting challenges. Candidates should bring a proven track record of progressive underwriting success within a carrier and/or broker environment, with experience spanning technology-focused solutions. A broad background across Middle Market Property & Casualty, Errors & Omissions, and Cyber products is strongly preferred.

Job Description Summary

This officer-level role is responsible for leading underwriting excellence across CNA's established and strategically critical Middle Market Technology Property & Casualty portfolio in the West. As one of the most mature and influential technology markets in North America, the West represents a core pillar of CNA's technology strategy and a key driver of sustained, profitable growth.

The position oversees a people leader and a high-performing team of underwriters, building on a strong historical foundation while deepening market presence and positioning the portfolio for continued expansion in a highly competitive, innovation-driven landscape.

The successful candidate will drive strategic execution by aligning underwriting practices, policies, and initiatives with company objectives. This role requires strong leadership, deep industry insight, and the ability to craft innovative insurance solutions that support continued growth and profitability in a dynamic and evolving market.

Essential Duties & Responsibilities

  • Leads the execution of strategic objectives, underwriting strategies, and best practices with meaningful impact on the short and longterm performance of the product line or segment.

  • Drives sustained profitability, growth, and operational effectiveness by actively assessing risk tolerance, market conditions, appetite, and emerging risk considerations.

  • Evaluates underwriting performance through financial and operational analysis, including rate, reserve adequacy, planning, and product reviews; communicates results to underwriting leadership and develops action plans to address identified opportunities or issues.

  • Oversees the utilization and profitability of alternative pricing programs, ensuring alignment with strategic and financial objectives.

  • Ensures consistent adherence to underwriting authority, audit standards, and catastrophe management practices across the product line or segment.

  • Partners closely with Risk Control, Actuarial, Claims, Worldwide Operations, and Compliance to address governance, regulatory, and compliance considerations related to underwriting practices.

  • Provides leadership and guidance in the development and enhancement of underwriting tools, training resources, and technical capabilities.

  • Leads, develops, and holds full management accountability for staff within the area of responsibility, with a strong emphasis on talent development, performance management, and succession planning.

  • Partners in the development of underwriting strategies, guidelines, and position papers for emerging risks and issues, as appropriate.

  • Maintains strong relationships with branches, brokers, agents, and customers to gain market insight, assess risk tolerance and appetite, and identify emerging issues and opportunities.

Reporting Relationship

Global Head of Technology

Skills, Knowledge & Abilities

  • Strong technical expertise in underwriting principles, practices, and methodologies within the insurance discipline.

  • Proven ability to communicate and collaborate effectively with internal and external business partners at all levels within a teambased and matrixed environment.

  • Demonstrated leadership and people management capabilities, grounded in integrity, professionalism, and sound judgment.

  • Ability to drive results through analysis, problem identification, and effective resolution within scope of responsibility.

  • Comprehensive knowledge of the insurance industry, including products, services, and market dynamics.

  • Proficiency with Microsoft Office and other business-related systems and tools.

Education & Experience

1. Bachelor's degree with master's preferred in a related discipline, or equivalent.
2. Typically, a minimum of 10 years of related work experience, with five years management experience.

In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $152,000 to $242,000 annually.Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visitcnabenefits.com.

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contactleaveadministration@cna.com